The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 8,530 49,209 SH   SOLE   49,209 0 0
A.O. Smith Corp. COM 831865209 14,194 300,976 SH   SOLE   300,976 0 0
Abbott Laboratories COM 002824100 17,919 213,063 SH   SOLE   213,063 0 0
AbbVie Inc. COM 00287y109 12,101 166,407 SH   SOLE   166,407 0 0
ACACIA Communication COM 00401c108 621 13,170 SH   SOLE   13,170 0 0
Activision, Inc. COM 00507V109 259 5,482 SH   SOLE   5,482 0 0
Adobe Inc. COM 00724F101 12,923 43,860 SH   SOLE   43,860 0 0
AFLAC Inc. COM 001055102 316 5,762 SH   SOLE   5,762 0 0
Air Products and Chemical Co. COM 009158106 874 3,860 SH   SOLE   3,860 0 0
ALCOA, Corp. COM 013872106 478 20,412 SH   SOLE   20,412 0 0
Alcon, Inc. COM H01301128 816 13,150 SH   SOLE   13,150 0 0
Alibaba Group Holding Ltd COM 01609w102 503 2,969 SH   SOLE   2,969 0 0
Alphabet Inc Cl A COM 02079K305 11,165 10,311 SH   SOLE   10,311 0 0
Alphabet Inc Cl C COM 02079K107 6,410 5,930 SH   SOLE   5,930 0 0
ALPS Trust Alerian MLP ETF COM 00162q866 1,634 165,839 SH   SOLE   165,839 0 0
Altria Group, Inc. COM 02209S103 3,054 64,499 SH   SOLE   64,499 0 0
Amazon.com, Inc. COM 023135106 1,589 839 SH   SOLE   839 0 0
American Express COM 025816109 981 7,948 SH   SOLE   7,948 0 0
American International Group I COM 026874784 618 11,605 SH   SOLE   11,605 0 0
American Tower Corporation COM 03027x100 383 1,873 SH   SOLE   1,873 0 0
American Water Works, Inc. COM 030420103 2,434 20,980 SH   SOLE   20,980 0 0
Amgen COM 031162100 431 2,341 SH   SOLE   2,341 0 0
Anadarko Pete Corp Com COM 032511107 2,282 32,339 SH   SOLE   32,339 0 0
Apple Inc Com COM 037833100 59,171 298,965 SH   SOLE   298,965 0 0
Applied Materials, Inc. COM 038222105 235 5,225 SH   SOLE   5,225 0 0
Arconic, Inc. COM 03965L100 274 10,608 SH   SOLE   10,608 0 0
Ashland Global Holdings, Inc. COM 044186104 2,001 25,025 SH   SOLE   25,025 0 0
AT&T, Inc. COM 00206r102 15,014 448,046 SH   SOLE   448,046 0 0
Autodesk, Inc. COM 052769106 259 1,589 SH   SOLE   1,589 0 0
Automatic Data Processing COM 053015103 1,361 8,234 SH   SOLE   8,234 0 0
Bank of America Corp. COM 060505104 4,472 154,196 SH   SOLE   154,196 0 0
Bank of Montreal COM 063671101 220 2,922 SH   SOLE   2,922 0 0
Bank of New York Mellon Corp c COM 064058100 451 10,208 SH   SOLE   10,208 0 0
BB&T Corporation COM 054937107 3,433 69,883 SH   SOLE   69,883 0 0
Becton, Dickinson Co COM 075887109 333 1,322 SH   SOLE   1,322 0 0
Berkshire Hathaway Inc. Class COM 084670702 1,004 4,710 SH   SOLE   4,710 0 0
Boeing Corp. COM 097023105 690 1,896 SH   SOLE   1,896 0 0
BP Amoco PLC - Spons ADR COM 055622104 2,214 53,098 SH   SOLE   53,098 0 0
Bristol Myers Squibb Co COM 110122108 1,865 41,127 SH   SOLE   41,127 0 0
Broadcom Ltd F COM 134136316 386 1,340 SH   SOLE   1,340 0 0
Cabot Corp. COM 127055101 317 6,650 SH   SOLE   6,650 0 0
Canadian National Railway Co. COM 136375102 10,522 113,771 SH   SOLE   113,771 0 0
Capstar Financial Holdings, In COM 14070t102 161 10,612 SH   SOLE   10,612 0 0
CarMax, Inc. COM 143130102 2,593 29,865 SH   SOLE   29,865 0 0
Caterpillar COM 149123101 265 1,945 SH   SOLE   1,945 0 0
Celgene Corp. COM 151020104 1,360 14,716 SH   SOLE   14,716 0 0
ChevronTexaco Corporation COM 166764100 8,233 66,163 SH   SOLE   66,163 0 0
Chubb LTD. COM H1467J104 552 3,748 SH   SOLE   3,748 0 0
Cisco Systems, Inc. COM 17275R102 15,944 291,322 SH   SOLE   291,322 0 0
Citigroup, Inc. COM 172967424 8,003 114,284 SH   SOLE   114,284 0 0
Citrix Sys Inc Com COM 177376100 530 5,405 SH   SOLE   5,405 0 0
Coca Cola Company COM 191216100 9,134 179,370 SH   SOLE   179,370 0 0
Colgate-Palmolive Co. COM 194162103 725 10,121 SH   SOLE   10,121 0 0
Comcast Corporation - Class A COM 20030N101 9,736 230,281 SH   SOLE   230,281 0 0
Communication Services Select COM 81369y852 270 5,490 SH   SOLE   5,490 0 0
ConocoPhillips COM 20825C104 6,954 114,002 SH   SOLE   114,002 0 0
Constellation Brands, Inc. COM 21036P108 15,613 79,279 SH   SOLE   79,279 0 0
Corning Inc Com COM 219350105 680 20,464 SH   SOLE   20,464 0 0
Corteva, Inc. COM 22052L104 1,040 35,182 SH   SOLE   35,182 0 0
Costco Wholesale Corp. COM 22160K105 10,499 39,728 SH   SOLE   39,728 0 0
CSX Corp. COM 126408103 325 4,200 SH   SOLE   4,200 0 0
CVS/Caremark Corp. COM 126650100 557 10,230 SH   SOLE   10,230 0 0
Danaher Corp COM 235851102 222 1,555 SH   SOLE   1,555 0 0
Delta Airlines COM 247361702 10,696 188,469 SH   SOLE   188,469 0 0
DexCom Inc. COM 252131107 2,054 13,708 SH   SOLE   13,708 0 0
Dixie Group, Inc. COM 255519100 15 25,800 SH   SOLE   25,800 0 0
DocuSign Inc. COM 256163106 200 4,030 SH   SOLE   4,030 0 0
Dolby Laboratories, Inc. COM 25659t107 2,843 44,010 SH   SOLE   44,010 0 0
Dollar General COM 256677105 413 3,052 SH   SOLE   3,052 0 0
Dominion Res Inc VA New COM 25746U109 1,396 18,052 SH   SOLE   18,052 0 0
Dover Corp. COM 260003108 296 2,950 SH   SOLE   2,950 0 0
Dow Inc. COM 260557103 1,796 36,421 SH   SOLE   36,421 0 0
Duke Energy Corp. COM 26441C204 6,487 73,516 SH   SOLE   73,516 0 0
Dupont De Nemours, Inc. COM 26614N102 2,708 36,068 SH   SOLE   36,068 0 0
Eaton Corp. PLC COM G29183103 1,098 13,179 SH   SOLE   13,179 0 0
Ecolabs COM 278865100 3,716 18,821 SH   SOLE   18,821 0 0
Edwards Lifesciences Corp. COM 28176E108 14,025 75,919 SH   SOLE   75,919 0 0
Electronic Arts, Inc. COM 285512109 1,462 14,437 SH   SOLE   14,437 0 0
Eli Lilly COM 532457108 580 5,239 SH   SOLE   5,239 0 0
Emerson Elec Co Com COM 291011104 1,178 17,661 SH   SOLE   17,661 0 0
Enbridge Inc COM 29250N105 459 12,718 SH   SOLE   12,718 0 0
Energy Select Sector SPDR COM 81369y506 900 14,125 SH   SOLE   14,125 0 0
Enterprise Products Partners COM 293792107 277 9,595 SH   SOLE   9,595 0 0
Exxon Mobil Corporation COM 30231G102 7,830 102,186 SH   SOLE   102,186 0 0
Facebook Inc. A COM 30303M102 261 1,354 SH   SOLE   1,354 0 0
FEDEX Corporation COM 31428X106 415 2,527 SH   SOLE   2,527 0 0
Financial Select Sector SPDR ( COM 81369y605 777 28,162 SH   SOLE   28,162 0 0
First Horizon National Corp. COM 320517105 206 13,786 SH   SOLE   13,786 0 0
First Republic Bank COM 33616c100 221 2,263 SH   SOLE   2,263 0 0
General Electric Corp. COM 369604103 1,656 157,732 SH   SOLE   157,732 0 0
General Mills COM 370334104 436 8,307 SH   SOLE   8,307 0 0
General Motors COM 37045V100 4,356 113,061 SH   SOLE   113,061 0 0
Harris Corp. COM 413875105 284 1,500 SH   SOLE   1,500 0 0
HCA Healthcare Co. COM 40412c101 985 7,288 SH   SOLE   7,288 0 0
Health Care Select Sector COM 81369y209 3,680 39,723 SH   SOLE   39,723 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 1,359 13,903 SH   SOLE   13,903 0 0
Home Depot COM 437076102 6,015 28,923 SH   SOLE   28,923 0 0
Honeywell International, Inc. COM 438516106 7,654 43,841 SH   SOLE   43,841 0 0
I Shares Transportation Index COM 464287192 353 1,875 SH   SOLE   1,875 0 0
Imperial Oil Ltd. COM 453038408 316 11,407 SH   SOLE   11,407 0 0
Industrial Select Spdr COM 81369y704 1,387 17,917 SH   SOLE   17,917 0 0
Ingevity Corporation COM 45688C107 18,332 174,308 SH   SOLE   174,308 0 0
Intel Corporation COM 458140100 18,709 390,828 SH   SOLE   390,828 0 0
International Business Machine COM 459200101 1,019 7,388 SH   SOLE   7,388 0 0
Intuit, Inc. COM 461202103 7,716 29,526 SH   SOLE   29,526 0 0
Invesco QQQ Trust Series 1 COM 46090E103 807 4,319 SH   SOLE   4,319 0 0
Invesco S&P 500 High Dividend COM 46138E362 948 22,515 SH   SOLE   22,515 0 0
Invesco S&P 500 Low Volatility COM 46138E354 1,059 19,251 SH   SOLE   19,251 0 0
Invesco S&P Equal Weight ETF COM 46137V357 502 4,653 SH   SOLE   4,653 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,259 4,272 SH   SOLE   4,272 0 0
IShares Core S&P Midcap 400 In COM 464287507 294 1,513 SH   SOLE   1,513 0 0
IShares DJ US Financial Sect COM 464287788 10,537 83,896 SH   SOLE   83,896 0 0
IShares DJ US Financial Servic COM 464287770 1,479 11,049 SH   SOLE   11,049 0 0
IShares DJ US Real Estate COM 464287739 271 3,105 SH   SOLE   3,105 0 0
Ishares Dow Jones Select Divid COM 464287168 683 6,864 SH   SOLE   6,864 0 0
iShares Dow Jones U.S. Consume COM 464287580 340 1,563 SH   SOLE   1,563 0 0
iShares Dow Jones U.S. Technol COM 464287721 780 3,940 SH   SOLE   3,940 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,042 6,910 SH   SOLE   6,910 0 0
iShares Dow Jones US Regional COM 464288778 360 7,835 SH   SOLE   7,835 0 0
iShares High Dividend Equity F COM 46429b663 1,014 10,733 SH   SOLE   10,733 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 272 4,140 SH   SOLE   4,140 0 0
IShares MSCI Emergin Mkt COM 464287234 1,742 40,595 SH   SOLE   40,595 0 0
IShares MSCI EMU COM 464286608 1,473 37,250 SH   SOLE   37,250 0 0
Ishares MSCI USA Minimum Volat COM 46429B697 496 8,037 SH   SOLE   8,037 0 0
Ishares Nasdaq Biotech Index COM 464287556 243 2,230 SH   SOLE   2,230 0 0
Ishares Russell 2000 COM 464287655 1,952 12,553 SH   SOLE   12,553 0 0
IShares Russell 2000 Value COM 464287630 538 4,465 SH   SOLE   4,465 0 0
Ishares S&P Global Tech Sector COM 464287291 17,432 97,100 SH   SOLE   97,100 0 0
J C Penney Co, Inc. COM 708160106 14 12,300 SH   SOLE   12,300 0 0
John Hancock Bk & Thrift Opp F COM 409735206 8,909 276,665 SH   SOLE   276,665 0 0
Johnson and Johnson COM 478160104 12,926 92,809 SH   SOLE   92,809 0 0
JP Morgan Chase & Co Com COM 46625H100 14,504 129,735 SH   SOLE   129,735 0 0
JPMorgan Diversified Return Eu COM 46641q605 459 8,140 SH   SOLE   8,140 0 0
KBW Regional Banking Index COM 78464a698 3,118 58,356 SH   SOLE   58,356 0 0
Keycorp COM 493267108 7,854 442,503 SH   SOLE   442,503 0 0
Kimberly-Clark COM 494368103 2,788 20,915 SH   SOLE   20,915 0 0
Kinder Morgan, Inc COM 49456b101 481 23,042 SH   SOLE   23,042 0 0
Kroger COM 501044101 1,178 54,265 SH   SOLE   54,265 0 0
Linde PLC COM G5494J103 1,090 5,429 SH   SOLE   5,429 0 0
Lockheed Martin Corporation COM 539830109 939 2,584 SH   SOLE   2,584 0 0
Louisiana Pacific COM 546347105 2,630 100,305 SH   SOLE   100,305 0 0
Lowe's Companies COM 548661107 2,998 29,709 SH   SOLE   29,709 0 0
Lululemon Athletica Inc COM 550021109 3,936 21,840 SH   SOLE   21,840 0 0
Macom Technology Solutions COM 55405y100 419 27,709 SH   SOLE   27,709 0 0
Macquarie Infrastr Co LLC Memb COM 55608B105 3,496 86,235 SH   SOLE   86,235 0 0
Marriott International Inc. Cl COM 571903202 927 6,611 SH   SOLE   6,611 0 0
Masco Corp. COM 574599106 965 24,603 SH   SOLE   24,603 0 0
MasterCard Inc. - Class A COM 57636Q104 1,886 7,130 SH   SOLE   7,130 0 0
McDonald's Corp. COM 580135101 2,062 9,930 SH   SOLE   9,930 0 0
Medtronic, PLC COM G5960L103 436 4,481 SH   SOLE   4,481 0 0
Merck & Co., Inc. COM 58933y105 11,100 132,376 SH   SOLE   132,376 0 0
Microsoft, Inc. COM 594918104 27,350 204,163 SH   SOLE   204,163 0 0
Mohawk Industries COM 608190104 1,155 7,835 SH   SOLE   7,835 0 0
Mondelez International Inc. (A COM 609207105 404 7,501 SH   SOLE   7,501 0 0
Morgan Stanley Com New COM 617446448 2,972 67,832 SH   SOLE   67,832 0 0
Nestle SA Spons ADR for REG COM 641069406 944 9,125 SH   SOLE   9,125 0 0
Netflix Inc. COM 64110L106 710 1,932 SH   SOLE   1,932 0 0
NextEra Energy, Inc. COM 65339f101 10,299 50,272 SH   SOLE   50,272 0 0
Nike Inc. Class B COM 654106103 7,944 94,622 SH   SOLE   94,622 0 0
Nokia Corp - ADR COM 654902204 5,195 1,036,890 SH   SOLE   1,036,890 0 0
Nordstrom, Inc. COM 655664100 217 6,800 SH   SOLE   6,800 0 0
Norfolk Southern Corp. COM 655844108 4,482 22,486 SH   SOLE   22,486 0 0
Northrop Grumman Corp. COM 666807102 1,199 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 6,582 72,089 SH   SOLE   72,089 0 0
Novocure Limited COM 130542697 261 4,125 SH   SOLE   4,125 0 0
Nvidia Corp COM 67066G104 553 3,365 SH   SOLE   3,365 0 0
O'Reilly Automotive, Inc. COM 67103H107 3,324 8,999 SH   SOLE   8,999 0 0
Occidental Pete Corp Del Com COM 674599105 1,432 28,489 SH   SOLE   28,489 0 0
Oracle Systems Corp COM 68389X105 325 5,706 SH   SOLE   5,706 0 0
Paychex, Inc. COM 704326107 623 7,571 SH   SOLE   7,571 0 0
PayPal Holdings, Inc. COM 70450Y103 16,570 144,771 SH   SOLE   144,771 0 0
Pepsico COM 713448108 7,635 58,227 SH   SOLE   58,227 0 0
Pfizer COM 717081103 5,651 130,438 SH   SOLE   130,438 0 0
Philip Morris International, I COM 718172109 943 12,005 SH   SOLE   12,005 0 0
Phillips 66 COM 718546104 1,478 15,801 SH   SOLE   15,801 0 0
Pinnacle Financial Partners, I COM 72346q104 2,032 35,357 SH   SOLE   35,357 0 0
PotNetwork Holdings Inc. COM 737636209 1 10,000 SH   SOLE   10,000 0 0
Procter and Gamble COM 742718109 3,277 29,884 SH   SOLE   29,884 0 0
Progressive Corp. COM 743315103 21,078 263,703 SH   SOLE   263,703 0 0
Prudential Financial, Inc. COM 744320102 839 8,305 SH   SOLE   8,305 0 0
Pulte Homes, Inc. COM 745867101 10,545 333,495 SH   SOLE   333,495 0 0
Qualcomm, Inc. COM 747525103 3,613 47,500 SH   SOLE   47,500 0 0
Raytheon Company COM 755111507 12,332 70,921 SH   SOLE   70,921 0 0
Regions Financial Corp. COM 7591ep100 1,873 125,381 SH   SOLE   125,381 0 0
Republic Svcs Inc Com COM 760759100 1,455 16,790 SH   SOLE   16,790 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 959 27,312 SH   SOLE   27,312 0 0
Royal Bank of Canada COM 780087102 579 7,290 SH   SOLE   7,290 0 0
Royal Dutch Shell PLC ADR A (R COM 780259206 416 6,400 SH   SOLE   6,400 0 0
S & P 500 Depositary Receipt ( COM 78462F103 7,237 24,700 SH   SOLE   24,700 0 0
Schlumberger, Ltd. COM 806857108 454 11,426 SH   SOLE   11,426 0 0
Schwab US Dividend Equity ETF COM 808524797 327 6,159 SH   SOLE   6,159 0 0
Sempra Energy COM 816851109 250 1,816 SH   SOLE   1,816 0 0
Simmons First National Corp Cl COM 828730200 233 10,000 SH   SOLE   10,000 0 0
Southern Co. COM 842587107 739 13,364 SH   SOLE   13,364 0 0
SPDR Gold Trust COM 78463v107 584 4,381 SH   SOLE   4,381 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 796 9,075 SH   SOLE   9,075 0 0
SPDR S&P Dividend ETF COM 78464a763 276 2,735 SH   SOLE   2,735 0 0
Starbucks Corp. COM 855244109 598 7,129 SH   SOLE   7,129 0 0
Straumann Holding AG COM 013293546 388 450 SH   SOLE   450 0 0
Suntrust Banks, Inc. COM 867914103 3,700 58,875 SH   SOLE   58,875 0 0
Target Corporation COM 87612E106 576 6,650 SH   SOLE   6,650 0 0
Technology Select Sect Spdr (x COM 81369y803 1,552 19,881 SH   SOLE   19,881 0 0
Texas Instruments COM 882508104 10,189 88,781 SH   SOLE   88,781 0 0
TJX Companies COM 872540109 6,372 120,499 SH   SOLE   120,499 0 0
Toll Brothers Inc COM 889478103 350 9,545 SH   SOLE   9,545 0 0
Tractor Supply Company COM 892356106 14,890 136,860 SH   SOLE   136,860 0 0
Under Armour Inc. - Class A COM 904311107 319 12,600 SH   SOLE   12,600 0 0
Union Pacific COM 907818108 933 5,516 SH   SOLE   5,516 0 0
United Parcel Service Co COM 911312106 220 2,131 SH   SOLE   2,131 0 0
United Technologies Corp Com COM 913017109 3,206 24,625 SH   SOLE   24,625 0 0
UnitedHealth Group COM 91324P102 11,733 48,085 SH   SOLE   48,085 0 0
Unum Group Com COM 91529Y106 3,401 101,380 SH   SOLE   101,380 0 0
Utilities Select Sector SPDR F COM 81369Y886 2,164 36,296 SH   SOLE   36,296 0 0
Vanguard Dividend Appreciation COM 921908844 1,304 11,324 SH   SOLE   11,324 0 0
Vanguard Emerging Market ETF COM 922042858 1,392 32,736 SH   SOLE   32,736 0 0
Vanguard Health Care ETF COM 92204a504 234 1,345 SH   SOLE   1,345 0 0
Vanguard Industrials ETF COM 92204A603 354 2,430 SH   SOLE   2,430 0 0
Vanguard Information Technolog COM 92204a702 1,433 6,793 SH   SOLE   6,793 0 0
Vanguard REIT Index ETF COM 922908553 445 5,095 SH   SOLE   5,095 0 0
Vanguard S&P 500 ETF COM 922908363 4,963 18,439 SH   SOLE   18,439 0 0
Vanguard US Total Stock Market COM 922908769 265 1,766 SH   SOLE   1,766 0 0
Verizon Communications COM 92343V104 8,637 151,174 SH   SOLE   151,174 0 0
Visa, Inc. - Cl. A COM 92826c839 18,996 109,454 SH   SOLE   109,454 0 0
Vulcan Matls Co Com COM 929160109 1,178 8,579 SH   SOLE   8,579 0 0
Wal-Mart Stores COM 931142103 3,158 28,580 SH   SOLE   28,580 0 0
Walgreens Boots Alliance, Inc. COM 931427108 3,081 56,364 SH   SOLE   56,364 0 0
Walt Disney COM 254687106 3,205 22,953 SH   SOLE   22,953 0 0
WEC Energy Corp. COM 92939U106 208 2,500 SH   SOLE   2,500 0 0
Wells Fargo COM 949746101 3,865 81,674 SH   SOLE   81,674 0 0
WestRock Company COM 96145D105 46,463 1,273,994 SH   SOLE   1,273,994 0 0
Weyerhaeuser Co. COM 962166104 4,390 166,659 SH   SOLE   166,659 0 0
Williams Companies, Inc. COM 969457100 206 7,350 SH   SOLE   7,350 0 0
Xilinx, Inc. COM 983919101 10,794 91,540 SH   SOLE   91,540 0 0
XPO Logistics COM 983793100 385 6,662 SH   SOLE   6,662 0 0
Xylem, Inc. COM 98419m100 1,354 16,185 SH   SOLE   16,185 0 0
Zoetis, Inc. COM 98978v103 3,798 33,466 SH   SOLE   33,466 0 0