The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 285 4,520 SH   SOLE   4,520 0 0
AT&T INC COMMON STOCK 00206R102 6,100 155,733 SH   SOLE   152,731 0 3,002
AT&T INC COMMON STOCK 00206R102 261 6,666 SH   DFND   6,666 0 0
AT&T INC COMMON STOCK 00206R102 544 13,895 SH   OTR   12,595 0 1,300
ABBOTT LABORATORIES COMMON STOCK 002824100 4,245 101,490 SH   SOLE   98,584 0 2,906
ABBOTT LABORATORIES COMMON STOCK 002824100 124 2,954 SH   DFND   2,954 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 836 19,985 SH   OTR   19,185 0 800
ABBVIE INC COMMON STOCK 00287Y109 39 684 SH   SOLE   684 0 0
ABBVIE INC COMMON STOCK 00287Y109 114 2,000 SH   DFND   2,000 0 0
ABBVIE INC COMMON STOCK 00287Y109 804 14,068 SH   OTR   12,801 0 1,267
AIR PRODS & CHEMS INC COMMON STOCK 009158106 629 4,368 SH   SOLE   4,368 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 101 700 SH   OTR   700 0 0
ALPHABET INC COMMON STOCK 02079K107 231 310 SH   SOLE   310 0 0
ALPHABET INC COMMON STOCK 02079K107 56 75 SH   OTR   0 0 75
ALPHABET INC COMMON STOCK 02079K305 293 384 SH   SOLE   384 0 0
ALPHABET INC COMMON STOCK 02079K305 38 50 SH   OTR   0 0 50
ALTRIA GROUP INC COMMON STOCK 02209S103 370 5,909 SH   SOLE   5,909 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 416 6,644 SH   DFND   6,644 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 100 1,600 SH   OTR   1,600 0 0
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 80 1,202 SH   SOLE   1,202 0 0
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 146 2,200 SH   DFND   2,200 0 0
AMGEN INC COMMON STOCK 031162100 477 3,180 SH   SOLE   3,180 0 0
AMGEN INC COMMON STOCK 031162100 187 1,249 SH   OTR   1,249 0 0
APPLE INC COMMON STOCK 037833100 5,612 51,491 SH   SOLE   50,386 0 1,105
APPLE INC COMMON STOCK 037833100 63 574 SH   DFND   574 0 0
APPLE INC COMMON STOCK 037833100 731 6,704 SH   OTR   6,404 0 300
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 206 5,686 SH   SOLE   5,686 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 74 827 SH   SOLE   827 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 476 5,307 SH   OTR   5,307 0 0
BB&T CORP COMMON STOCK 054937107 1,621 48,735 SH   SOLE   8,127 40,608 0
BB&T CORP COMMON STOCK 054937107 83 2,500 SH   DFND   2,500 0 0
BB&T CORP COMMON STOCK 054937107 875 26,285 SH   OTR   26,285 0 0
BAXALTA INC COMMON STOCK 07177M103 603 14,929 SH   SOLE   14,929 0 0
BAXALTA INC COMMON STOCK 07177M103 55 1,351 SH   DFND   1,351 0 0
BAXALTA INC COMMON STOCK 07177M103 33 822 SH   OTR   822 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 584 14,223 SH   SOLE   14,223 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 55 1,351 SH   DFND   1,351 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 34 822 SH   OTR   822 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 249 1,758 SH   SOLE   1,758 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 263 4,119 SH   SOLE   4,119 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 236 3,700 SH   DFND   3,700 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 82 1,283 SH   OTR   800 0 483
CVS HEALTH CORPORATION COMMON STOCK 126650100 154 1,488 SH   SOLE   1,488 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 119 1,150 SH   OTR   1,150 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 3,966 174,629 SH   SOLE   169,348 0 5,281
CABOT OIL & GAS CORP COMMON STOCK 127097103 88 3,861 SH   OTR   2,361 0 1,500
CAMPBELL SOUP CO COMMON STOCK 134429109 306 4,800 SH   OTR   4,800 0 0
CELGENE CORP COMMON STOCK 151020104 225 2,250 SH   SOLE   2,250 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 5,413 56,745 SH   SOLE   55,450 0 1,295
CHEVRON CORPORATION COMMON STOCK 166764100 511 5,358 SH   DFND   5,358 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,059 11,101 SH   OTR   10,601 0 500
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,350 152,802 SH   SOLE   148,553 0 4,249
CISCO SYSTEMS INC COMMON STOCK 17275R102 74 2,606 SH   DFND   2,606 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 375 13,180 SH   OTR   11,680 0 1,500
CITY HOLDING CO COMMON STOCK 177835105 281 5,891 SH   OTR   5,891 0 0
COCA COLA CO COMMON STOCK 191216100 722 15,564 SH   SOLE   15,564 0 0
COCA COLA CO COMMON STOCK 191216100 71 1,531 SH   DFND   1,531 0 0
COCA COLA CO COMMON STOCK 191216100 899 19,381 SH   OTR   19,381 0 0
COCA COLA ENTERPRISES COMMON STOCK 19122T109 4,001 78,852 SH   SOLE   76,548 0 2,304
COCA COLA ENTERPRISES COMMON STOCK 19122T109 43 854 SH   OTR   154 0 700
COGNIZANT TECH SOLUTIONS CORP COMMON STOCK 192446102 162 2,590 SH   SOLE   2,590 0 0
COGNIZANT TECH SOLUTIONS CORP COMMON STOCK 192446102 125 2,000 SH   OTR   0 0 2,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103 244 3,460 SH   SOLE   3,460 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 8 116 SH   OTR   116 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 77 1,000 SH   SOLE   1,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 276 3,600 SH   DFND   3,600 0 0
CORNING INC COMMON STOCK 219350105 443 21,193 SH   SOLE   21,193 0 0
CORNING INC COMMON STOCK 219350105 45 2,140 SH   OTR   2,140 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 923 12,283 SH   SOLE   12,283 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 515 6,850 SH   OTR   6,850 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 3,086 60,667 SH   SOLE   58,403 0 2,264
DOW CHEMICAL COMPANY COMMON STOCK 260543103 51 1,000 SH   DFND   1,000 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 204 4,019 SH   OTR   2,919 0 1,100
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 1,029 16,250 SH   SOLE   16,250 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 127 2,000 SH   DFND   2,000 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 606 9,572 SH   OTR   8,836 0 736
DUKE ENERGY CORP COMMON STOCK 26441C204 89 1,101 SH   SOLE   1,101 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 359 4,454 SH   DFND   4,454 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 45 561 SH   OTR   561 0 0
ECA MARCELLUS TRUST I COMMON STOCK 26827L109 98 67,725 SH   SOLE   67,725 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,338 39,930 SH   SOLE   39,930 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 401 4,800 SH   DFND   4,800 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,092 25,029 SH   OTR   25,029 0 0
FACEBOOK INC COMMON STOCK 30303M102 114 1,000 SH   SOLE   1,000 0 0
FACEBOOK INC COMMON STOCK 30303M102 95 834 SH   OTR   134 0 700
FORD MOTOR COMMON STOCK 345370860 3,216 238,212 SH   SOLE   229,832 0 8,380
FORD MOTOR COMMON STOCK 345370860 87 6,474 SH   OTR   6,474 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 642 20,207 SH   SOLE   20,207 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 218 6,862 SH   DFND   6,862 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,330 41,852 SH   OTR   37,932 0 3,920
GENERAL MILLS INC COMMON STOCK 370334104 310 4,896 SH   SOLE   4,896 0 0
GENERAL MILLS INC COMMON STOCK 370334104 51 800 SH   OTR   800 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 385 7,500 SH   SOLE   7,500 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 399 11,305 SH   SOLE   11,305 0 0
HOME DEPOT INC COMMON STOCK 437076102 440 3,295 SH   SOLE   3,295 0 0
HOME DEPOT INC COMMON STOCK 437076102 129 965 SH   OTR   290 0 675
HONEYWELL INTL INC COMMON STOCK 438516106 31 281 SH   SOLE   281 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 384 3,424 SH   OTR   3,424 0 0
HUBBELL INC COMMON STOCK 443510607 31,328 295,742 SH   OTR   295,742 0 0
INTEL CORP COMMON STOCK 458140100 471 14,565 SH   SOLE   14,565 0 0
INTEL CORP COMMON STOCK 458140100 62 1,902 SH   DFND   1,902 0 0
INTEL CORP COMMON STOCK 458140100 65 1,996 SH   OTR   1,885 0 111
IBM CORP COMMON STOCK 459200101 415 2,741 SH   SOLE   2,741 0 0
IBM CORP COMMON STOCK 459200101 579 3,824 SH   OTR   3,824 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 3,164 77,092 SH   SOLE   74,152 0 2,940
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 102 2,497 SH   OTR   1,297 0 1,200
ISHARES COMMON STOCK 464287168 194 2,380 SH   SOLE   2,380 0 0
ISHARES COMMON STOCK 464287168 108 1,325 SH   DFND   1,325 0 0
ISHARES ETF-FIXED INCOM 464287176 208 1,816 SH   SOLE   1,816 0 0
ISHARES COMMON STOCK 464287234 411 12,008 SH   SOLE   12,008 0 0
ISHARES COMMON STOCK 464287465 547 9,561 SH   SOLE   9,561 0 0
ISHARES COMMON STOCK 464287465 22 390 SH   DFND   390 0 0
ISHARES COMMON STOCK 464287465 9 155 SH   OTR   155 0 0
ISHARES COMMON STOCK 464287473 285 4,014 SH   SOLE   4,014 0 0
ISHARES COMMON STOCK 464287499 310 1,900 SH   SOLE   1,900 0 0
ISHARES COMMON STOCK 464287499 18 110 SH   OTR   0 0 110
ISHARES COMMON STOCK 464287556 216 827 SH   SOLE   827 0 0
ISHARES COMMON STOCK 464287655 703 6,351 SH   SOLE   6,351 0 0
ISHARES COMMON STOCK 464287689 277 2,290 SH   OTR   2,290 0 0
ISHARES COMMON STOCK 464287804 212 1,880 SH   OTR   1,880 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 2,200 50,496 SH   SOLE   50,496 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 105 2,406 SH   DFND   2,406 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 497 11,418 SH   OTR   9,831 0 1,587
JPMORGAN CHASE & CO COMMON STOCK 46625H100 205 3,456 SH   SOLE   3,456 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 171 2,883 SH   DFND   2,883 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,560 43,229 SH   OTR   43,229 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 200 1,846 SH   SOLE   1,846 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 347 3,204 SH   DFND   3,204 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 838 7,741 SH   OTR   7,741 0 0
KLA TENCOR CORP COMMON STOCK 482480100 231 3,176 SH   OTR   3,176 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 403 5,126 SH   SOLE   5,126 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 81 1,032 SH   DFND   1,032 0 0
THE KRAFT HEINZ CO COMMON STOCK 500754106 8 100 SH   OTR   100 0 0
LOWE'S COMPANIES INC COMMON STOCK 548661107 218 2,884 SH   SOLE   2,884 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,345 18,659 SH   SOLE   18,659 0 0
MCDONALDS CORP COMMON STOCK 580135101 93 736 SH   DFND   736 0 0
MCDONALDS CORP COMMON STOCK 580135101 589 4,689 SH   OTR   4,489 0 200
MERCK & CO INC COMMON STOCK 58933Y105 3,962 74,890 SH   SOLE   72,704 0 2,186
MERCK & CO INC COMMON STOCK 58933Y105 185 3,500 SH   DFND   3,500 0 0
MERCK & CO INC COMMON STOCK 58933Y105 156 2,954 SH   OTR   2,154 0 800
MICROSOFT CORP COMMON STOCK 594918104 5,019 90,874 SH   SOLE   88,686 0 2,188
MICROSOFT CORP COMMON STOCK 594918104 140 2,526 SH   DFND   2,526 0 0
MICROSOFT CORP COMMON STOCK 594918104 973 17,616 SH   OTR   13,987 0 3,629
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 261 6,497 SH   SOLE   6,497 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 95 2,375 SH   DFND   2,375 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 3 56 SH   SOLE   56 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 290 5,798 SH   OTR   5,798 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 239 31,842 PRN   SOLE   31,842 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 2 320 PRN   DFND   320 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P608 0 10 PRN   OTR   10 0 0
NIKE INC COMMON STOCK 654106103 328 5,340 SH   SOLE   5,340 0 0
NIKE INC COMMON STOCK 654106103 61 1,000 SH   OTR   1,000 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 337 4,049 SH   SOLE   4,049 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 171 2,050 SH   OTR   2,050 0 0
NUVEEN MUTUAL FUNDS - 670928100 124 11,850 SH   SOLE   11,850 0 0
NUVEEN MUTUAL FUNDS - 670928100 58 5,500 SH   OTR   5,500 0 0
OWENS CORNING INC COMMON STOCK 690742101 345 7,287 SH   SOLE   7,287 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 211 2,500 SH   SOLE   2,500 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 6 71 SH   OTR   0 0 71
PPG INDUSTRIES INC COMMON STOCK 693506107 493 4,420 SH   SOLE   4,420 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 14 122 SH   OTR   122 0 0
PEPSICO INC COMMON STOCK 713448108 1,862 18,166 SH   SOLE   18,166 0 0
PEPSICO INC COMMON STOCK 713448108 181 1,770 SH   OTR   1,770 0 0
PFIZER INC COMMON STOCK 717081103 191 6,440 SH   SOLE   6,440 0 0
PFIZER INC COMMON STOCK 717081103 237 8,003 SH   DFND   8,003 0 0
PFIZER INC COMMON STOCK 717081103 1,694 57,136 SH   OTR   53,627 0 3,509
PHILIP MORRIS INTL INC COMMON STOCK 718172109 1,923 19,605 SH   SOLE   19,605 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 290 2,952 SH   OTR   2,952 0 0
POWERSHARES COMMON STOCK 73935A104 284 2,600 SH   SOLE   2,600 0 0
PREMIER FINANCIAL BANKCORP INC COMMON STOCK 74050M105 266 16,900 SH   SOLE   16,900 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 3,807 51,824 SH   SOLE   50,260 0 1,564
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 67 912 SH   DFND   912 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 363 4,946 SH   OTR   4,446 0 500
PRICELINE GROUP INC COMMON STOCK 741503403 140 109 SH   SOLE   109 0 0
PRICELINE GROUP INC COMMON STOCK 741503403 64 50 SH   OTR   0 0 50
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,219 14,805 SH   SOLE   14,505 0 300
PROCTER & GAMBLE CO COMMON STOCK 742718109 206 2,500 SH   DFND   2,500 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,497 18,189 SH   OTR   13,263 0 4,926
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 433 5,998 SH   SOLE   5,998 0 0
QUALCOMM INC. COMMON STOCK 747525103 3,738 73,093 SH   SOLE   70,931 0 2,162
QUALCOMM INC. COMMON STOCK 747525103 69 1,346 SH   OTR   746 0 600
RAYTHEON COMMON STOCK 755111507 2,558 20,858 SH   SOLE   19,948 0 910
RAYTHEON COMMON STOCK 755111507 86 701 SH   OTR   301 0 400
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 451 3,962 SH   SOLE   3,962 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 40 350 SH   OTR   350 0 0
SPDR COMMON STOCK 78462F103 1,956 9,516 SH   SOLE   9,516 0 0
SPDR COMMON STOCK 78462F103 243 1,180 SH   OTR   1,180 0 0
SPDR DOW JONES INDUST AVERAGE COMMON STOCK 78467X109 343 1,944 SH   SOLE   1,944 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 613 2,333 SH   SOLE   2,333 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 591 2,250 SH   OTR   2,250 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 285 3,870 SH   SOLE   3,870 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 52 700 SH   OTR   700 0 0
SOUTHERN CO COMMON STOCK 842587107 31 600 SH   SOLE   600 0 0
SOUTHERN CO COMMON STOCK 842587107 191 3,700 SH   DFND   3,700 0 0
SOUTHERN CO COMMON STOCK 842587107 62 1,200 SH   OTR   1,200 0 0
SUMMIT FINL GROUP INC COMMON STOCK 86606G101 1,029 66,544 SH   OTR   66,544 0 0
3M CO COMMON STOCK 88579Y101 105 628 SH   SOLE   628 0 0
3M CO COMMON STOCK 88579Y101 1,387 8,326 SH   OTR   7,396 0 930
UNION PACIFIC COMMON STOCK 907818108 2,415 30,358 SH   SOLE   28,944 0 1,414
UNION PACIFIC COMMON STOCK 907818108 78 975 SH   OTR   275 0 700
UNITED BANKSHARES INC COMMON STOCK 909907107 27,689 754,456 SH   SOLE   752,456 0 2,000
UNITED BANKSHARES INC COMMON STOCK 909907107 321 8,750 SH   DFND   8,750 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 5,468 149,005 SH   OTR   142,955 0 6,050
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 4,324 40,996 SH   SOLE   39,862 0 1,134
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 93 882 SH   DFND   882 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 665 6,305 SH   OTR   6,115 0 190
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 309 3,091 SH   SOLE   3,091 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 73 727 SH   OTR   727 0 0
VANGUARD COMMON STOCK 921909768 1,491 33,197 SH   DFND   33,197 0 0
VANGUARD ETF-FIXED INCOM 921937819 2,235 25,904 SH   DFND   25,904 0 0
VANGUARD ETF-FIXED INCOM 921937827 977 12,117 SH   DFND   12,117 0 0
VANGUARD COMMON STOCK 922908553 457 5,454 SH   SOLE   5,454 0 0
VANGUARD COMMON STOCK 922908553 22 265 SH   OTR   0 0 265
VANGUARD COMMON STOCK 922908637 342 3,636 SH   SOLE   3,636 0 0
VANGUARD COMMON STOCK 922908751 304 2,725 SH   OTR   2,725 0 0
VANGUARD COMMON STOCK 922908769 4,110 39,214 SH   DFND   39,214 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 245 4,524 SH   SOLE   4,524 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 227 4,200 SH   DFND   4,200 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 138 2,558 SH   OTR   2,508 0 50
VISA INC COMMON STOCK 92826C839 403 5,272 SH   SOLE   5,272 0 0
VISA INC COMMON STOCK 92826C839 61 800 SH   OTR   0 0 800
WISDOMTREE COMMON STOCK 97717X701 230 4,424 SH   SOLE   4,424 0 0