The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 10,831 56,844 SH   SOLE   56,844 0 0
A.O. Smith Corp. COM 831865209 12,986 304,116 SH   SOLE   304,116 0 0
Abbott Laboratories COM 002824100 15,632 216,119 SH   SOLE   216,119 0 0
AbbVie Inc. COM 00287y109 16,341 177,250 SH   SOLE   177,250 0 0
ACACIA Communication COM 00401c108 732 19,270 SH   SOLE   19,270 0 0
Activision, Inc. COM 00507V109 255 5,482 SH   SOLE   5,482 0 0
Adobe Inc. COM 00724F101 10,801 47,742 SH   SOLE   47,742 0 0
AFLAC Inc. COM 001055102 263 5,762 SH   SOLE   5,762 0 0
Air Products and Chemical Co. COM 009158106 659 4,115 SH   SOLE   4,115 0 0
ALCOA, Corp. COM 013872106 996 37,465 SH   SOLE   37,465 0 0
Alibaba Group Holding Ltd COM 01609w102 338 2,469 SH   SOLE   2,469 0 0
Alphabet Inc Cl A COM 02079K305 10,343 9,898 SH   SOLE   9,898 0 0
Alphabet Inc Cl C COM 02079K107 6,099 5,889 SH   SOLE   5,889 0 0
ALPS Trust Alerian MLP ETF COM 00162q866 1,609 184,292 SH   SOLE   184,292 0 0
Altria Group, Inc. COM 02209S103 3,348 67,792 SH   SOLE   67,792 0 0
Amazon.com, Inc. COM 023135106 1,227 817 SH   SOLE   817 0 0
American Express COM 025816109 758 7,948 SH   SOLE   7,948 0 0
American International Group I COM 026874784 596 15,130 SH   SOLE   15,130 0 0
American Tower Corporation COM 03027x100 296 1,873 SH   SOLE   1,873 0 0
American Water Works, Inc. COM 030420103 1,708 18,815 SH   SOLE   18,815 0 0
Amgen COM 031162100 494 2,537 SH   SOLE   2,537 0 0
Anadarko Pete Corp Com COM 032511107 1,677 38,262 SH   SOLE   38,262 0 0
Apple Inc Com COM 037833100 49,100 311,274 SH   SOLE   311,274 0 0
Ashland Global Holdings, Inc. COM 044186104 1,803 25,410 SH   SOLE   25,410 0 0
AT&T, Inc. COM 00206r102 12,944 453,524 SH   SOLE   453,524 0 0
Autodesk, Inc. COM 052769106 204 1,589 SH   SOLE   1,589 0 0
Automatic Data Processing COM 053015103 1,163 8,873 SH   SOLE   8,873 0 0
Bank of America Corp. COM 060505104 4,453 180,712 SH   SOLE   180,712 0 0
Bank of New York Mellon Corp c COM 064058100 472 10,020 SH   SOLE   10,020 0 0
BB&T Corporation COM 054937107 3,107 71,725 SH   SOLE   71,725 0 0
Becton, Dickinson Co COM 075887109 285 1,263 SH   SOLE   1,263 0 0
Berkshire Hathaway Inc. Class COM 084670702 979 4,794 SH   SOLE   4,794 0 0
Boeing Corp. COM 097023105 692 2,146 SH   SOLE   2,146 0 0
BP Amoco PLC - Spons ADR COM 055622104 1,800 47,478 SH   SOLE   47,478 0 0
Bristol Myers Squibb Co COM 110122108 2,575 49,540 SH   SOLE   49,540 0 0
Broadcom Ltd F COM 134136316 341 1,340 SH   SOLE   1,340 0 0
Cabot Corp. COM 127055101 364 8,475 SH   SOLE   8,475 0 0
Canadian National Railway Co. COM 136375102 8,790 118,648 SH   SOLE   118,648 0 0
CarMax, Inc. COM 143130102 2,031 32,380 SH   SOLE   32,380 0 0
Caterpillar COM 149123101 257 2,020 SH   SOLE   2,020 0 0
Celgene Corp. COM 151020104 1,417 22,115 SH   SOLE   22,115 0 0
ChevronTexaco Corporation COM 166764100 7,099 65,254 SH   SOLE   65,254 0 0
Chubb LTD. COM H1467J104 484 3,748 SH   SOLE   3,748 0 0
Cisco Systems, Inc. COM 17275R102 12,435 286,981 SH   SOLE   286,981 0 0
Citigroup, Inc. COM 172967424 5,821 111,819 SH   SOLE   111,819 0 0
Citrix Sys Inc Com COM 177376100 838 8,180 SH   SOLE   8,180 0 0
Coca Cola Company COM 191216100 8,562 180,828 SH   SOLE   180,828 0 0
Colgate-Palmolive Co. COM 194162103 619 10,401 SH   SOLE   10,401 0 0
Comcast Corporation - Class A COM 20030N101 7,705 226,293 SH   SOLE   226,293 0 0
ConocoPhillips COM 20825C104 7,290 116,928 SH   SOLE   116,928 0 0
Constellation Brands, Inc. COM 21036P108 10,384 64,567 SH   SOLE   64,567 0 0
Corning Inc Com COM 219350105 447 14,786 SH   SOLE   14,786 0 0
Costco Wholesale Corp. COM 22160K105 8,113 39,824 SH   SOLE   39,824 0 0
CSX Corp. COM 126408103 261 4,200 SH   SOLE   4,200 0 0
CVS/Caremark Corp. COM 126650100 557 8,495 SH   SOLE   8,495 0 0
Delta Airlines COM 247361702 10,933 219,098 SH   SOLE   219,098 0 0
DexCom Inc. COM 252131107 1,535 12,813 SH   SOLE   12,813 0 0
Dixie Group, Inc. COM 255519100 20 27,800 SH   SOLE   27,800 0 0
Dolby Laboratories, Inc. COM 25659t107 2,633 42,570 SH   SOLE   42,570 0 0
Dollar General COM 256677105 378 3,499 SH   SOLE   3,499 0 0
Dominion Res Inc VA New COM 25746U109 1,271 17,792 SH   SOLE   17,792 0 0
Dover Corp. COM 260003108 209 2,950 SH   SOLE   2,950 0 0
DowDuPont, Inc. COM 26078J100 6,366 119,028 SH   SOLE   119,028 0 0
Duke Energy Corp. COM 26441C204 6,235 72,252 SH   SOLE   72,252 0 0
Eaton Corp. PLC COM G29183103 879 12,804 SH   SOLE   12,804 0 0
Ecolabs COM 278865100 2,819 19,131 SH   SOLE   19,131 0 0
Edwards Lifesciences Corp. COM 28176E108 12,922 84,361 SH   SOLE   84,361 0 0
Electronic Arts, Inc. COM 285512109 996 12,627 SH   SOLE   12,627 0 0
Eli Lilly COM 532457108 612 5,288 SH   SOLE   5,288 0 0
Emerson Elec Co Com COM 291011104 1,043 17,461 SH   SOLE   17,461 0 0
Enbridge Inc COM 29250N105 412 13,261 SH   SOLE   13,261 0 0
Energy Select Sector SPDR COM 81369y506 887 15,465 SH   SOLE   15,465 0 0
Enterprise Products Partners COM 293792107 237 9,646 SH   SOLE   9,646 0 0
Exxon Mobil Corporation COM 30231G102 8,018 117,590 SH   SOLE   117,590 0 0
Facebook Inc. A COM 30303M102 295 2,249 SH   SOLE   2,249 0 0
FEDEX Corporation COM 31428X106 396 2,455 SH   SOLE   2,455 0 0
Financial Select Sector SPDR ( COM 81369y605 722 30,292 SH   SOLE   30,292 0 0
First Horizon National Corp. COM 320517105 181 13,786 SH   SOLE   13,786 0 0
General Electric Corp. COM 369604103 1,268 167,467 SH   SOLE   167,467 0 0
General Mills COM 370334104 324 8,327 SH   SOLE   8,327 0 0
General Motors COM 37045V100 4,088 122,211 SH   SOLE   122,211 0 0
Harris Corp. COM 413875105 202 1,500 SH   SOLE   1,500 0 0
HCA Healthcare Co. COM 40412c101 907 7,286 SH   SOLE   7,286 0 0
Health Care Select Sector COM 81369y209 3,499 40,444 SH   SOLE   40,444 0 0
Hilton Worldwide Holdings Inc. COM 43300A203 1,657 23,083 SH   SOLE   23,083 0 0
Home Depot COM 437076102 5,186 30,180 SH   SOLE   30,180 0 0
Honeywell International, Inc. COM 438516106 6,015 45,526 SH   SOLE   45,526 0 0
I Shares Transportation Index COM 464287192 309 1,875 SH   SOLE   1,875 0 0
Imperial Oil Ltd. COM 453038408 289 11,407 SH   SOLE   11,407 0 0
Industrial Select Spdr COM 81369y704 1,300 20,183 SH   SOLE   20,183 0 0
Ingevity Corporation COM 45688C107 14,603 174,493 SH   SOLE   174,493 0 0
Intel Corporation COM 458140100 18,341 390,819 SH   SOLE   390,819 0 0
International Business Machine COM 459200101 857 7,540 SH   SOLE   7,540 0 0
Intuit, Inc. COM 461202103 6,138 31,181 SH   SOLE   31,181 0 0
Invesco QQQ Trust Series 1 COM 46090E103 682 4,419 SH   SOLE   4,419 0 0
Invesco S&P 500 High Dividend COM 46138E362 958 25,090 SH   SOLE   25,090 0 0
Invesco S&P 500 Low Volatility COM 46138E354 902 19,327 SH   SOLE   19,327 0 0
Invesco S&P Equal Weight ETF COM 46137V357 463 5,070 SH   SOLE   5,070 0 0
IShares Core S&P 500 Index Fun COM 464287200 1,094 4,349 SH   SOLE   4,349 0 0
IShares Core S&P Midcap 400 In COM 464287507 310 1,866 SH   SOLE   1,866 0 0
IShares DJ US Financial Sect COM 464287788 9,310 87,521 SH   SOLE   87,521 0 0
IShares DJ US Financial Servic COM 464287770 1,248 11,120 SH   SOLE   11,120 0 0
IShares DJ US Real Estate COM 464287739 219 2,920 SH   SOLE   2,920 0 0
Ishares Dow Jones Select Divid COM 464287168 608 6,809 SH   SOLE   6,809 0 0
iShares Dow Jones U.S. Consume COM 464287580 292 1,613 SH   SOLE   1,613 0 0
iShares Dow Jones U.S. Technol COM 464287721 630 3,940 SH   SOLE   3,940 0 0
IShares Dow Jones US Pharmaceu COM 464288836 1,021 7,255 SH   SOLE   7,255 0 0
iShares Dow Jones US Regional COM 464288778 344 8,635 SH   SOLE   8,635 0 0
iShares High Dividend Equity F COM 46429b663 908 10,758 SH   SOLE   10,758 0 0
IShares MSCI EAFE Index Fund ( COM 464287465 277 4,715 SH   SOLE   4,715 0 0
IShares MSCI Emergin Mkt COM 464287234 917 23,485 SH   SOLE   23,485 0 0
IShares MSCI EMU COM 464286608 1,991 56,775 SH   SOLE   56,775 0 0
Ishares MSCI USA Minimum Volat COM 46429B697 645 12,307 SH   SOLE   12,307 0 0
Ishares Nasdaq Biotech Index COM 464287556 215 2,230 SH   SOLE   2,230 0 0
Ishares Russell 2000 COM 464287655 1,405 10,491 SH   SOLE   10,491 0 0
IShares Russell 2000 Value COM 464287630 517 4,810 SH   SOLE   4,810 0 0
Ishares S&P Global Tech Sector COM 464287291 14,070 97,689 SH   SOLE   97,689 0 0
J C Penney Co, Inc. COM 708160106 19 18,700 SH   SOLE   18,700 0 0
John Hancock Bk & Thrift Opp F COM 409735206 7,854 281,215 SH   SOLE   281,215 0 0
Johnson and Johnson COM 478160104 11,506 89,159 SH   SOLE   89,159 0 0
JP Morgan Chase & Co Com COM 46625H100 12,797 131,093 SH   SOLE   131,093 0 0
JPMorgan Diversified Return Eu COM 46641q605 693 13,665 SH   SOLE   13,665 0 0
KBW Regional Banking Index COM 78464a698 3,091 66,051 SH   SOLE   66,051 0 0
Keycorp COM 493267108 8,740 591,356 SH   SOLE   591,356 0 0
Kimberly-Clark COM 494368103 2,471 21,690 SH   SOLE   21,690 0 0
Kinder Morgan, Inc COM 49456b101 368 23,946 SH   SOLE   23,946 0 0
Kroger COM 501044101 1,290 46,891 SH   SOLE   46,891 0 0
Linde PLC COM G5494J103 912 5,844 SH   SOLE   5,844 0 0
Lockheed Martin Corporation COM 539830109 636 2,428 SH   SOLE   2,428 0 0
Louisiana Pacific COM 546347105 1,632 73,430 SH   SOLE   73,430 0 0
Lowe's Companies COM 548661107 2,793 30,235 SH   SOLE   30,235 0 0
Lululemon Athletica Inc COM 550021109 2,729 22,440 SH   SOLE   22,440 0 0
Macom Technology Solutions COM 55405y100 566 39,009 SH   SOLE   39,009 0 0
Macquarie Infrastr Co LLC Memb COM 55608B105 4,590 125,546 SH   SOLE   125,546 0 0
Macy's Inc. COM 55616p104 324 10,875 SH   SOLE   10,875 0 0
Marriott International Inc. Cl COM 571903202 718 6,611 SH   SOLE   6,611 0 0
Masco Corp. COM 574599106 1,082 36,988 SH   SOLE   36,988 0 0
MasterCard Inc. - Class A COM 57636Q104 1,378 7,305 SH   SOLE   7,305 0 0
McDonald's Corp. COM 580135101 1,428 8,044 SH   SOLE   8,044 0 0
Medtronic, PLC COM G5960L103 435 4,781 SH   SOLE   4,781 0 0
Merck & Co., Inc. COM 58933y105 10,493 137,321 SH   SOLE   137,321 0 0
Microsoft, Inc. COM 594918104 21,692 213,572 SH   SOLE   213,572 0 0
Mohawk Industries COM 608190104 893 7,635 SH   SOLE   7,635 0 0
Mondelez International Inc. (A COM 609207105 291 7,271 SH   SOLE   7,271 0 0
Morgan Stanley Com New COM 617446448 2,757 69,532 SH   SOLE   69,532 0 0
Nestle SA Spons ADR for REG COM 641069406 723 8,935 SH   SOLE   8,935 0 0
Netflix Inc. COM 64110L106 517 1,932 SH   SOLE   1,932 0 0
NextEra Energy, Inc. COM 65339f101 9,014 51,858 SH   SOLE   51,858 0 0
Nike Inc. Class B COM 654106103 7,113 95,942 SH   SOLE   95,942 0 0
Nokia Corp - ADR COM 654902204 6,626 1,138,440 SH   SOLE   1,138,440 0 0
Nordstrom, Inc. COM 655664100 317 6,800 SH   SOLE   6,800 0 0
Norfolk Southern Corp. COM 655844108 3,366 22,509 SH   SOLE   22,509 0 0
Northrop Grumman Corp. COM 666807102 909 3,712 SH   SOLE   3,712 0 0
Novartis A G Sponsored ADR COM 66987V109 5,844 68,100 SH   SOLE   68,100 0 0
Nucor Corp COM 670346105 212 4,082 SH   SOLE   4,082 0 0
Nvidia Corp COM 67066G104 388 2,906 SH   SOLE   2,906 0 0
O'Reilly Automotive, Inc. COM 67103H107 3,133 9,099 SH   SOLE   9,099 0 0
Occidental Pete Corp Del Com COM 674599105 680 11,075 SH   SOLE   11,075 0 0
Oracle Systems Corp COM 68389X105 292 6,467 SH   SOLE   6,467 0 0
Paychex, Inc. COM 704326107 497 7,621 SH   SOLE   7,621 0 0
PayPal Holdings, Inc. COM 70450Y103 12,761 151,751 SH   SOLE   151,751 0 0
Pepsico COM 713448108 6,365 57,612 SH   SOLE   57,612 0 0
Pfizer COM 717081103 5,786 132,561 SH   SOLE   132,561 0 0
Philip Morris International, I COM 718172109 843 12,621 SH   SOLE   12,621 0 0
Phillips 66 COM 718546104 936 10,866 SH   SOLE   10,866 0 0
Pinnacle Financial Partners, I COM 72346q104 1,718 37,266 SH   SOLE   37,266 0 0
PotNetwork Holdings Inc. COM 737636209 1 10,000 SH   SOLE   10,000 0 0
Procter and Gamble COM 742718109 2,619 28,490 SH   SOLE   28,490 0 0
Progressive Corp. COM 743315103 15,718 260,541 SH   SOLE   260,541 0 0
Prudential Financial, Inc. COM 744320102 747 9,155 SH   SOLE   9,155 0 0
Pulte Homes, Inc. COM 745867101 9,896 380,745 SH   SOLE   380,745 0 0
Qualcomm, Inc. COM 747525103 2,817 49,500 SH   SOLE   49,500 0 0
Raytheon Company COM 755111507 11,251 73,368 SH   SOLE   73,368 0 0
Regions Financial Corp. COM 7591ep100 1,653 123,533 SH   SOLE   123,533 0 0
Republic Svcs Inc Com COM 760759100 1,243 17,240 SH   SOLE   17,240 0 0
Roche Hldg LTD Sponsored ADR COM 771195104 1,028 33,062 SH   SOLE   33,062 0 0
Royal Bank of Canada COM 780087102 500 7,290 SH   SOLE   7,290 0 0
Royal Dutch Shell PLC ADR A (R COM 780259206 379 6,500 SH   SOLE   6,500 0 0
S & P 500 Depositary Receipt ( COM 78462F103 6,121 24,491 SH   SOLE   24,491 0 0
Schlumberger, Ltd. COM 806857108 450 12,469 SH   SOLE   12,469 0 0
Schwab US Dividend Equity ETF COM 808524797 271 5,766 SH   SOLE   5,766 0 0
Simmons First National Corp Cl COM 828730200 318 13,184 SH   SOLE   13,184 0 0
Southern Co. COM 842587107 569 12,964 SH   SOLE   12,964 0 0
SPDR Gold Trust COM 78463v107 531 4,381 SH   SOLE   4,381 0 0
SPDR S&P Biotech ETF (xbi) COM 78464A870 717 9,990 SH   SOLE   9,990 0 0
SPDR S&P Dividend ETF COM 78464a763 243 2,710 SH   SOLE   2,710 0 0
Starbucks Corp. COM 855244109 503 7,804 SH   SOLE   7,804 0 0
Straumann Holding AG COM 013293546 269 450 SH   SOLE   450 0 0
Suntrust Banks, Inc. COM 867914103 3,090 61,263 SH   SOLE   61,263 0 0
Target Corporation COM 87612E106 439 6,650 SH   SOLE   6,650 0 0
Technology Select Sect Spdr (x COM 81369y803 1,247 20,115 SH   SOLE   20,115 0 0
Texas Instruments COM 882508104 8,776 92,872 SH   SOLE   92,872 0 0
TJX Companies COM 872540109 4,668 104,341 SH   SOLE   104,341 0 0
Toll Brothers Inc COM 889478103 336 10,195 SH   SOLE   10,195 0 0
Tractor Supply Company COM 892356106 11,987 143,661 SH   SOLE   143,661 0 0
Union Pacific COM 907818108 781 5,649 SH   SOLE   5,649 0 0
United Parcel Service Co COM 911312106 245 2,511 SH   SOLE   2,511 0 0
United Technologies Corp Com COM 913017109 2,757 25,891 SH   SOLE   25,891 0 0
UnitedHealth Group COM 91324P102 11,197 44,945 SH   SOLE   44,945 0 0
Unum Group Com COM 91529Y106 3,283 111,751 SH   SOLE   111,751 0 0
Utilities Select Sector SPDR F COM 81369Y886 1,960 37,030 SH   SOLE   37,030 0 0
Vanguard Dividend Appreciation COM 921908844 738 7,532 SH   SOLE   7,532 0 0
Vanguard Emerging Market ETF COM 922042858 1,105 29,002 SH   SOLE   29,002 0 0
Vanguard Industrials ETF COM 92204A603 359 2,980 SH   SOLE   2,980 0 0
Vanguard Information Technolog COM 92204a702 1,166 6,988 SH   SOLE   6,988 0 0
Vanguard REIT Index ETF COM 922908553 380 5,095 SH   SOLE   5,095 0 0
Vanguard S&P 500 ETF COM 922908363 2,919 12,701 SH   SOLE   12,701 0 0
Vanguard US Total Stock Market COM 922908769 218 1,708 SH   SOLE   1,708 0 0
Verizon Communications COM 92343V104 7,143 127,051 SH   SOLE   127,051 0 0
Visa, Inc. - Cl. A COM 92826c839 15,021 113,850 SH   SOLE   113,850 0 0
Vulcan Matls Co Com COM 929160109 840 8,504 SH   SOLE   8,504 0 0
Wal-Mart Stores COM 931142103 2,449 26,287 SH   SOLE   26,287 0 0
Walgreens Boots Alliance, Inc. COM 931427108 3,965 58,024 SH   SOLE   58,024 0 0
Walt Disney COM 254687106 2,451 22,356 SH   SOLE   22,356 0 0
WEC Energy Corp. COM 92939U106 208 3,000 SH   SOLE   3,000 0 0
Wells Fargo COM 949746101 4,363 94,679 SH   SOLE   94,679 0 0
WestRock Company COM 96145D105 49,075 1,299,665 SH   SOLE   1,299,665 0 0
Weyerhaeuser Co. COM 962166104 4,244 194,129 SH   SOLE   194,129 0 0
Whirlpool Corp. COM 963320106 571 5,345 SH   SOLE   5,345 0 0
Xilinx, Inc. COM 983919101 8,124 95,390 SH   SOLE   95,390 0 0
Xylem, Inc. COM 98419m100 941 14,100 SH   SOLE   14,100 0 0
Zoetis, Inc. COM 98978v103 2,884 33,717 SH   SOLE   33,717 0 0