The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 400 5,991 SH   SOLE   5,991 0 0
AT&T INC COMMON STOCK 00206R102 6,107 173,701 SH   SOLE   169,956 0 3,745
AT&T INC COMMON STOCK 00206R102 240 6,814 SH   DFND   6,814 0 0
AT&T INC COMMON STOCK 00206R102 705 20,042 SH   OTR   20,042 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 5,590 145,830 SH   SOLE   141,595 0 4,235
ABBOTT LABORATORIES COMMON STOCK 002824100 113 2,954 SH   DFND   2,954 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,003 26,168 SH   OTR   24,968 0 1,200
ABBVIE INC COMMON STOCK 00287Y109 87 1,650 SH   SOLE   1,650 0 0
ABBVIE INC COMMON STOCK 00287Y109 106 2,000 SH   DFND   2,000 0 0
ABBVIE INC COMMON STOCK 00287Y109 946 17,914 SH   OTR   16,714 0 1,200
AIR PRODS & CHEMS INC COMMON STOCK 009158106 616 5,507 SH   SOLE   5,507 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 34 300 SH   OTR   300 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 272 7,088 SH   SOLE   7,088 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 268 6,992 SH   DFND   6,992 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 139 3,615 SH   OTR   2,715 0 900
AMERICAN EXPRESS CO COMMON STOCK 025816109 225 2,480 SH   SOLE   1,940 0 540
AMERICAN EXPRESS CO COMMON STOCK 025816109 61 675 SH   OTR   675 0 0
APPLE INC COMMON STOCK 037833100 7,304 13,020 SH   SOLE   12,411 0 609
APPLE INC COMMON STOCK 037833100 46 82 SH   DFND   82 0 0
APPLE INC COMMON STOCK 037833100 592 1,056 SH   OTR   1,029 0 27
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 696 8,617 SH   OTR   8,617 0 0
BB&T CORP COMMON STOCK 054937107 70 1,869 SH   SOLE   1,529 0 340
BB&T CORP COMMON STOCK 054937107 93 2,500 SH   DFND   2,500 0 0
BB&T CORP COMMON STOCK 054937107 1,193 31,960 SH   OTR   31,960 0 0
BP PLC COMMON STOCK 055622104 218 4,488 SH   SOLE   4,488 0 0
BP PLC COMMON STOCK 055622104 35 715 SH   OTR   0 0 715
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 2,790 40,120 SH   SOLE   37,927 0 2,193
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 96 1,377 SH   OTR   1,377 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 384 3,240 SH   SOLE   2,285 0 955
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 40 340 SH   OTR   0 0 340
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 645 12,144 SH   SOLE   12,144 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 197 3,700 SH   DFND   3,700 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 72 1,350 SH   OTR   950 0 400
CSX CORP COMMON STOCK 126408103 239 8,322 SH   SOLE   8,322 0 0
CSX CORP COMMON STOCK 126408103 106 3,700 SH   OTR   3,700 0 0
CVS CAREMARK CORP COMMON STOCK 126650100 140 1,952 SH   SOLE   1,785 0 167
CVS CAREMARK CORP COMMON STOCK 126650100 97 1,350 SH   OTR   1,350 0 0
CA INC COMMON STOCK 12673P105 407 12,101 SH   SOLE   12,101 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 349 9,000 SH   SOLE   9,000 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 208 4,800 SH   OTR   4,800 0 0
CELGENE CORP COMMON STOCK 151020104 253 1,500 SH   SOLE   1,500 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 7,361 58,929 SH   SOLE   57,828 0 1,101
CHEVRON CORPORATION COMMON STOCK 166764100 669 5,358 SH   DFND   5,358 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,675 13,410 SH   OTR   12,580 0 830
CISCO SYSTEMS INC COMMON STOCK 17275R102 5,322 237,250 SH   SOLE   231,183 0 6,067
CISCO SYSTEMS INC COMMON STOCK 17275R102 58 2,606 SH   DFND   2,606 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 327 14,580 SH   OTR   13,560 0 1,020
CITY HOLDING CO COMMON STOCK 177835105 273 5,891 SH   OTR   5,891 0 0
COACH INC COMMON STOCK 189754104 204 3,630 SH   SOLE   2,480 0 1,150
COCA COLA CO COMMON STOCK 191216100 5,815 140,771 SH   SOLE   137,185 0 3,586
COCA COLA CO COMMON STOCK 191216100 63 1,531 SH   DFND   1,531 0 0
COCA COLA CO COMMON STOCK 191216100 1,017 24,613 SH   OTR   24,613 0 0
COGNIZANT TECH SOLUTIONS CORP COMMON STOCK 192446102 406 4,020 SH   SOLE   2,840 0 1,180
COGNIZANT TECH SOLUTIONS CORP COMMON STOCK 192446102 101 1,000 SH   OTR   1,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 199 3,600 SH   DFND   3,600 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 55 1,000 SH   OTR   1,000 0 0
CORNING INC COMMON STOCK 219350105 383 21,473 SH   SOLE   21,473 0 0
CORNING INC COMMON STOCK 219350105 2 140 SH   OTR   140 0 0
CUMMINS INC COMMON STOCK 231021106 618 4,385 SH   SOLE   3,700 0 685
DOMINION RESOURCES INC COMMON STOCK 25746U109 891 13,778 SH   SOLE   13,778 0 0
DOMINION RESOURCES INC COMMON STOCK 25746U109 443 6,850 SH   OTR   6,850 0 0
DOVARRI INC COMMON STOCK 25985P100 0 100,000 SH   SOLE   100,000 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 858 13,201 SH   SOLE   13,201 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 136 2,100 SH   DFND   2,100 0 0
E.I. DU PONT DE NEMOURS & COMP COMMON STOCK 263534109 634 9,758 SH   OTR   9,758 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 56 814 SH   SOLE   814 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 307 4,454 SH   DFND   4,454 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 39 561 SH   OTR   561 0 0
ECA MARCELLUS TRUST I COMMON STOCK 26827L109 519 67,725 SH   SOLE   67,725 0 0
EMC CORP COMMON STOCK 268648102 395 15,725 SH   SOLE   10,540 0 5,185
EXPRESS SCRIPTS HOLDING COMPANY COMMON STOCK 30219G108 356 5,065 SH   SOLE   3,465 0 1,600
EXPRESS SCRIPTS HOLDING COMPANY COMMON STOCK 30219G108 57 810 SH   OTR   810 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 9,825 97,083 SH   SOLE   95,554 0 1,529
EXXON MOBIL CORP COMMON STOCK 30231G102 486 4,800 SH   DFND   4,800 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 4,389 43,366 SH   OTR   42,016 0 1,350
GENERAL ELECTRIC CORP COMMON STOCK 369604103 776 27,700 SH   SOLE   27,700 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 187 6,662 SH   DFND   6,662 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,363 48,618 SH   OTR   44,788 0 3,830
GENERAL MILLS INC COMMON STOCK 370334104 344 6,902 SH   SOLE   6,902 0 0
GENERAL MILLS INC COMMON STOCK 370334104 84 1,674 SH   OTR   1,674 0 0
GENERAL STEEL HOLDINGS INC COMMON STOCK 370853103 13 14,000 SH   SOLE   14,000 0 0
GOOGLE INC COMMON STOCK 38259P508 513 458 SH   SOLE   355 0 103
GOOGLE INC COMMON STOCK 38259P508 179 160 SH   OTR   160 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 692 10,000 SH   SOLE   10,000 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 476 9,570 SH   SOLE   9,570 0 0
HOME DEPOT INC COMMON STOCK 437076102 147 1,790 SH   SOLE   1,790 0 0
HOME DEPOT INC COMMON STOCK 437076102 129 1,570 SH   OTR   1,290 0 280
HONEYWELL INTL INC COMMON STOCK 438516106 6,013 65,810 SH   SOLE   63,670 0 2,140
HONEYWELL INTL INC COMMON STOCK 438516106 89 975 SH   DFND   975 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 468 5,122 SH   OTR   5,122 0 0
HUBBELL INC COMMON STOCK 443510201 34,011 312,318 SH   OTR   312,318 0 0
INTEL CORP COMMON STOCK 458140100 617 23,778 SH   SOLE   23,778 0 0
INTEL CORP COMMON STOCK 458140100 49 1,902 SH   DFND   1,902 0 0
INTEL CORP COMMON STOCK 458140100 92 3,545 SH   OTR   3,545 0 0
IBM CORP COMMON STOCK 459200101 956 5,098 SH   SOLE   5,098 0 0
IBM CORP COMMON STOCK 459200101 917 4,891 SH   OTR   4,716 0 175
ISHARES COMMON STOCK 464287176 212 1,930 SH   SOLE   1,930 0 0
ISHARES COMMON STOCK 464287234 367 8,785 SH   SOLE   8,785 0 0
ISHARES COMMON STOCK 464287234 25 600 SH   OTR   0 0 600
ISHARES COMMON STOCK 464287309 1,895 19,192 SH   SOLE   19,192 0 0
ISHARES COMMON STOCK 464287408 1,901 22,248 SH   SOLE   22,248 0 0
ISHARES COMMON STOCK 464287465 420 6,256 SH   SOLE   6,256 0 0
ISHARES COMMON STOCK 464287465 26 390 SH   DFND   390 0 0
ISHARES COMMON STOCK 464287465 103 1,530 SH   OTR   0 0 1,530
ISHARES COMMON STOCK 464287473 311 4,740 SH   SOLE   4,740 0 0
ISHARES COMMON STOCK 464287481 216 2,560 SH   SOLE   2,560 0 0
ISHARES COMMON STOCK 464287499 285 1,900 SH   SOLE   1,900 0 0
ISHARES COMMON STOCK 464287556 392 1,725 SH   SOLE   1,725 0 0
ISHARES COMMON STOCK 464287598 378 4,010 SH   SOLE   4,010 0 0
ISHARES COMMON STOCK 464287655 496 4,296 SH   SOLE   4,296 0 0
ISHARES COMMON STOCK 464287689 270 2,440 SH   OTR   2,440 0 0
ISHARES COMMON STOCK 464287804 293 2,685 SH   OTR   2,685 0 0
ISHARES COMMON STOCK 464288414 548 5,285 SH   SOLE   5,285 0 0
ISHARES COMMON STOCK 464288869 348 4,636 SH   SOLE   4,636 0 0
ISHARES COMMON STOCK 46428R107 304 9,456 SH   SOLE   9,456 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 5,436 56,731 SH   SOLE   55,128 0 1,603
ITC HOLDINGS CORP COMMON STOCK 465685105 81 846 SH   DFND   846 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 446 4,652 SH   OTR   4,123 0 529
JPMORGAN CHASE & CO COMMON STOCK 46625H100 152 2,600 SH   SOLE   2,600 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 169 2,883 SH   DFND   2,883 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,598 44,429 SH   OTR   43,869 0 560
JOHNSON & JOHNSON COMMON STOCK 478160104 354 3,865 SH   SOLE   3,665 0 200
JOHNSON & JOHNSON COMMON STOCK 478160104 302 3,300 SH   DFND   3,300 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,050 11,463 SH   OTR   11,283 0 180
KLA TENCOR CORP COMMON STOCK 482480100 5,587 86,678 SH   SOLE   84,507 0 2,171
KLA TENCOR CORP COMMON STOCK 482480100 294 4,556 SH   OTR   4,556 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 287 5,320 SH   SOLE   5,320 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 56 1,032 SH   DFND   1,032 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 11 208 SH   OTR   208 0 0
LOEWS CORP COMMON STOCK 540424108 232 4,800 SH   OTR   4,800 0 0
M & T BANK CORP COMMON STOCK 55261F104 317 2,723 SH   SOLE   1,903 0 820
MANULIFE FINANCIAL CORP COMMON STOCK 56501R106 232 11,762 SH   SOLE   11,762 0 0
MATTEL INC COMMON STOCK 577081102 350 7,358 SH   SOLE   7,358 0 0
MCDONALDS CORP COMMON STOCK 580135101 5,051 52,051 SH   SOLE   50,711 0 1,340
MCDONALDS CORP COMMON STOCK 580135101 54 555 SH   DFND   555 0 0
MCDONALDS CORP COMMON STOCK 580135101 503 5,181 SH   OTR   4,981 0 200
MCKESSON CORP COMMON STOCK 58155Q103 94 584 SH   SOLE   584 0 0
MCKESSON CORP COMMON STOCK 58155Q103 111 685 SH   OTR   685 0 0
MEDTRONIC INC COMMON STOCK 585055106 442 7,706 SH   SOLE   7,706 0 0
MEDTRONIC INC COMMON STOCK 585055106 37 650 SH   OTR   650 0 0
MERCK & CO INC COMMON STOCK 58933Y105 25 490 SH   SOLE   140 0 350
MERCK & CO INC COMMON STOCK 58933Y105 175 3,500 SH   DFND   3,500 0 0
MERCK & CO INC COMMON STOCK 58933Y105 55 1,093 SH   OTR   1,093 0 0
MICROSOFT CORP COMMON STOCK 594918104 6,027 161,114 SH   SOLE   156,449 0 4,665
MICROSOFT CORP COMMON STOCK 594918104 79 2,123 SH   DFND   2,123 0 0
MICROSOFT CORP COMMON STOCK 594918104 773 20,650 SH   OTR   19,800 0 850
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 421 11,932 SH   SOLE   11,932 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 109 3,100 SH   DFND   3,100 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 0 26 SH   OTR   26 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 3,002 42,039 SH   SOLE   42,039 0 0
NATIONAL FUEL GAS CO COMMON STOCK 636180101 497 6,962 SH   OTR   6,962 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P103 6,401 321,017 PRN   SOLE   321,017 0 0
NATURAL RESOURCE PARTNERS LP PARTNERSHIPS 63900P103 64 3,200 PRN   DFND   3,200 0 0
NIKE INC COMMON STOCK 654106103 142 1,800 SH   SOLE   1,800 0 0
NIKE INC COMMON STOCK 654106103 118 1,500 SH   OTR   1,500 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 629 6,774 SH   SOLE   6,644 0 130
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 205 2,210 SH   OTR   2,210 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 272 2,858 SH   SOLE   2,858 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 388 5,216 SH   SOLE   5,216 0 0
OWENS CORNING INC COMMON STOCK 690742101 1,088 26,709 SH   SOLE   26,709 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 318 4,100 SH   SOLE   4,100 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 651 3,431 SH   SOLE   3,431 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 56 293 SH   OTR   293 0 0
PEPSICO INC COMMON STOCK 713448108 489 5,898 SH   SOLE   5,898 0 0
PEPSICO INC COMMON STOCK 713448108 182 2,195 SH   OTR   2,195 0 0
PFIZER INC COMMON STOCK 717081103 58 1,884 SH   SOLE   1,884 0 0
PFIZER INC COMMON STOCK 717081103 255 8,311 SH   DFND   8,311 0 0
PFIZER INC COMMON STOCK 717081103 2,053 67,010 SH   OTR   62,927 0 4,083
PHILIP MORRIS INTL INC COMMON STOCK 718172109 5,662 64,989 SH   SOLE   63,312 0 1,677
PHILIP MORRIS INTL INC COMMON STOCK 718172109 358 4,111 SH   OTR   4,111 0 0
POWERSHARES COMMON STOCK 73935A104 53 600 SH   SOLE   600 0 0
POWERSHARES COMMON STOCK 73935A104 176 2,000 SH   OTR   2,000 0 0
PRAXAIR INC COMMON STOCK 74005P104 125 960 SH   SOLE   960 0 0
PRAXAIR INC COMMON STOCK 74005P104 78 600 SH   OTR   600 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 5,775 68,934 SH   SOLE   67,125 0 1,809
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 76 912 SH   DFND   912 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 425 5,074 SH   OTR   5,074 0 0
PRICELINE.COM COMMON STOCK 741503403 184 158 SH   SOLE   111 0 47
PRICELINE.COM COMMON STOCK 741503403 58 50 SH   OTR   50 0 0
PROCTOR & GAMBLE CO COMMON STOCK 742718109 1,093 13,427 SH   SOLE   12,997 0 430
PROCTOR & GAMBLE CO COMMON STOCK 742718109 204 2,500 SH   DFND   2,500 0 0
PROCTOR & GAMBLE CO COMMON STOCK 742718109 1,700 20,880 SH   OTR   19,554 0 1,326
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 804 8,720 SH   SOLE   8,720 0 0
QUALCOMM INC. COMMON STOCK 747525103 388 5,225 SH   SOLE   3,700 0 1,525
QUALCOMM INC. COMMON STOCK 747525103 59 800 SH   OTR   800 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 323 9,727 SH   SOLE   9,727 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 583 4,936 SH   SOLE   4,936 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 598 2,448 SH   SOLE   2,448 0 0
SPDR S&P MIDCAP 400 ETF TR COMMON STOCK 78467Y107 559 2,290 SH   OTR   2,290 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 405 4,500 SH   SOLE   3,805 0 695
SCHLUMBERGER LTD COMMON STOCK 806857108 54 600 SH   OTR   600 0 0
JM SMUCKER CO COMMON STOCK 832696405 332 3,206 SH   SOLE   3,206 0 0
JM SMUCKER CO COMMON STOCK 832696405 10 100 SH   OTR   100 0 0
SOUTHERN CO COMMON STOCK 842587107 107 2,600 SH   SOLE   2,600 0 0
SOUTHERN CO COMMON STOCK 842587107 152 3,700 SH   DFND   3,700 0 0
SOUTHERN CO COMMON STOCK 842587107 96 2,332 SH   OTR   2,332 0 0
STERICYCLE INC COMMON STOCK 858912108 205 1,765 SH   SOLE   1,215 0 550
SUMMIT FINL GROUP INC COMMON STOCK 86606G309 541 500 SH   SOLE   500 0 0
SYNOVUS FINANCIAL CORP COMMON STOCK 87161C105 36 10,000 SH   SOLE   10,000 0 0
SYSCO CORP COMMON STOCK 871829107 165 4,575 SH   SOLE   4,575 0 0
SYSCO CORP COMMON STOCK 871829107 36 1,000 SH   DFND   1,000 0 0
SYSCO CORP COMMON STOCK 871829107 7 200 SH   OTR   200 0 0
3M CO COMMON STOCK 88579Y101 214 1,525 SH   SOLE   1,525 0 0
3M CO COMMON STOCK 88579Y101 1,189 8,480 SH   OTR   7,550 0 930
UNITED BANKSHARES INC COMMON STOCK 909907107 28,696 912,438 SH   SOLE   849,352 0 63,086
UNITED BANKSHARES INC COMMON STOCK 909907107 275 8,750 SH   DFND   8,750 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 5,855 186,179 SH   OTR   179,020 0 7,159
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 6,133 58,369 SH   SOLE   56,908 0 1,461
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 687 6,542 SH   OTR   6,542 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 437 3,843 SH   SOLE   3,843 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 98 861 SH   OTR   861 0 0
VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 247 3,175 SH   SOLE   2,180 0 995
VANGUARD COMMON STOCK 922908553 705 10,918 SH   SOLE   10,918 0 0
VANGUARD COMMON STOCK 922908637 450 5,310 SH   SOLE   5,310 0 0
VANGUARD COMMON STOCK 922908751 58 529 SH   SOLE   529 0 0
VANGUARD COMMON STOCK 922908751 335 3,050 SH   OTR   3,050 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 224 4,566 SH   SOLE   4,566 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 206 4,200 SH   DFND   4,200 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 184 3,749 SH   OTR   3,749 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106 213 3,240 SH   SOLE   2,310 0 930
VISA INC COMMON STOCK 92826C839 255 1,146 SH   SOLE   816 0 330
VISA INC COMMON STOCK 92826C839 45 200 SH   OTR   200 0 0
WALMART STORES INC COMMON STOCK 931142103 344 4,376 SH   SOLE   4,376 0 0
WALMART STORES INC COMMON STOCK 931142103 37 475 SH   OTR   0 0 475
WINDSTREAM HOLDINGS INC NPV COMMON STOCK 97382A101 91 11,400 SH   DFND   11,400 0 0
ZIMMER HOLDINGS INC COMMON STOCK 98956P102 154 1,654 SH   SOLE   1,654 0 0
ZIMMER HOLDINGS INC COMMON STOCK 98956P102 95 1,023 SH   OTR   983 0 40
PERRIGO CO PLC COMMON STOCK G97822103 279 1,818 SH   SOLE   1,274 0 544