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Consolidated balance sheet - CAD ($)
$ in Millions
Oct. 31, 2020
Oct. 31, 2019
ASSETS    
Cash and non-interest-bearing deposits with banks [1] $ 43,531 $ 3,840
Interest-bearing deposits with banks 18,987 13,519
Securities (Note 5) 149,046 121,310
Cash collateral on securities borrowed 8,547 3,664
Securities purchased under resale agreements 65,595 56,111
Loans (Note 6)    
Residential mortgages 221,165 208,652
Personal 42,222 43,651
Credit card 11,389 12,755
Business and government 135,546 125,798
Allowance for credit losses (3,540) (1,915)
Total loans 406,782 388,941
Other    
Derivative instruments (Note 13) 32,730 23,895
Customers' liability under acceptances 9,606 9,167
Property and equipment (Note 8) 2,997 1,813
Goodwill (Note 9) 5,253 5,449
Software and other intangible assets (Note 9) 1,961 1,969
Investments in equity-accounted associates and joint ventures (Note 26) 658 586
Deferred tax assets (Note 20) 650 517
Other assets (Note 10) 23,208 20,823
Other miscellaneous assets 77,063 64,219
Total assets 769,551 651,604
Deposits (Note 11)    
Personal 202,152 178,091
Business and government 311,426 257,502
Bank 17,011 11,224
Secured borrowings 40,151 38,895
Deposits 570,740 485,712
Obligations related to securities sold short 15,963 15,635
Cash collateral on securities lent 1,824 1,822
Obligations related to securities sold under repurchase agreements 71,653 51,801
Other    
Derivative instruments (Note 13) 30,508 25,113
Acceptances 9,649 9,188
Deferred tax liabilities (Note 20) 33 38
Other liabilities (Note 12) 22,134 19,031
Other miscellaneous liabilities 62,324 53,370
Subordinated indebtedness (Note 15) 5,712 4,684
Equity    
Contributed surplus 117 125
Retained earnings 22,119 20,972
Accumulated other comprehensive income (AOCI) 1,435 881
Total shareholders' equity 41,154 38,394
Non-controlling interests 181 186
Total equity 41,335 38,580
Total liabilities and equities 769,551 651,604
Preferred shares and other equity instruments [member]    
Equity    
Issued shares (Note 16) 3,575 2,825
Total equity 3,575 2,825
Common shares [member]    
Equity    
Issued shares (Note 16) 13,908 13,591
Total equity $ 13,908 $ 13,591
[1] Includes restricted cash of $463 million (2019: $479 million; 2018: $438 million) and interest-bearing demand deposits with Bank of Canada.