Premises and Equipment (Tables)

12 Months Ended

Sep. 30, 2013

Property, Plant and Equipment [Abstract]

Premises and equipment consisted of the following at September 30, 2013 and 2012 (dollars in thousands):



	2013		2012
Land	$	4,112	$	4,293
Buildings and improvements	17,344		17,188
Furniture and equipment	7,527		7,189
Property held for future expansion	110		110
Construction and purchases in progress	370		72
	29,463		28,852
Less accumulated depreciation	11,699		10,966

Premises and equipment, net	$	17,764	$	17,886

Minimum net rental commitments under non-cancellable leases

Minimum net rental commitments under non-cancellable leases having an original or remaining term of more than one year for fiscal years ending subsequent to September 30, 2013 are as follows (dollars in thousands):



2014	$	183
2015	256
2016	128
2017	74
2018	74
Thereafter	166

Total minimum payments required	$	881

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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