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Deposits (Tables)
 12 Months Ended
Oct. 31, 2025
Text Block [Abstract]  
Summary of Deposits and Components
$ millions, as at October 31
   
Payable on
demand 
(3)
     
Payable after
notice 
(4)
     
Payable on a
fixed date 
(5)(6)
     
2025
Total
     
2024
Total
  
Personal
   
$
15,185
 
   
$
145,592
 
   
$
97,362
 
   
$
258,139
 
    $   252,894  
Business and government
(7)
   
 
109,376
 
   
 
128,092
 
   
 
219,816
 
   
 
457,284
 
      435,499  
Bank
   
 
17,649
 
   
 
337
 
   
 
8,737
 
   
 
26,723
 
      20,009  
Secured borrowings
(8)
   
 
–
 
   
 
–
 
   
 
65,978
 
   
 
65,978
 
      56,455  
Total deposits
   
$
  142,210
 
   
$
  274,021
 
   
$
  391,893
 
   
$
  808,124
 
    $ 764,857  
Comprises:
               
Held at amortized cost
            
$
764,401
 
    $ 725,849  
Designated at fair value
                              
 
43,723
 
      39,008  
Total deposits
                              
$
808,124
 
    $ 764,857  
Deposits include:
(9)
               
Non-interest-bearing deposits
               
Canada
            
$
91,074
 
    $ 84,460  
U.S.
            
 
12,894
 
      12,927  
Other international
            
 
5,963
 
      5,691  
Interest-bearing deposits
               
Canada
            
 
549,270
 
      526,186  
U.S.
            
 
107,607
 
      101,141  
Other international
                              
 
41,316
 
      34,452  
Total deposits
                              
$
808,124
 
    $ 764,857  
 
(1)
Includes deposits of $298.3 billion (2024: $288.4 billion) denominated in U.S. dollars and deposits of $70 billion (2024: $52.9 billion) denominated in other foreign currencies.
(2)
Net of purchased notes of $0.5 billion (2024: $0.6 billion).
(3)
Includes all deposits for which we do not have the right to require notice of withdrawal. These deposits are generally chequing accounts.
(4)
Includes all deposits for which we can legally require notice of withdrawal. These deposits are generally savings accounts.
(5)
Includes all deposits that mature on a specified date. These deposits are generally term deposits, guaranteed investment certificates, and similar instruments.
(6)
Includes $67.0 billion (2024: $61.1 billion) of deposits which are subject to the bank recapitalization (bail-in) conversion regulations issued by the Department of Finance Canada. These regulations provide certain statutory powers to the Canada Deposit Insurance Corporation, including the ability to convert specified eligible shares and liabilities of CIBC into common shares in the event that CIBC is determined to be non-viable.
(7)
Includes $17.3 billion (2024: $15.5 billion) of structured note liabilities that were sold upon issuance to third-party financial intermediaries, who may resell the notes to retail investors in foreign jurisdictions.
(8)
Comprises liabilities issued by or as a result of activities associated with the securitization of residential mortgages, Covered Bond Programme, and consolidated securitization vehicles.
(9)
Classification is based on geographical location of the CIBC office.