Exhibit 12.1

RATIOS OF EARNINGS TO FIXED CHARGES AND OF EARNINGS TO COMBINED
FIXED CHARGES AND PREFERRED DIVIDENDS

The following table sets forth the calculation of our ratios of earnings to fixed charges and of earnings to combined fixed charges and preferred stock dividends for the periods shown (dollars in thousands).

	Nine Months Ended			Fiscal Years Ended December 31,
	September 30, 2009			2008			2007			2006			2005			2004
Net income before taxes	$	1,256,028		$	372,157		$	423,254		$	101,354		$	1,497		$	253,050
Add: fixed charges (interest expense)		1,008,998			1,888,912			1,926,465			1,055,013			568,560			270,116
Earnings as adjusted		2,265,026			2,261,069			2,349,719			1,156,367			570,057			523,166
Fixed charges (interest expense + preferred stock dividend)		1,022,874			1,910,089			1,947,958			1,074,570			583,153			277,861
Preferred stock dividend		13,876			21,177			21,493			19,557			14,953			7,745
Ratio of earnings to fixed charges		2.24	x		1.20	x		1.22	x		1.10	x		1.00	x		1.94	x
Ratio of earnings to combined fixed charges and preferred stock dividends		2.21	x		1.18	x		1.21	x		1.08	x		0.98	x		1.88	x