Note 4 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31, 2018					December 31, 2017					Percent Increase
	Balance		%			Balance		%			(Decrease)
Originated Loans
Commercial:
Commercial and industrial	$	768,698,000		31.3	%	$	680,805,000		31.3	%		12.9	%
Vacant land, land development, and residential construction		39,950,000		1.6			23,682,000		1.1			68.7
Real estate – owner occupied		500,188,000		20.4			456,065,000		21.0			9.7
Real estate – non-owner occupied		745,127,000		30.4			708,824,000		32.7			5.1
Real estate – multi-family and residential rental		98,035,000		4.0			64,852,000		3.0			51.2
Total commercial		2,151,998,000		87.7			1,934,228,000		89.1			11.3
Retail:
Home equity and other		65,023,000		2.7			69,675,000		3.2			(6.7	)
1-4 family mortgages		235,425,000		9.6			166,054,000		7.7			41.8
Total retail		300,448,000		12.3			235,729,000		10.9			27.5
Total originated loans	$	2,452,446,000		100.0	%	$	2,169,957,000		100.0	%		13.0	%

	December 31, 2018					December 31, 2017					Percent Increase
	Balance		%			Balance		%			(Decrease)
Acquired Loans
Commercial:
Commercial and industrial	$	54,025,000		18.0	%	$	72,959,000		18.8	%		(26.0%	)
Vacant land, land development, and residential construction		4,935,000		1.6			6,191,000		1.6			(20.3	)
Real estate – owner occupied		48,431,000		16.1			70,263,000		18.1			(31.1	)
Real estate – non-owner occupied		71,155,000		23.7			82,861,000		21.3			(14.1	)
Real estate – multi-family and residential rental		29,562,000		9.8			37,066,000		9.5			(20.2	)
Total commercial		208,108,000		69.2			269,340,000		69.3			(22.7	)
Retail:
Home equity and other		20,416,000		6.8			30,750,000		7.9			(33.6	)
1-4 family mortgages		72,115,000		24.0			88,505,000		22.8			(18.5	)
Total retail		92,531,000		30.8			119,255,000		30.7			(22.4	)
Total acquired loans	$	300,639,000		100.0	%	$	388,595,000		100.0	%		(22.6%	)

	December 31, 2018					December 31, 2017					Percent Increase
	Balance		%			Balance		%			(Decrease)
Total Loans
Commercial:
Commercial and industrial	$	822,723,000		29.9	%	$	753,764,000		29.4	%		9.1	%
Vacant land, land development, and residential construction		44,885,000		1.6			29,873,000		1.2			50.3
Real estate – owner occupied		548,619,000		19.9			526,328,000		20.6			4.2
Real estate – non-owner occupied		816,282,000		29.7			791,685,000		30.9			3.1
Real estate – multi-family and residential rental		127,597,000		4.6			101,918,000		4.0			25.2
Total commercial		2,360,106,000		85.7			2,203,568,000		86.1			7.1
Retail:
Home equity and other		85,439,000		3.1			100,425,000		3.9			(14.9	)
1-4 family mortgages		307,540,000		11.2			254,559,000		10.0			20.8
Total retail		392,979,000		14.3			354,984,000		13.9			10.7
Total loans	$	2,753,085,000		100.0	%	$	2,558,552,000		100.0	%		7.6	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

	2018
Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(490,000	)
Net reclassification from nonaccretable to accretable		437,000
Reductions (1)		(77,000	)
Balance at December 31, 2018	$	1,274,000

	2017
Balance at December 31, 2016	$	1,726,000
Additions		223,000
Accretion income		(562,000	)
Net reclassification from nonaccretable to accretable		367,000
Reductions (1)		(350,000	)
Balance at December 31, 2017	$	1,404,000

Concentrations Within Loan Portfolio [Table Text Block]

	2018					2017
			Percentage of					Percentage of
	Balance		Loan Portfolio			Balance		Loan Portfolio
Commercial real estate loans to lessors of non-residential buildings	$	568,134,000		20.6	%	$	547,841,000		21.4	%

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	2018		2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		803,000		3,672,000
Total nonperforming loans	$	803,000	$	3,672,000

	2018		2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		3,337,000		3,471,000
Total nonperforming loans	$	3,337,000	$	3,471,000

	December 31, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	16,000	$	1,444,000
Vacant land, land development, and residential construction		0		35,000
Real estate – owner occupied		950,000		2,241,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		141,000		178,000
Total commercial		1,107,000		3,898,000
Retail:
Home equity and other		454,000		577,000
1-4 family mortgages		2,579,000		2,668,000
Total retail		3,033,000		3,245,000
Total nonperforming loans	$	4,140,000	$	7,143,000

Past Due Financing Receivables [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated Loans
Commercial:
Commercial and industrial	$	186,000	$	0	$	0	$	186,000	$	768,512,000	$	768,698,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		39,950,000		39,950,000		0
Real estate – owner occupied		0		0		0		0		500,188,000		500,188,000		0
Real estate – non-owner occupied		0		0		0		0		745,127,000		745,127,000		0
Real estate – multi-family and residential rental		0		0		0		0		98,035,000		98,035,000		0
Total commercial		186,000		0		0		186,000		2,151,812,000		2,151,998,000		0
Retail:
Home equity and other		44,000		0		0		44,000		64,979,000		65,023,000		0
1- 4 family mortgages		291,000		0		137,000		428,000		234,997,000		235,425,000		0
Total retail		335,000		0		137,000		472,000		299,976,000		300,448,000		0
Total past due loans	$	521,000	$	0	$	137,000	$	658,000	$	2,451,788,000	$	2,452,446,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	8,000	$	0	$	0	$	8,000	$	54,017,000	$	54,025,000	$	0
Vacant land, land development, and residential construction		19,000		0		0		19,000		4,916,000		4,935,000		0
Real estate – owner occupied		108,000		950,000		0		1,058,000		47,373,000		48,431,000		0
Real estate – non-owner occupied		62,000		0		0		62,000		71,093,000		71,155,000		0
Real estate – multi-family and residential rental		0		0		0		0		29,562,000		29,562,000		0
Total commercial		197,000		950,000		0		1,147,000		206,961,000		208,108,000		0
Retail:
Home equity and other		167,000		31,000		0		198,000		20,218,000		20,416,000		0
1- 4 family mortgages		821,000		347,000		612,000		1,780,000		70,335,000		72,115,000		0
Total retail		988,000		378,000		612,000		1,978,000		90,553,000		92,531,000		0
Total past due loans	$	1,185,000	$	1,328,000	$	612,000	$	3,125,000	$	297,514,000	$	300,639,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated Loans
Commercial:
Commercial and industrial	$	0	$	0	$	178,000	$	178,000	$	680,627,000	$	680,805,000	$	0
Vacant land, land development, and residential construction		0		0		35,000		35,000		23,647,000		23,682,000		0
Real estate – owner occupied		0		0		1,244,000		1,244,000		454,821,000		456,065,000		0
Real estate – non-owner occupied		0		0		0		0		708,824,000		708,824,000		0
Real estate – multi-family and residential rental		0		0		0		0		64,852,000		64,852,000		0
Total commercial		0		0		1,457,000		1,457,000		1,932,771,000		1,934,228,000		0
Retail:
Home equity and other		647,000		11,000		86,000		744,000		68,931,000		69,675,000		0
1- 4 family mortgages		0		0		250,000		250,000		165,804,000		166,054,000		0
Total retail		647,000		11,000		336,000		994,000		234,735,000		235,729,000		0
Total past due loans	$	647,000	$	11,000	$	1,793,000	$	2,451,000	$	2,167,506,000	$	2,169,957,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	40,000	$	0	$	114,000	$	154,000	$	72,805,000	$	72,959,000	$	0
Vacant land, land development, and residential construction		14,000		0		0		14,000		6,177,000		6,191,000		0
Real estate – owner occupied		634,000		0		271,000		905,000		69,358,000		70,263,000		0
Real estate – non-owner occupied		0		0		0		0		82,861,000		82,861,000		0
Real estate – multi-family and residential rental		0		0		108,000		108,000		36,958,000		37,066,000		0
Total commercial		688,000		0		493,000		1,181,000		268,159,000		269,340,000		0
Retail:
Home equity and other		408,000		52,000		154,000		614,000		30,136,000		30,750,000		0
1- 4 family mortgages		690,000		333,000		661,000		1,684,000		86,821,000		88,505,000		0
Total retail		1,098,000		385,000		815,000		2,298,000		116,957,000		119,255,000		0
Total past due loans	$	1,786,000	$	385,000	$	1,308,000	$	3,479,000	$	385,116,000	$	388,595,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	8,604,000	$	8,604,000		$	2,096,000
Vacant land, land development and residential construction		94,000		94,000			65,000
Real estate – owner occupied		632,000		632,000			1,145,000
Real estate – non-owner occupied		0		0			0
Real estate – multi-family and residential rental		0		0			187,000
Total commercial		9,330,000		9,330,000			3,493,000
Retail:
Home equity and other		607,000		586,000			691,000
1-4 family mortgages		1,053,000		390,000			414,000
Total retail		1,660,000		976,000			1,105,000
Total with no related allowance recorded	$	10,990,000	$	10,306,000		$	4,598,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	5,011,000	$	5,011,000	$	83,000	$	3,455,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		2,658,000		2,658,000		363,000		2,072,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		140,000		135,000		5,000		112,000
Total commercial		7,809,000		7,804,000		451,000		5,639,000
Retail:
Home equity and other		442,000		431,000		194,000		600,000
1-4 family mortgages		409,000		341,000		44,000		299,000
Total retail		851,000		772,000		238,000		899,000
Total with an allowance recorded	$	8,660,000	$	8,576,000	$	689,000	$	6,538,000
Total impaired loans:
Commercial	$	17,139,000	$	17,134,000	$	451,000	$	9,132,000
Retail		2,511,000		1,748,000		238,000		2,004,000
Total impaired originated loans	$	19,650,000	$	18,882,000	$	689,000	$	11,136,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	398,000	$	398,000		$	690,000
Vacant land, land development and residential construction		0		0			0
Real estate – owner occupied		1,193,000		1,193,000			749,000
Real estate – non-owner occupied		0		0			182,000
Real estate – multi-family and residential rental		45,000		26,000			73,000
Total commercial		1,636,000		1,617,000			1,694,000
Retail:
Home equity and other		388,000		361,000			615,000
1-4 family mortgages		2,494,000		1,849,000			2,031,000
Total retail		2,882,000		2,210,000			2,646,000
Total with no related allowance recorded	$	4,518,000	$	3,827,000		$	4,340,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	175,000	$	166,000	$	43,000	$	33,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		147,000		147,000		0		349,000
Real estate – non-owner occupied		210,000		210,000		0		42,000
Real estate – multi-family and residential rental		3,000		3,000		0		1,000
Total commercial		535,000		526,000		43,000		425,000
Retail:
Home equity and other		462,000		440,000		178,000		95,000
1-4 family mortgages		418,000		371,000		89,000		74,000
Total retail		880,000		811,000		267,000		169,000
Total with an allowance recorded	$	1,415,000	$	1,337,000	$	310,000	$	594,000
Total impaired loans:
Commercial	$	2,171,000	$	2,143,000	$	43,000	$	2,119,000
Retail		3,762,000		3,021,000		267,000		2,815,000
Total impaired acquired loans	$	5,933,000	$	5,164,000	$	310,000	$	4,934,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	765,000	$	178,000		$	694,000
Vacant land, land development and residential construction		454,000		35,000			65,000
Real estate – owner occupied		1,528,000		1,452,000			442,000
Real estate – non-owner occupied		0		0			36,000
Real estate – multi-family and residential rental		349,000		349,000			221,000
Total commercial		3,096,000		2,014,000			1,458,000
Retail:
Home equity and other		693,000		680,000			526,000
1-4 family mortgages		1,126,000		456,000			596,000
Total retail		1,819,000		1,136,000			1,122,000
Total with no related allowance recorded	$	4,915,000	$	3,150,000		$	2,580,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	3,038,000	$	2,989,000	$	963,000	$	3,314,000
Vacant land, land development and residential construction		0		0		0		449,000
Real estate – owner occupied		1,409,000		1,391,000		239,000		1,663,000
Real estate – non-owner occupied		0		0		0		2,055,000
Real estate – multi-family and residential rental		0		0		0		429,000
Total commercial		4,447,000		4,380,000		1,202,000		7,910,000
Retail:
Home equity and other		1,225,000		1,147,000		652,000		922,000
1-4 family mortgages		165,000		110,000		13,000		122,000
Total retail		1,390,000		1,257,000		665,000		1,044,000
Total with an allowance recorded	$	5,837,000	$	5,637,000	$	1,867,000	$	8,954,000
Total impaired loans:
Commercial	$	7,543,000	$	6,394,000	$	1,202,000	$	9,368,000
Retail		3,209,000		2,393,000		665,000		2,166,000
Total impaired originated loans	$	10,752,000	$	8,787,000	$	1,867,000	$	11,534,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	1,039,000	$	1,021,000		$	1,039,000
Vacant land, land development and residential construction		0		0			12,000
Real estate – owner occupied		1,027,000		659,000			1,005,000
Real estate – non-owner occupied		238,000		237,000			738,000
Real estate – multi-family and residential rental		237,000		218,000			408,000
Total commercial		2,541,000		2,135,000			3,202,000
Retail:
Home equity and other		694,000		507,000			417,000
1-4 family mortgages		2,703,000		2,153,000			1,885,000
Total retail		3,397,000		2,660,000			2,302,000
Total with no related allowance recorded	$	5,938,000	$	4,795,000		$	5,504,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	10,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		0		0		0		38,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0
Total commercial		0		0		0		48,000
Retail:
Home equity and other		0		0		0		0
1-4 family mortgages		0		0		0		137,000
Total retail		0		0		0		137,000
Total with an allowance recorded	$	0	$	0	$	0	$	185,000
Total impaired loans:
Commercial	$	2,541,000	$	2,135,000	$	0	$	3,250,000
Retail		3,397,000		2,660,000		0		2,439,000
Total impaired acquired loans	$	5,938,000	$	4,795,000	$	0	$	5,689,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	508,611,000	$	28,170,000	$	325,459,000	$	526,445,000	$	75,051,000
Grades 5 – 7		238,942,000		11,686,000		163,455,000		218,682,000		22,798,000
Grades 8 – 9		21,145,000		94,000		11,274,000		0		186,000
Total commercial	$	768,698,000	$	39,950,000	$	500,188,000	$	745,127,000	$	98,035,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	34,678,000	$	1,246,000	$	21,595,000	$	54,401,000	$	16,050,000
Grades 5 – 7		19,122,000		3,431,000		25,485,000		16,687,000		13,460,000
Grades 8 – 9		225,000		258,000		1,351,000		67,000		52,000
Total commercial	$	54,025,000	$	4,935,000	$	48,431,000	$	71,155,000	$	29,562,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	469,537,000	$	15,090,000	$	326,700,000	$	559,388,000	$	42,951,000
Grades 5 – 7		189,851,000		8,557,000		123,024,000		149,135,000		21,552,000
Grades 8 – 9		21,417,000		35,000		6,341,000		301,000		349,000
Total commercial	$	680,805,000	$	23,682,000	$	456,065,000	$	708,824,000	$	64,852,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	46,263,000	$	1,446,000	$	28,706,000	$	52,674,000	$	17,499,000
Grades 5 – 7		25,654,000		4,745,000		39,565,000		30,102,000		19,212,000
Grades 8 – 9		1,042,000		0		1,992,000		85,000		355,000
Total commercial	$	72,959,000	$	6,191,000	$	70,263,000	$	82,861,000	$	37,066,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Provision for loan losses		826,000			(377,000	)		(49,000	)		400,000
Charge-offs		(428,000	)		(761,000	)		0			(1,189,000	)
Recoveries		2,588,000			622,000			0			3,210,000
Ending balance	$	19,442,000		$	2,068,000		$	44,000		$	21,554,000
Ending balance: individually evaluated for impairment	$	451,000		$	237,000		$	0		$	688,000
Ending balance: collectively evaluated for impairment	$	18,991,000		$	1,831,000		$	44,000		$	20,866,000
Total loans:
Ending balance	$	2,151,998,000		$	300,448,000					$	2,452,446,000
Ending balance: individually evaluated for impairment	$	17,134,000		$	1,748,000					$	18,882,000
Ending balance: collectively evaluated for impairment	$	2,134,864,000		$	298,700,000					$	2,433,564,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		132,000			568,000			0		700,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			19,000			0		19,000
Ending balance	$	177,000		$	649,000		$	0	$	826,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		1,148,000			1,360,000			133,000			2,641,000
Charge-offs		(2,292,000	)		(891,000	)		0			(3,183,000	)
Recoveries		1,574,000			233,000			0			1,807,000
Ending balance	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Ending balance: individually evaluated for impairment	$	1,202,000		$	665,000		$	0		$	1,867,000
Ending balance: collectively evaluated for impairment	$	15,254,000		$	1,919,000		$	93,000		$	17,266,000
Total loans:
Ending balance	$	1,934,228,000		$	235,729,000					$	2,169,957,000
Ending balance: individually evaluated for impairment	$	6,394,000		$	2,393,000					$	8,787,000
Ending balance: collectively evaluated for impairment	$	1,927,834,000		$	233,336,000					$	2,161,170,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		210,000			99,000			0		309,000
Charge-offs		(12,000	)		(40,000	)		0		(52,000	)
Recoveries		18,000			0			0		18,000
Ending balance	$	291,000		$	77,000		$	0	$	368,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	13,672,000		$	1,421,000		$	140,000		$	15,233,000
Provision for loan losses		2,247,000			1,031,000			(180,000	)		3,098,000
Charge-offs		(980,000	)		(1,153,000	)		0			(2,133,000	)
Recoveries		1,087,000			583,000			0			1,670,000
Ending balance	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Ending balance: individually evaluated for impairment	$	1,303,000		$	269,000		$	0		$	1,572,000
Ending balance: collectively evaluated for impairment	$	14,723,000		$	1,613,000		$	(40,000	)	$	16,296,000
Total loans:
Ending balance	$	1,728,898,000		$	155,650,000					$	1,884,548,000
Ending balance: individually evaluated for impairment	$	12,070,000		$	1,313,000					$	13,383,000
Ending balance: collectively evaluated for impairment	$	1,716,828,000		$	154,337,000					$	1,871,165,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	420,000		$	28,000		$	0	$	448,000
Provision for loan losses		(303,000	)		105,000			0		(198,000	)
Charge-offs		0			(72,000	)		0		(72,000	)
Recoveries		(42,000	)		(43,000	)		0		(85,000	)
Ending balance	$	75,000		$	18,000		$	0	$	93,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated Loans
Commercial:
Commercial and industrial		9	$	12,297,000	$	12,263,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		2,284,000		2,284,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		10		14,581,000		14,547,000
Retail:
Home equity and other		2		63,000		63,000
1-4 family mortgages		0		0		0
Total retail		2		63,000		63,000
Total		12	$	14,644,000	$	14,610,000
Acquired Loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		150,000		150,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		1		150,000		150,000
Retail:
Home equity and other		16		414,000		416,000
1-4 family mortgages		4		91,000		90,000
Total retail		20		505,000		506,000
Total		21	$	655,000	$	656,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated Loans
Commercial:
Commercial and industrial		8	$	3,771,000	$	3,831,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		4		1,195,000		1,195,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		12		4,966,000		5,026,000
Retail:
Home equity and other		8		670,000		671,000
1-4 family mortgages		0		0		0
Total retail		8		670,000		671,000
Total		20	$	5,636,000	$	5,697,000
Acquired Loans
Commercial:
Commercial and industrial		2	$	399,000	$	399,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		33,000		33,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		3		432,000		432,000
Retail:
Home equity and other		7		192,000		195,000
1-4 family mortgages		4		200,000		200,000
Total retail		11		392,000		395,000
Total		14	$	824,000	$	827,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		1	$	114,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		114,000
Retail:
Home equity and other		2		102,000
1-4 family mortgages		0		0
Total retail		2		102,000
Total		3	$	216,000

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner		Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied		Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(692,000	)		(383,000	)		(4,999,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		11,523,000			0			6,082,000			0		0
Ending Balance	$	13,590,000		$	0		$	2,682,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(251,000	)		(4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		62,000			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(100,000	)		0		(1,664,000	)		(27,000	)		(17,000	)
Transfers to ORE		0			0		(93,000	)		0			0
Net Additions/Deletions		(78,000	)		0		1,748,000			0			0
Ending Balance	$	548,000		$	0	$	418,000		$	210,000		$	24,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(30,000	)		0
Payments		(72,000	)		(37,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		429,000			80,000
Ending Balance	$	464,000		$	436,000

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner			Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(2,021,000	)		(1,105,000	)		(242,000	)		(232,000	)		(405,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		3,507,000			0			935,000			(4,878,000	)		(311,000	)
Ending Balance	$	2,989,000		$	383,000		$	1,599,000		$	0		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000		$	157,000
Charge-Offs		0			0
Payments		(57,000	)		(11,000	)
Transfers to ORE		0			0
Net Additions/Deletions		799,000			0
Ending Balance	$	1,127,000		$	146,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0		$	900,000		$	728,000		$	60,000
Charge-Offs		0			0			(249,000	)		0			0
Payments		(550,000	)		(33,000	)		(257,000	)		(922,000	)		(1,084,000	)
Transfers to ORE		0			0			0			(291,000	)		0
Net Additions/Deletions		426,000			33,000			33,000			722,000			1,065,000
Ending Balance	$	1,001,000		$	0		$	427,000		$	237,000		$	41,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		(25,000	)		0
Payments		(121,000	)		(188,000	)
Transfers to ORE		0			0
Net Additions/Deletions		157,000			255,000
Ending Balance	$	219,000		$	393,000

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner			Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,028,000		$	2,086,000		$	1,400,000		$	10,657,000		$	476,000
Charge-Offs		0			0			0			0			0
Payments		(555,000	)		(598,000	)		(591,000	)		(6,004,000	)		(30,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		30,000			0			97,000			457,000			270,000
Ending Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	146,000		$	128,000
Charge-Offs		0			0
Payments		(1,000	)		(11,000	)
Transfers to ORE		0			0
Net Additions/Deletions		240,000			40,000
Ending Balance	$	385,000		$	157,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,686,000		$	0	$	1,652,000		$	647,000		$	331,000
Charge-Offs		(48,000	)		0		0			0			0
Payments		(513,000	)		0		(1,514,000	)		(110,000	)		(278,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		762,000			191,000			7,000
Ending Balance	$	1,125,000		$	0	$	900,000		$	728,000		$	60,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	141,000		$	316,000
Charge-Offs		0			0
Payments		(30,000	)		(9,000	)
Transfers to ORE		0			0
Net Additions/Deletions		97,000			19,000
Ending Balance	$	208,000		$	326,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	December 31, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	126,000	$	107,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		363,000		141,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		489,000		248,000
Retail:
Home equity and other		337,000		196,000
1-4 family mortgages		110,000		0
Total retail		447,000		196,000
Total related allowance	$	936,000	$	444,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	65,023,000	$	235,425,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	20,416,000	$	72,115,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	69,675,000	$	166,054,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	30,750,000	$	88,505,000