Deposits (Tables)

12 Months Ended

Sep. 30, 2013

Deposits [Abstract]

Schedule of Deposits

Deposits consisted of the following at September 30, 2013 and 2012 (dollars in thousands):

	2013		2012
Non-interest-bearing demand	$	87,657	$	75,296
NOW checking	156,100		150,139
Savings	91,349		87,493
Money market accounts	99,006		79,549
Certificates of deposit	174,150		205,449
Total	$	608,262	$	597,926

Scheduled maturities of certificates of deposit for future years

Scheduled maturities of certificates of deposit for future years ending September 30 are as follows (dollars in thousands):

2014	$	111,480
2015	29,950
2016	12,788
2017	12,030
2018	6,535
Thereafter	1,367
Total	$	174,150

Schedule of Interest Expense on Deposits

Interest expense on deposits by account type was as follows for the years ended September 30, 2013, 2012 and 2011 (dollars in thousands):

	2013		2012		2011
NOW checking	$	463	$	651	$	1,415
Savings	55		245		459
Money market accounts	246		334		435
Certificates of deposit	1,804		2,721		3,827
Total	$	2,568	$	3,951	$	6,136