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Property and equipment
 12 Months Ended
Oct. 31, 2025
Text Block [Abstract]  
Property and equipment
Note 7
  
Property and equipment
 
 
$ millions, as at or for the year ended October 31
  
Right-of-

use assets
 
  
Land and
buildings
 (1)
 
  
Computer
equipment
 
 
Office furniture,
equipment
and other 
(1)
 
 
Leasehold
improvements
 (1)
 
  
Total
 
2025
   
Cost
                
  
Balance at beginning of year
   
$
  2,933
 
   
$
  831
 
   
$
  1,087
 
  
$
  956
 
  
$
  1,670
 
   
$
  7,477
 
  
Additions
(2)
   
 
236
 
   
 
46
 
   
 
68
 
  
 
134
 
  
 
200
 
   
 
684
 
  
Disposals
(3)
   
 
(120
) 
   
 
(14
) 
   
 
(231
) 
  
 
(83
) 
  
 
(47
) 
   
 
(495
) 
    
Adjustments
(4)
   
 
5
 
   
 
1
 
   
 
2
 
  
 
3
 
  
 
2
 
   
 
13
 
    
Balance at end of year
   
$
3,054
 
   
$
864
 
   
$
926
 
  
$
  1,010
 
  
$
1,825
 
   
$
7,679
 
2024
   
Balance at end of year
    $ 2,933      $ 831      $ 1,087     $ 956     $ 1,670      $ 7,477  
2025
   
Accumulated depreciation
                
  
Balance at beginning of year
   
$
1,290
 
   
$
359
 
   
$
897
 
  
$
547
 
  
$
1,025
 
   
$
4,118
 
  
Depreciation and impairment
   
 
269
 
   
 
19
 
   
 
85
 
  
 
60
 
  
 
85
 
   
 
518
 
  
Disposals
(3)
   
 
(90
) 
   
 
(7
) 
   
 
(230
) 
  
 
(35
) 
  
 
(44
) 
   
 
(406
) 
    
Adjustments
(4)
   
 
2
 
   
 
1
 
   
 
1
 
  
 
1
 
  
 
1
 
   
 
6
 
    
Balance at end of year
   
$
1,471
 
   
$
372
 
   
$
753
 
  
$
573
 
  
$
1,067
 
   
$
4,236
 
2024
   
Balance at end of year
    $ 1,290      $ 359      $ 897     $ 547     $ 1,025      $ 4,118  
  
Net book value
                
  
As at October 31, 2025
   
$
1,583
 
   
$
492
 
   
$
173
 
  
$
437
 
  
$
758
 
   
$
3,443
 
    
As at October 31, 2024
    $ 1,643      $ 472      $ 190     $ 409     $ 645      $ 3,359  
 
(1)
Includes $427 million (2024: $196 million) of work-in-progress not subject to depreciation.
(2)
Includes impact of lease modifications.
(3)
Includes write-offs of fully depreciated assets.
(4)
Includes foreign currency translation adjustments.
Cost
of net additions and disposals during the year was: Canadian Personal and Business
Banking
net additions of $
218
 million (2024: net additions of $
246
 million); Canadian Commercial Banking and Wealth Management net additions of $
1
 million (2024: net additions of $
21
 million); U.S. Commercial Banking and Wealth Management net disposals of $
23
 million (2024: net additions of $
64
 million); Capital Markets net additions of $
20
 million (2024: net additions of $
30
 million); and Corporate and Other net disposals of $
27
 million (2024: net additions of $
107
 million).