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Consolidated balance sheet - CAD ($)
$ in Millions
Oct. 31, 2023
Oct. 31, 2022
ASSETS    
Cash and non-interest-bearing deposits with banks [1] $ 20,816 $ 31,535
Interest-bearing deposits with banks 34,902 32,326
Securities (Note 4) 211,348 175,879
Cash collateral on securities borrowed 14,651 15,326
Securities purchased under resale agreements 80,184 69,213
Loans (Note 5)    
Residential mortgages 274,244 269,706
Personal 45,587 45,429
Credit card 18,538 16,479
Business and government 194,870 188,542
Allowance for credit losses (3,902) (3,073)
Total loans 529,337 517,083
Other    
Derivative instruments (Note 12) 33,243 43,035
Customers' liability under acceptances 10,816 11,574
Property and equipment (Note 7) 3,251 3,377
Goodwill (Note 8) 5,425 5,348
Software and other intangible assets (Note 8) 2,742 2,592
Investments in equity-accounted associates and joint ventures (Note 25) 669 632
Deferred tax assets (Note 19) 629 480
Other assets (Note 9) 27,706 35,197
Other miscellaneous assets 84,481 102,235
Total assets 975,719 943,597
Deposits (Note 10)    
Personal 239,035 232,095
Business and government 412,561 397,188
Bank 22,296 22,523
Secured borrowings 49,484 45,766
Deposits 723,376 697,572
Obligations related to securities sold short 18,666 15,284
Cash collateral on securities lent 8,081 4,853
Obligations related to securities sold under repurchase agreements 87,118 77,171
Other    
Derivative instruments (Note 12) 41,290 52,340
Acceptances 10,820 11,586
Deferred tax liabilities (Note 19) 40 45
Other liabilities (Note 11) 26,632 28,072
Other miscellaneous liabilities 78,782 92,043
Subordinated indebtedness (Note 14) 6,483 6,292
Equity    
Contributed surplus 109 115
Retained earnings 30,402 28,823
Accumulated other comprehensive income (AOCI) 1,463 1,594
Total shareholders' equity 52,981 50,181
Non-controlling interests 232 201
Total equity 53,213 50,382
Total liabilities and equities 975,719 943,597
Preferred shares and other equity instruments [member]    
Equity    
Issued shares (Note 15) 4,925 4,923
Total equity 4,925 4,923
Common shares [member]    
Equity    
Issued shares (Note 15) 16,082 14,726
Total equity $ 16,082 $ 14,726
[1] Includes restricted cash of $491 million (2022: $493 million) and interest-bearing demand deposits with Bank of Canada.