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Consolidated balance sheet - CAD ($)
$ in Millions
Jan. 31, 2022
Oct. 31, 2021
ASSETS    
Cash and non-interest-bearing deposits with banks [1] $ 23,259 $ 34,573
Interest-bearing deposits with banks 20,091 22,424
Securities (Note 5) 179,003 161,401
Cash collateral on securities borrowed 14,096 12,368
Securities purchased under resale agreements 66,975 67,572
Loans (Note 6)    
Residential mortgages 257,109 251,526
Personal 42,679 41,897
Credit card 11,122 11,134
Business and government 164,697 150,213
Allowance for credit losses (2,838) (2,849)
Total loans 472,769 451,921
Other    
Derivative instruments 33,066 35,912
Customers' liability under acceptances 10,618 10,958
Property and equipment 3,325 3,286
Goodwill 5,060 4,954
Software and other intangible assets 2,070 2,029
Investments in equity-accounted associates and joint ventures 682 658
Deferred tax assets 287 402
Other assets 30,363 29,225
Other miscellaneous assets 85,471 87,424
Total assets 861,664 837,683
Deposits (Note 7)    
Personal 220,082 213,932
Business and government 362,362 344,388
Bank 19,794 20,246
Secured borrowings 47,470 42,592
Deposits 649,708 621,158
Obligations related to securities sold short 23,272 22,790
Cash collateral on securities lent 2,286 2,463
Obligations related to securities sold under repurchase agreements 68,422 71,880
Other    
Derivative instruments 29,236 32,101
Acceptances 10,656 10,961
Deferred tax liabilities 44 38
Other liabilities 25,217 24,923
Other miscellaneous liabilities 65,153 68,023
Subordinated indebtedness 5,531 5,539
Equity    
Contributed surplus 116 110
Retained earnings 26,807 25,793
Accumulated other comprehensive income (AOCI) 1,398 1,069
Total shareholders' equity 47,103 45,648
Non-controlling interests 189 182
Total equity 47,292 45,830
Total liabilities and equities 861,664 837,683
Preferred shares and other equity instruments [member]    
Equity    
Issued shares (Note 8) 4,325 4,325
Total equity 4,325 4,325
Common shares [member]    
Equity    
Issued shares (Note 8) 14,457 14,351
Total equity $ 14,457 $ 14,351
[1] Includes restricted cash of $462 million (October 31, 2021: $446 million; January 31, 2021: $493 million) and interest-bearing demand deposits with Bank of Canada.