Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Sep. 30, 2019
Cash and cash equivalents:
Cash and due from financial institutions	$ 24,691	$ 25,179	[1]
Interest-bearing deposits in banks	246,953	117,836	[1]
Total cash and cash equivalents	271,644	143,015	[1]
Certificates of deposit (“CDs”) held for investment (at cost, which      approximates fair value)	72,014	78,346	[1]
Investment securities held to maturity, at amortized cost (estimated fair value $32,606 and $32,580)	30,660	31,102	[1]
Investment securities available for sale, at fair value	41,914	22,532	[1]
Investments in equity securities, at fair value	977	958
Federal Home Loan Bank of Des Moines (“FHLB”) stock	1,922	1,437	[1]
Other investments, at cost	3,000	3,000	[1]
Loans held for sale	9,837	6,071	[1]
Loans receivable, net of allowance for loan losses of $12,894 and $9,690	1,012,759	886,662	[1]
Premises and equipment, net	23,119	22,830	[1]
Other real estate owned (“OREO”) and other repossessed assets, net	1,466	1,683	[1]
Accrued interest receivable	4,614	3,598	[1]
Bank owned life insurance (“BOLI”)	21,447	21,005	[1]
Goodwill	15,131	15,131	[1]
Core deposit intangible (“CDI”), net	1,727	2,031
Servicing rights, net	3,073	2,408	[1]
Operating lease right-of-use ("ROU") assets	2,662	0	[1]
Other assets	3,676	5,323	[1]
Total assets	1,521,642	1,247,132	[1]
Deposits:
Non-interest-bearing demand	427,102	296,472	[1]
Interest-bearing	891,438	771,755	[1]
Total deposits	1,318,540	1,068,227	[1]
FHLB borrowings	10,000	0	[1]
Operating lease liabilities	2,695	0
Other liabilities and accrued expenses	7,601	7,838	[1]
Total liabilities	1,338,836	1,076,065	[1]
Shareholders’ equity
Preferred stock, $0.01 par value; 1,000,000 shares authorized; none issued	0	0	[2]
Common stock, $0.01 par value; 50,000,000 shares authorized; 8,310,793 shares issued and outstanding - June 30, 2020 8,329,419 shares issued and outstanding - September 30, 2019	42,352	43,030	[2]
Retained earnings	140,478	127,987	[2]
Accumulated other comprehensive income (loss)	(24)	50	[2]
Total shareholders’ equity	182,806	171,067	[2]
Total liabilities and shareholders’ equity	1,521,642	1,247,132	[2]
Estimated Fair Value	$ 32,606	$ 32,580

[1] Derived from audited consolidated financial statements.

[2] Derived from audited consolidated financial statements.