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Federal Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Sep. 30, 2021
Sep. 30, 2020
Deferred Tax Assets    
Allowance for loan losses $ 2,613 $ 2,440
Allowance for OREO losses 42 171
OTTI credit impairment on investment securities 64 64
Accrued interest on loans 75 8
Deferred compensation and bonuses 301 372
Reserve for loan commitments 76 81
Operating lease liabilities 495 552
Other 46 69
Total deferred tax assets 3,712 3,757
Deferred Tax Liabilities    
Goodwill 1,187 1,187
Loan servicing rights 731 650
Depreciation 787 778
Loan fees/costs 584 428
FHLB stock dividends 38 81
Prepaid expenses 162 98
Purchase accounting adjustment 233 207
Net unrealized gains on investment securities and investments in equity securities 20 23
Operating lease ROU assets 480 543
Total deferred tax liabilities 4,222 3,995
Net deferred tax liabilities $ (510) $ (238)