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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Receivables [Abstract]    
Schedule of changes in allowance for loan losses
A summary of the changes in the allowance for loan losses during the years ended December 31, 2018, 2017 and 2016 is as follows:
 
Year Ended December 31,
 
2018
 
2017
 
2016
 
(In thousands)
Balance at the beginning of the year
$
32,086

 
$
31,083

 
$
29,746

Charge-offs
(3,605
)
 
(4,838
)
 
(6,085
)
Recoveries of loans previously charged-off
1,432

 
1,621

 
2,491

Provision for loan losses
5,129

 
4,220

 
4,931

Balance at the end of the year
$
35,042


$
32,086

 
$
31,083


The following table details the activity in the allowance for loan losses disaggregated by segment and class for the year ended December 31, 2018:
 
Balance at Beginning of Year
 
Charge-offs
 
Recoveries
 
Provision for Loan Losses
 
Balance at End of Year
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
9,910

 
$
(1,250
)
 
$
901

 
$
1,782

 
$
11,343

Owner-occupied commercial real estate
3,992

 
(1
)
 
7

 
900

 
4,898

Non-owner occupied commercial real estate
8,097

 
(149
)
 
—

 
(478
)
 
7,470

Total commercial business
21,999

 
(1,400
)

908


2,204


23,711

One-to-four family residential
1,056

 
(45
)
 
—

 
192

 
1,203

Real estate construction and land development:
 
 
 
 
 
 

 
 
One-to-four family residential
862

 
—

 
11

 
367

 
1,240

Five or more family residential and commercial properties
1,190

 
—

 
—

 
(236
)
 
954

Total real estate construction and land development
2,052

 
—


11


131


2,194

Consumer
6,081

 
(2,160
)
 
513

 
2,147

 
6,581

Unallocated
898

 
—

 
—

 
455

 
1,353

Total
$
32,086

 
$
(3,605
)

$
1,432


$
5,129


$
35,042

The following table details the activity in the allowance for loan losses disaggregated by segment and class for the year ended December 31, 2016:
 
Balance at Beginning of Year
 
Charge-offs
 
Recoveries
 
Provision for Loan Losses
 
Balance at End of Year
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
9,972

 
$
(3,265
)
 
$
1,844

 
$
2,417

 
$
10,968

Owner-occupied commercial real estate
4,370

 
(538
)
 
—

 
(171
)
 
3,661

Non-owner occupied commercial real estate
7,722

 
(350
)
 
—

 
381

 
7,753

Total commercial business
22,064

 
(4,153
)
 
1,844

 
2,627

 
22,382

One-to-four family residential
1,157

 
—

 
2

 
(144
)
 
1,015

Real estate construction and land development:
 
 
 
 
 
 
 
 
 
One-to-four family residential
1,058

 
(100
)
 
83

 
(244
)
 
797

Five or more family residential and commercial properties
813

 
(54
)
 
—

 
600

 
1,359

Total real estate construction and land development
1,871

 
(154
)
 
83

 
356

 
2,156

Consumer
4,309

 
(1,778
)
 
562

 
1,931

 
5,024

Unallocated
345

 
—

 
—

 
161

 
506

Total
$
29,746

 
$
(6,085
)
 
$
2,491

 
$
4,931

 
$
31,083
The following table details the activity in the allowance for loan losses disaggregated by segment and class for the year ended December 31, 2017:
 
Balance at Beginning of Year
 
Charge-offs
 
Recoveries
 
Provision for Loan Losses
 
Balance at End of Year
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
10,968

 
$
(859
)
 
$
792

 
$
(991
)
 
$
9,910

Owner-occupied commercial real estate
3,661

 
(1,579
)
 
155

 
1,755

 
3,992

Non-owner occupied commercial real estate
7,753

 
—

 
—

 
344

 
8,097

Total commercial business
22,382

 
(2,438
)
 
947

 
1,108

 
21,999

One-to-four family residential
1,015

 
(30
)
 
2

 
69

 
1,056

Real estate construction and land development:
 
 
 
 
 
 
 
 
 
One-to-four family residential
797

 
(556
)
 
202

 
419

 
862

Five or more family residential and commercial properties
1,359

 
—

 
—

 
(169
)
 
1,190

Total real estate construction and land development
2,156

 
(556
)
 
202

 
250

 
2,052

Consumer
5,024

 
(1,814
)
 
470

 
2,401

 
6,081

Unallocated
506

 
—

 
—

 
392

 
898

Total
$
31,083

 
$
(4,838
)
 
$
1,621

 
$
4,220

 
$
32,086
Schedule of loan receivables on the basis of impairment method
The following table details the allowance for loan losses disaggregated on the basis of the Company's impairment method as of December 31, 2017:
 
Loans Individually Evaluated for Impairment
 
Loans Collectively Evaluated for Impairment
 
PCI Loans
 
Total Allowance for Loan Losses
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
Commercial and industrial
$
1,326

 
$
7,558

 
$
1,026

 
$
9,910

Owner-occupied commercial real estate
621

 
2,557

 
814

 
3,992

Non-owner occupied commercial real estate
1,222

 
5,919

 
956

 
8,097

Total commercial business
3,169


16,034


2,796


21,999

One-to-four family residential
93

 
798

 
165

 
1,056

Real estate construction and land development:
 
 
 
 
 
 
 
One-to-four family residential
2

 
635

 
225

 
862

Five or more family residential and commercial properties
37

 
1,064

 
89

 
1,190

Total real estate construction and land development
39


1,699


314


2,052

Consumer
54

 
5,303

 
724

 
6,081

Unallocated
—

 
898

 
—

 
898

Total
$
3,355


$
24,732


$
3,999


$
32,086


The following table details the recorded investment balance of the loan receivables disaggregated on the basis of the Company’s impairment method as of December 31, 2017:
 
Loans Individually Evaluated for Impairment
 
Loans Collectively Evaluated for Impairment
 
PCI Loans
 
Total Gross Loans Receivable
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
Commercial and industrial
$
11,999

 
$
630,485

 
$
2,912

 
$
645,396

Owner-occupied commercial real estate
6,808

 
603,827

 
11,515

 
622,150

Non-owner occupied commercial real estate
16,019

 
957,233

 
13,342

 
986,594

Total commercial business
34,826


2,191,545


27,769


2,254,140

One-to-four family residential
299

 
81,443

 
5,255

 
86,997

Real estate construction and land development:
 
 
 
 
 
 
 
One-to-four family residential
1,247

 
50,649

 
89

 
51,985

Five or more family residential and commercial properties
645

 
94,819

 
2,035

 
97,499

Total real estate construction and land development
1,892


145,468


2,124


149,484

Consumer
442

 
349,194

 
5,455

 
355,091

Total
$
37,459


$
2,767,650


$
40,603


$
2,845,712

The following table details the allowance for loan losses disaggregated on the basis of the Company's impairment method as of December 31, 2018:
 
Loans Individually Evaluated for Impairment
 
Loans Collectively Evaluated for Impairment
 
PCI Loans
 
Total Allowance for Loan Losses
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
Commercial and industrial
$
2,607

 
$
7,913

 
$
823

 
$
11,343

Owner-occupied commercial real estate
1,142

 
3,063

 
693

 
4,898

Non-owner occupied commercial real estate
206

 
6,630

 
634

 
7,470

Total commercial business
3,955

 
17,606

 
2,150

 
23,711

One-to-four family residential
76

 
1,015

 
112

 
1,203

Real estate construction and land development:
 
 
 
 
 
 
 
One-to-four family residential
—

 
1,040

 
200

 
1,240

Five or more family residential and commercial properties
—

 
875

 
79

 
954

Total real estate construction and land development
—

 
1,915

 
279

 
2,194

Consumer
139

 
5,965

 
477

 
6,581

Unallocated
—

 
1,353

 
—

 
1,353

Total
$
4,170


$
27,854


$
3,018


$
35,042

The following table details the recorded investment balance of the loan receivables disaggregated on the basis of the Company’s impairment method as of December 31, 2018:
 
Loans Individually Evaluated for Impairment
 
Loans Collectively Evaluated for Impairment
 
PCI Loans
 
Total Gross Loans Receivable
 
(In thousands)
Commercial business:
 
 
 
 
 
 
 
Commercial and industrial
$
22,642

 
$
827,531

 
$
3,433

 
$
853,606

Owner-occupied commercial real estate
5,816

 
766,783

 
7,215

 
779,814

Non-owner occupied commercial real estate
6,276

 
1,291,128

 
7,059

 
1,304,463

Total commercial business
34,734


2,885,442


17,707


2,937,883

One-to-four family residential
279

 
98,169

 
3,315

 
101,763

Real estate construction and land development:
 
 
 
 
 
 

One-to-four family residential
899

 
101,451

 
380

 
102,730

Five or more family residential and commercial properties
—

 
112,687

 
43

 
112,730

Total real estate construction and land development
899


214,138


423


215,460

Consumer
527

 
391,556

 
3,462

 
395,545

Total
$
36,439


$
3,589,305


$
24,907


$
3,650,651