Consolidated Statements of Cash Flows $ in Thousands	9 Months Ended
	Jun. 30, 2020 USD ($)		Jun. 30, 2019 USD ($)
Cash flows from operating activities
Net income	$ 17,912		$ 17,685
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,200		0
Depreciation	1,163		1,232
Accretion of discount on purchased loans	(423)		(457)
Amortization of CDI	304		339
Earned ESOP shares	31		441
Stock option compensation expense	138		159
Net recoveries on investment securities	(113)		(34)
Change in fair value of investments in equity securities	(19)		(34)
Gain on sale of investment securities held to maturity	0		(47)
Gain on sales of OREO and other repossessed assets, net	(33)		(31)
Provision for OREO losses	25		23
Gain on sales of loans, net	(3,829)		(1,194)
(Gain) loss on sales/disposition of premises and equipment, net	98		(8)
Loans originated for sale	(114,073)		(48,542)
Proceeds from sales of loans	114,136		48,183
Amortization of servicing rights	599		476
Valuation adjustment on servicing rights	23		0
BOLI net earnings	(442)		(474)
BOLI death benefit in excess of cash surrender value	0		1,028
Increase in deferred loan origination fees	3,925		201
Net change in accrued interest receivable and other assets, and other liabilities and accrued expenses	(977)		659
Net cash provided by operating activities	21,449		17,565
Cash flows from investing activities
Net decrease (increase) in CDs held for investment	6,332		(14,921)
Proceeds from sale of investment securities available for sale	0		2,332
Proceeds from sale of investment securities held to maturity	0		2,937
Purchase of investment securities held to maturity	(9,754)		(13,229)
Purchase of investment securities available for sale	(23,366)		0
Proceeds from maturities and prepayments of investment securities held to maturity	10,480		5,266
Proceeds from maturities and prepayments of investment securities available for sale	3,856		906
Purchase of FHLB stock	(485)		(42)
Increase in loans receivable, net	(132,799)		(26,882)
Additions to premises and equipment	(1,661)		(2,040)
Proceeds from sales of premises and equipment	307		0
Cash acquired, net of cash consideration paid in business combination	0		14,284
Escrow deposit for business combination	0		6,900
Proceeds from death benefit on BOLI	0		2,059
Proceeds from sales of OREO and other repossessed assets	225		318
Net cash used in investing activities	(146,865)		(22,112)
Cash flows from financing activities
Net increase in deposits	250,313		31,491
FHLB borrowings	10,000		0
Proceeds from exercise of stock options	391		340
Repurchase of common stock	1,238		70
Payment of dividends	(5,421)		(5,243)
Net cash provided by financing activities	254,045		26,518
Net increase in cash and cash equivalents	128,629		21,971
Cash and cash equivalents, at beginning of period	143,015	[1]	148,864
Cash and cash equivalents, at end of period	271,644
Supplemental disclosure of cash flow information
Income taxes paid	5,165		3,845
Interest paid	3,648		3,247
Supplemental disclosure of non-cash investing activities
Loans transferred to OREO and other repossessed assets	0		91
Other comprehensive (loss) income related to investment securities	(74)		33
Operating lease liabilities arising from recording of ROU assets	2,889		$ 0	[1]
Business Combination (see Note 2)
Fair value of assets acquired	0
Fair value of liabilities assumed	$ 0

[1] Derived from audited consolidated financial statements.