Deposits

Deposits consisted of the following at September 30, 2013 and 2012 (dollars in thousands):



	2013		2012
Non-interest-bearing demand	$	87,657	$	75,296
NOW checking	156,100		150,139
Savings	91,349		87,493
Money market accounts	99,006		79,549
Certificates of deposit	174,150		205,449

Total	$	608,262	$	597,926

Certificates of deposit of $100,000 or greater totaled $63,958,000 and $77,540,000 at September 30, 2013 and 2012, respectively. The Company had brokered deposits totaling $1,191,000 at September 30, 2013. There were no brokered deposits at September 30, 2012.

Scheduled maturities of certificates of deposit for future years ending September 30 are as follows (dollars in thousands):



2014	$	111,480
2015	29,950
2016	12,788
2017	12,030
2018	6,535
Thereafter	1,367

Total	$	174,150

Interest expense on deposits by account type was as follows for the years ended September 30, 2013, 2012 and 2011 (dollars in thousands):



	2013		2012		2011
NOW checking	$	463	$	651	$	1,415
Savings	55		245		459
Money market accounts	246		334		435
Certificates of deposit	1,804		2,721		3,827

Total	$	2,568	$	3,951	$	6,136