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Goodwill, Software and Other Intangible Assets (Tables)
 12 Months Ended
Oct. 31, 2025
Text Block [Abstract]  
Summary of Changes in Carrying Amount of Goodwill by Cash Generating Units
We have two significant CGUs to which goodwill has been allocated. The changes in the carrying amount of goodwill are allocated to each CGU as follows:
 
     CGUs         
$ millions, as at or for the year ended October 31
    Canadian
Wealth
Management		      U.S. Commercial
Banking and
Wealth
Management		      Other      Total  
2025
   
Balance at beginning of year
   
$
884
 
   
$
4,318
 
   
$
241
 
   
$
5,443
 
  
Impairment
   
 
–
 
   
 
–
 
   
 
–
 
   
 
–
 
    
Adjustments
 (1)
   
 
–
 
   
 
31
 
   
 
1
 
   
 
32
 
    
Balance at end of year
   
$
884
 
   
$
4,349
 
   
$
242
 
   
$
5,475
 
2024
    Balance at beginning of year    $ 884      $ 4,300      $ 241      $ 5,425  
  
Impairment
      –        –        –        –  
    
Adjustments
 (1)
      –        18        –        18  
     Balance at end of year    $   884      $   4,318      $   241      $   5,443  
 
(1)
Includes foreign currency translation adjustments.
Schedule of Components of Finite-lived Software and Other Intangible Assets
The components of finite-lived software
and
other intangible assets are as follows:
 
$ millions, as at or for the year ended October 31
    Software
 (1)
     Core deposit
intangibles
 (2)
     Contract
based		      Customer
relationships
 (3)
     Total  
2025
   
Gross carrying amount
            
  
Balance at beginning of year
   
$
5,705
 
  
$
53
 
  
$
  11
 
   
$
  381
 
  
$
  6,150
 
  
Additions
   
 
719
 
  
 
–
 
  
 
–
 
   
 
–
 
  
 
719
 
  
Disposals
(4)
   
 
(67
) 
  
 
(20
)
 
 
–
 
   
 
(4
) 
  
 
(91
)
    
Adjustments
(5)
   
 
3
 
  
 
1
 
  
 
–
 
   
 
1
 
  
 
5
 
    
Balance at end of year
   
$
6,360
 
  
$
34
 
  
$
11
 
   
$
378
 
  
$
6,783
 
2024
   
Balance at end of year
    $ 5,705     $ 53     $ 11      $ 381     $ 6,150  
2025
   
Accumulated amortization
            
  
Balance at beginning of year
   
$
3,190
 
  
$
43
 
  
$
9
 
   
$
194
 
  
$
3,436
 
  
Amortization and impairment
(6)
   
 
615
 
  
 
5
 
  
 
1
 
   
 
39
 
  
 
660
 
  
Disposals
(4)
   
 
(67
)
  
 
(20
) 
  
 
–
 
   
 
(4
)
  
 
(91
)
    
Adjustments
(5)
   
 
(2
)
  
 
1
 
  
 
–
 
   
 
1
 
  
 
–
 
    
Balance at end of year
   
$
3,736
 
  
$
29
 
  
$
10
 
   
$
230
 
  
$
4,005
 
2024
   
Balance at end of year
    $ 3,190     $ 43     $ 9      $ 194     $ 3,436  
   Net book value            
  
As at October 31, 2025
   
$
2,624
 
  
$
5
 
  
$
1
 
   
$
148
 
  
$
2,778
 
    
As at October 31, 2024
    $   2,515     $    10     $ 2      $ 187     $ 2,714  
 
(1)
Includes $1,078 million (2024: $1,062 million) of work-in-progress not subject to amortization.
(2)
Acquired as part of the acquisition of The PrivateBank.
(3)
Represents customer relationships associated with past acquisitions including of the Canadian Costco credit card portfolio in 2022.
(4)
Includes write-offs of fully amortized assets.
(5)
Includes foreign currency translation.
(6)
Includes impairment of work-in-progress.