Exhibit 12.1

Ratio of Earnings To Combined Fixed Charges And Preferred Stock Dividends

The following table sets forth the calculation of our ratio of earnings to combined fixed charges and preferred stock dividends for the periods shown (dollars in thousands):

	For the Year Ended December 31,
	2010		2009		2008		2007		2006
Net income		1,267,280		1,961,471		346,238		414,384		93,816
Add:  Fixed charges (Interest expense)		1,163,332		1,295,762		1,888,912		1,926,465		1,055,013
Earnings as adjusted		2,430,612		3,257,233		2,261,069		2,349,719		1,156,367
Fixed charges (interest expense) + preferred stock dividend		1,181,365		1,314,263		1,910,089		1,947,958		1,074,570
Ratio of earnings to combined fixed charges and preferred stock dividends		2.06		2.48		1.17		1.20		1.07