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Consolidated balance sheet - CAD ($)
$ in Millions
Oct. 31, 2024
Oct. 31, 2023
[2]
ASSETS    
Cash and non-interest-bearing deposits with banks [1] $ 8,565 $ 20,816
Interest-bearing deposits with banks 39,499 34,902
Securities (Note 4) 254,345 211,348
Cash collateral on securities borrowed 17,028 14,651
Securities purchased under resale agreements 83,721 80,184
Loans (Note 5)    
Residential mortgages 280,672 274,244
Personal 46,681 45,587
Credit card 20,551 18,538
Business and government 214,299 194,870
Allowance for credit losses (3,917) (3,902)
Total loans 558,286 529,337
Other    
Derivative instruments (Note 12) 36,435 33,243
Customers' liability under acceptances 6 10,816
Property and equipment (Note 7) 3,359 3,251
Goodwill (Note 8) 5,443 5,425
Software and other intangible assets (Note 8) 2,830 2,742
Investments in equity-accounted associates and joint ventures (Note 24) 785 669
Deferred tax assets (Note 18) 821 647
Other assets (Note 9) 30,862 27,659
Other miscellaneous assets 80,541 84,452
Total assets 1,041,985 975,690
Deposits (Note 10)    
Personal 252,894 239,035
Business and government 435,499 412,561
Bank 20,009 22,296
Secured borrowings 56,455 49,484
Deposits 764,857 723,376
Obligations related to securities sold short 21,642 18,666
Cash collateral on securities lent 7,997 8,081
Obligations related to securities sold under repurchase agreements 110,153 87,118
Other    
Derivative instruments (Note 12) 40,654 41,290
Acceptances 6 10,820
Deferred tax liabilities (Note 18) 49 40
Other liabilities (Note 11) 30,155 26,653
Other miscellaneous liabilities 70,864 78,803
Subordinated indebtedness (Note 14) 7,465 6,483
Equity    
Contributed surplus 159 109
Retained earnings 33,471 30,352
Accumulated other comprehensive income (AOCI) 3,148 1,463
Total shareholders' equity 58,735 52,931
Non-controlling interests 272 232
Total equity 59,007 53,163
Total liabilities and equities 1,041,985 975,690
Preferred shares and other equity instruments [member]    
Equity    
Issued shares (Note 15) 4,946 4,925
Total equity 4,946 4,925
Common shares [member]    
Equity    
Issued shares (Note 15) 17,011 16,082
Total equity $ 17,011 $ 16,082
[1] Includes restricted cash of $466 million (2023: $491 million) and interest-bearing demand deposits with Bank of Canada.
[2] Certain comparative amounts have been restated to reflect the adoption of IFRS 17 in the first quarter of 2024. See Note 1 to the consolidated financial statements for additional details.