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Note 3 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2017

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	September 30, 2017					December 31, 201 6					Increase
	Balance		%			Balance		%			(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	710,699,000		33.3	%	$	636,771,000		33.8	%		11.6	%
Vacant land, land development, and residential construction		21,272,000		1.0			26,519,000		1.4			(19.8	)
Real estate – owner occupied		411,367,000		19.3			363,509,000		19.3			13.2
Real estate – non-owner occupied		721,304,000		33.8			652,054,000		34.6			10.6
Real estate – multi-family and residential rental		58,356,000		2.7			50,045,000		2.6			16.6
Total commercial		1,922,998,000		90.1			1,728,898,000		91.7			11.2

Retail:
Home equity and other		69,325,000		3.3			69,831,000		3.7			(0.7	)
1-4 family mortgages		141,443,000		6.6			85,819,000		4.6			64.8
Total retail		210,768,000		9.9			155,650,000		8.3			35.4

Total originated loans	$	2,133,766,000		100.0	%	$	1,884,548,000		100.0	%		13.2	%

											Percent
	Sep tember 30, 2017					December 31, 201 6					Increase
	Balance		%			Balance		%			(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	65,864,000		15.7	%	$	77,132,000		15.6	%		(14.6%	)
Vacant land, land development, and residential construction		7,303,000		1.7			8,309,000		1.7			(12.1	)
Real estate – owner occupied		73,980,000		17.6			86,955,000		17.6			(14.9	)
Real estate – non-owner occupied		83,863,000		19.9			96,215,000		19.5			(12.8	)
Real estate – multi-family and residential rental		60,814,000		14.5			67,838,000		13.7			(10.4	)
Total commercial		291,824,000		69.4			336,449,000		68.1			(13.3	)

Retail:
Home equity and other		34,051,000		8.1			48,216,000		9.8			(29.4	)
1-4 family mortgages		94,631,000		22.5			109,407,000		22.1			(13.5	)
Total retail		128,682,000		30.6			157,623,000		31.9			(18.4	)

Total acquired loans	$	420,506,000		100.0	%	$	494,072,000		100.0	%		(14.9%	)

											Percent
	Sep tember 30, 2017					December 31, 201 6					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	776,563,000		30.4	%	$	713,903,000		30.0	%		8.8	%
Vacant land, land development, and residential construction		28,575,000		1.1			34,828,000		1.5			(18.0	)
Real estate – owner occupied		485,347,000		19.0			450,464,000		18.9			7.7
Real estate – non-owner occupied		805,167,000		31.5			748,269,000		31.5			7.6
Real estate – multi-family and residential rental		119,170,000		4.7			117,883,000		4.9			1.1
Total commercial		2,214,822,000		86.7			2,065,347,000		86.8			7.2

Retail:
Home equity and other		103,376,000		4.0			118,047,000		5.0			(12.4	)
1-4 family mortgages		236,074,000		9.3			195,226,000		8.2			20.9
Total retail		339,450,000		13.3			313,273,000		13.2			8.4

Total loans	$	2,554,272,000		100.0	%	$	2,378,620,000		100.0	%		7.4	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at June 30, 2017	$	1,658,000
Additions		2,000
Accretion income		(141,000	)
Net reclassification from nonaccretable to accretable		83,000
Reductions (1)		(23,000	)

Balance at September 30, 2017	$	1,579,000


Balance at December 31, 201 6	$	1,726,000
Additions		223,000
Accretion income		(429,000	)
Net reclassification from nonaccretable to accretable		330,000
Reductions (1)		(271,000	)

Balance at September 30, 2017	$	1,579,000


Balance at June 3 0, 2016	$	6,602,000
Additions		224,000
Accretion income		(638,000	)
Net reclassification from nonaccretable to accretable		1,000,000
Reductions (1)		(407,000	)

Balance at September 30, 2016	$	6,781,000


Balance at December 31, 201 5	$	5,193,000
Additions		245,000
Accretion income		(1,992,000	)
Net reclassification from nonaccretable to accretable		4,565,000
Reductions (1)		(1,230,000	)

Balance at September 30, 2016	$	6,781,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	September 30, 201 7		December 31, 201 6

Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		4,696,000		3,328,000

Total nonperforming originated loans	$	4,696,000	$	3,328,000

	September 30, 201 7		December 31, 201 6

Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		3,535,000		2,611,000

Total nonperforming acquired loans	$	3,535,000	$	2,611,000

	September 30, 201 7		December 31, 201 6
Commercial:
Commercial and industrial	$	2,401,000	$	2,296,000
Vacant land, land development, and residential construction		50,000		95,000
Real estate – owner occupied		2,309,000		285,000
Real estate – non-owner occupied		45,000		488,000
Real estate – multi-family and residential rental		247,000		17,000
Total commercial		5,052,000		3,181,000

Retail:
Home equity and other		543,000		496,000
1-4 family mortgages		2,636,000		2,262,000
Total retail		3,179,000		2,758,000

Total nonperforming loans	$	8,231,000	$	5,939,000

Past Due Financing Receivables [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	710,699,000	$	710,699,000	$	0
Vacant land, land development, and residential construction		50,000		0		0		50,000		21,222,000		21,272,000		0
Real estate – owner occupied		0		0		0		0		411,367,000		411,367,000		0
Real estate – non-owner occupied		0		0		0		0		721,304,000		721,304,000		0
Real estate – multi-family and residential rental		0		0		0		0		58,356,000		58,356,000		0
Total commercial		50,000		0		0		50,000		1,922,948,000		1,922,998,000		0

Retail:
Home equity and other		35,000		111,000		0		146,000		69,179,000		69,325,000		0
1-4 family mortgages		0		69,000		248,000		317,000		141,126,000		141,443,000		0
Total retail		35,000		180,000		248,000		463,000		210,305,000		210,768,000		0

Total past due loans	$	85,000	$	180,000	$	248,000	$	513,000	$	2,133,253,000	$	2,133,766,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired loans
Commercial:
Commercial and industrial	$	114,000	$	0	$	1,000	$	115,000	$	65,749,000	$	65,864,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		7,303,000		7,303,000		0
Real estate – owner occupied		153,000		139,000		0		292,000		73,688,000		73,980,000		0
Real estate – non-owner occupied		0		45,000		0		45,000		83,818,000		83,863,000		0
Real estate – multi-family and residential rental		0		99,000		10,000		109,000		60,705,000		60,814,000		0
Total commercial		267,000		283,000		11,000		561,000		291,263,000		291,824,000		0

Retail:
Home equity and other		207,000		157,000		21,000		385,000		33,666,000		34,051,000		0
1-4 family mortgages		481,000		363,000		707,000		1,551,000		93,080,000		94,631,000		0
Total retail		688,000		520,000		728,000		1,936,000		126,746,000		128,682,000		0

Total past due loans	$	955,000	$	803,000	$	739,000	$	2,497,000	$	418,009,000	$	420,506,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	27,000	$	0	$	27,000	$	636,744,000	$	636,771,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		26,519,000		26,519,000		0
Real estate – owner occupied		0		0		0		0		363,509,000		363,509,000		0
Real estate – non-owner occupied		0		0		0		0		652,054,000		652,054,000		0
Real estate – multi-family and residential rental		0		0		0		0		50,045,000		50,045,000		0
Total commercial		0		27,000		0		27,000		1,728,871,000		1,728,898,000		0

Retail:
Home equity and other		46,000		98,000		0		144,000		69,687,000		69,831,000		0
1-4 family mortgages		758,000		122,000		337,000		1,217,000		84,602,000		85,819,000		0
Total retail		804,000		220,000		337,000		1,361,000		154,289,000		155,650,000		0

Total past due loans	$	804,000	$	247,000	$	337,000	$	1,388,000	$	1,883,160,000	$	1,884,548,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	0	$	11,000	$	16,000	$	27,000	$	77,105,000	$	77,132,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		8,309,000		8,309,000		0
Real estate – owner occupied		62,000		0		50,000		112,000		86,843,000		86,955,000		0
Real estate – non-owner occupied		0		0		353,000		353,000		95,862,000		96,215,000		0
Real estate – multi-family and residential rental		0		0		17,000		17,000		67,821,000		67,838,000		0
Total commercial		62,000		11,000		436,000		509,000		335,940,000		336,449,000		0

Retail:
Home equity and other		258,000		26,000		45,000		329,000		47,887,000		48,216,000		0
1-4 family mortgages		1,255,000		467,000		439,000		2,161,000		107,246,000		109,407,000		0
Total retail		1,513,000		493,000		484,000		2,490,000		155,133,000		157,623,000		0

Total past due loans	$	1,575,000	$	504,000	$	920,000	$	2,999,000	$	491,073,000	$	494,072,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance

With no related allowance recorded
Commercial:
Commercial and industrial	$	83,000	$	70,000		$	56,000	$	823,000
Vacant land, land development and residential construction		463,000		50,000			58,000		73,000
Real estate – owner occupied		224,000		214,000			266,000		189,000
Real estate – non-owner occupied		178,000		178,000			89,000		45,000
Real estate – multi-family and residential rental		360,000		360,000			180,000		189,000
Total commercial		1,308,000		872,000			649,000		1,319,000
Retail:
Home equity and other		849,000		776,000			729,000		488,000
1-4 family mortgages		1,264,000		603,000			614,000		632,000
Total retail		2,113,000		1,379,000			1,343,000		1,120,000

Total with no related allowance recorded	$	3,421,000	$	2,251,000		$	1,992,000	$	2,439,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	4,066,000	$	4,030,000	$	1,252,000	$	4,100,000	$	3,395,000
Vacant land, land development and residential construction		249,000		249,000		6,000		374,000		561,000
Real estate – owner occupied		2,819,000		2,807,000		530,000		2,319,000		1,731,000
Real estate – non-owner occupied		296,000		296,000		2,000		392,000		2,569,000
Real estate – multi-family and residential rental		66,000		66,000		66,000		321,000		536,000
Total commercial		7,496,000		7,448,000		1,856,000		7,506,000		8,792,000
Retail:
Home equity and other		1,085,000		1,066,000		723,000		1,035,000		866,000
1-4 family mortgages		165,000		112,000		15,000		113,000		125,000
Total retail		1,250,000		1,178,000		738,000		1,148,000		991,000

Total with an allowance recorded	$	8,746,000	$	8,626,000	$	2,594,000	$	8,654,000	$	9,783,000

Total impaired loans:
Commercial	$	8,804,000	$	8,320,000	$	1,856,000	$	8,155,000	$	10,111,000
Retail		3,363,000		2,557,000		738,000		2,491,000		2,111,000
Total impaired loans	$	12,167,000	$	10,877,000	$	2,594,000	$	10,646,000	$	12,222,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance

With no related allowance recorded
Commercial:
Commercial and industrial	$	1,074,000	$	1,057,000		$	1,196,000	$	1,044,000
Vacant land, land development and residential construction		29,000		29,000			31,000		15,000
Real estate – owner occupied		1,206,000		904,000			1,031,000		1,091,000
Real estate – non-owner occupied		989,000		988,000			975,000		863,000
Real estate – multi-family and residential rental		1,306,000		1,289,000			750,000		455,000
Total commercial		4,604,000		4,267,000			3,983,000		3,468,000
Retail:
Home equity and other		677,000		495,000			453,000		394,000
1-4 family mortgages		2,485,000		2,022,000			1,974,000		1,818,000
Total retail		3,162,000		2,517,000			2,427,000		2,212,000

Total with no related allowance recorded	$	7,766,000	$	6,784,000		$	6,410,000	$	5,680,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	6,000	$	12,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		46,000		46,000		3,000		47,000		47,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		46,000		46,000		3,000		53,000		59,000
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		170,000		170,000		3,000		170,000		171,000
Total retail		170,000		170,000		3,000		170,000		171,000

Total with an allowance recorded	$	216,000	$	216,000	$	6,000	$	223,000	$	230,000

Total impaired loans:
Commercial	$	4,650,000	$	4,313,000	$	3,000	$	4,036,000	$	3,527,000
Retail		3,332,000		2,687,000		3,000		2,597,000		2,383,000
Total impaired loans	$	7,982,000	$	7,000,000	$	6,000	$	6,633,000	$	5,910,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance

With no related allowance recorded
Commercial:
Commercial and industrial	$	1,498,000	$	1,498,000		$	1,809,000	$	1,752,000
Vacant land, land development and residential construction		487,000		95,000			0		0
Real estate – owner occupied		0		0			327,000		307,000
Real estate – non-owner occupied		0		0			5,616,000		5,647,000
Real estate – multi-family and residential rental		130,000		130,000			0		0
Total commercial		2,115,000		1,723,000			7,752,000		7,706,000
Retail:
Home equity and other		114,000		114,000			118,000		63,000
1-4 family mortgages		1,270,000		630,000			618,000		616,000
Total retail		1,384,000		744,000			736,000		679,000

Total with no related allowance recorded	$	3,499,000	$	2,467,000		$	8,488,000	$	8,385,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	2,405,000	$	2,382,000	$	673,000	$	185,000	$	227,000
Vacant land, land development and residential construction		999,000		999,000		28,000		1,367,000		1,507,000
Real estate – owner occupied		906,000		906,000		97,000		1,366,000		1,337,000
Real estate – non-owner occupied		5,020,000		5,020,000		247,000		4,670,000		4,734,000
Real estate – multi-family and residential rental		1,040,000		1,040,000		258,000		966,000		992,000
Total commercial		10,370,000		10,347,000		1,303,000		8,554,000		8,797,000
Retail:
Home equity and other		434,000		412,000		203,000		551,000		534,000
1-4 family mortgages		204,000		157,000		66,000		162,000		144,000
Total retail		638,000		569,000		269,000		713,000		678,000

Total with an allowance recorded	$	11,008,000	$	10,916,000	$	1,572,000	$	9,267,000	$	9,475,000

Total impaired loans:
Commercial	$	12,485,000	$	12,070,000	$	1,303,000	$	16,306,000	$	16,503,000
Retail		2,022,000		1,313,000		269,000		1,449,000		1,357,000
Total impaired loans	$	14,507,000	$	13,383,000	$	1,572,000	$	17,755,000	$	17,860,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance

With no related allowance recorded
Commercial:
Commercial and industrial	$	853,000	$	826,000		$	1,327,000	$	1,395,000
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		1,281,000		1,210,000			1,021,000		1,416,000
Real estate – non-owner occupied		928,000		789,000			961,000		894,000
Real estate – multi-family and residential rental		152,000		89,000			327,000		335,000
Total commercial		3,214,000		2,914,000			3,636,000		4,040,000
Retail:
Home equity and other		531,000		351,000			347,000		320,000
1-4 family mortgages		2,081,000		1,629,000			1,307,000		1,359,000
Total retail		2,612,000		1,980,000			1,654,000		1,679,000

Total with no related allowance recorded	$	5,826,000	$	4,894,000		$	5,290,000	$	5,719,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	19,000	$	19,000	$	2,000	$	343,000	$	361,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		48,000		48,000		3,000		49,000		49,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		11,000		16,000
Total commercial		67,000		67,000		5,000		403,000		426,000
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		172,000		172,000		4,000		174,000		131,000
Total retail		172,000		172,000		4,000		174,000		131,000

Total with an allowance recorded	$	239,000	$	239,000	$	9,000	$	577,000	$	557,000

Total impaired loans:
Commercial	$	3,281,000	$	2,981,000	$	5,000	$	4,039,000	$	4,466,000
Retail		2,784,000		2,152,000		4,000		1,828,000		1,810,000
Total impaired loans	$	6,065,000	$	5,133,000	$	9,000	$	5,867,000	$	6,276,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental

Internal credit risk grade groupings:
Grades 1 – 4	$	534,639,000	$	13,017,000	$	312,650,000	$	573,763,000	$	37,127,000
Grades 5 – 7		171,658,000		8,205,000		95,973,000		147,541,000		20,803,000
Grades 8 – 9		4,402,000		50,000		2,744,000		0		426,000
Total commercial	$	710,699,000	$	21,272,000	$	411,367,000	$	721,304,000	$	58,356,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental

Internal credit risk grade groupings:
Grades 1 – 4	$	38,477,000	$	1,536,000	$	29,429,000	$	50,688,000	$	36,523,000
Grades 5 – 7		26,315,000		4,831,000		43,010,000		32,161,000		22,899,000
Grades 8 – 9		1,072,000		936,000		1,541,000		1,014,000		1,392,000
Total commercial	$	65,864,000	$	7,303,000	$	73,980,000	$	83,863,000	$	60,814,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental

Internal credit risk grade groupings:
Grades 1 – 4	$	440,219,000	$	16,378,000	$	238,890,000	$	542,294,000	$	29,793,000
Grades 5 – 7		190,170,000		10,046,000		123,517,000		109,304,000		19,082,000
Grades 8 – 9		6,382,000		95,000		1,102,000		456,000		1,170,000
Total commercial	$	636,771,000	$	26,519,000	$	363,509,000	$	652,054,000	$	50,045,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental

Internal credit risk grade groupings:
Grades 1 – 4	$	40,911,000	$	1,887,000	$	36,246,000	$	57,671,000	$	39,574,000
Grades 5 – 7		35,233,000		6,164,000		49,255,000		37,040,000		28,015,000
Grades 8 – 9		988,000		258,000		1,454,000		1,504,000		249,000
Total commercial	$	77,132,000	$	8,309,000	$	86,955,000	$	96,215,000	$	67,838,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated			Total

Allowance for loan losses:
Balance at June 3 0, 2017	$	15,363,000		$	2,433,000		$	159,000		$	17,955,000
Provision for loan losses		452,000			415,000			46,000			913,000
Charge-offs		(347,000	)		(320,000	)		0			(667,000	)
Recoveries		565,000			41,000			0			606,000
Ending balance	$	16,033,000		$	2,569,000		$	205,000		$	18,807,000


Allowance for loan losses:
Balance at December 31, 201 6	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		600,000			1,178,000			245,000			2,023,000
Charge-offs		(1,579,000	)		(683,000	)		0			(2,262,000	)
Recoveries		986,000			192,000			0			1,178,000
Ending balance	$	16,033,000		$	2,569,000		$	205,000		$	18,807,000

Ending balance: individually evaluated for impairment	$	1,856,000		$	738,000		$	0		$	2,594,000

Ending balance: collectively evaluated for impairment	$	14,177,000		$	1,831,000		$	205,000		$	16,213,000


Total loans:
Ending balance	$	1,922,998,000		$	210,768,000					$	2,133,766,000

Ending balance: individually evaluated for impairment	$	8,320,000		$	2,557,000					$	10,877,000

Ending balance: collectively evaluated for impairment	$	1,914,678,000		$	208,211,000					$	2,122,889,000

	Commercial Loans			Retail Loans			Unallocated		Total

Allowance for loan losses:
Balance at June 3 0, 2017	$	324,000		$	16,000		$	0	$	340,000
Provis ion for loan losses		(18,000	)		105,000			0		87,000
Charge -offs		(1,000	)		(41,000	)		0		(42,000	)
Recove ries		1,000			0			0		1,000
Ending balance	$	306,000		$	80,000		$	0	$	386,000


Allowance for loan losses:
Balance at December 31, 201 6	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		224,000			103,000			0		327,000
Charge-offs		(12,000	)		(41,000	)		0		(53,000	)
Recoveries		19,000			0			0		19,000
Ending balance	$	306,000		$	80,000		$	0	$	386,000

	Commercial Loans			Retail Loans			Unallocated			Total

Allowance for loan losses:
Balance at June 3 0, 2016	$	14,729,000		$	1,913,000		$	234,000		$	16,876,000
Provision for loan losses		493,000			329,000			(252,000	)		570,000
Charge-offs		(1,000	)		(290,000	)		0			(291,000	)
Recoveries		78,000			101,000			0			179,000
Ending balance	$	15,299,000		$	2,053,000		$	(18,000	)	$	17,334,000


Allowance for loan losses:
Balance at December 31, 201 5	$	13,672,000		$	1,421,000		$	140,000		$	15,233,000
Provision for loan losses		1,429,000			1,128,000			(158,000	)		2,399,000
Charge-offs		(256,000	)		(907,000	)		0			(1,163,000	)
Recoveries		454,000			411,000			0			865,000
Ending balance	$	15,299,000		$	2,053,000		$	(18,000	)	$	17,334,000

Ending balance: individually evaluated for impairment	$	754,000		$	286,000		$	0		$	1,040,000

Ending balance: collectively evaluated for impairment	$	14,545,000		$	1,767,000		$	(18,000	)	$	16,294,000


Total loans:
Ending balance	$	1,728,898,000		$	155,650,000					$	1,884,548,000

Ending balance: individually evaluated for impairment	$	12,070,000		$	1,313,000					$	13,383,000

Ending balance: collectively evaluated for impairment	$	1,716,828,000		$	154,337,000					$	1,871,165,000

	Commercial Loans			Retail Loans			Unallocated		Total

Allowance for loan losses:
Balance at June 3 0, 2016	$	211,000		$	23,000		$	0	$	234,000
Provision for loan losses		(39,000	)		69,000			0		30,000
Charge-offs		0			(72,000	)		0		(72,000	)
Recoverie s		0			0			0		0
Ending balance	$	172,000		$	20,000		$	0	$	192,000


Allowance for loan losses:
Balance at December 31, 2015	$	420,000		$	28,000		$	0	$	448,000
Provision for loan losses		(206,000	)		107,000			0		(99,000	)
Charge-of fs		0			(72,000	)		0		(72,000	)
Recoverie s		(42,000	)		(43,000	)		0		(85,000	)
Ending balance	$	172,000		$	20,000		$	0	$	192,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		3	$	1,362,000	$	1,362,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		477,000		477,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		5		1,839,000		1,839,000

Retail:
Home equity and other		1		68,000		68,000
1-4 family mortgages		0		0		0
Total originated retail		1		68,000		68,000

Total originated loans		6	$	1,907,000	$	1,907,000

Acquired loans
Commercial:
Commercial and industrial		1	$	282,000	$	282,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		1		64,000		64,000
Real estate – multi-family and residential rental		1		1,064,000		1,064,000
Total acquired commercial		3		1,410,000		1,410,000

Retail:
Home equity and other		2		90,000		90,000
1-4 family mortgages		1		51,000		51,000
Total acquired retail		3		141,000		141,000

Total acquired loans		6	$	1,551,000	$	1,551,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		9	$	4,114,000	$	4,293,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		4		1,195,000		1,195,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		13		5,309,000		5,488,000

Retail:
Home equity and other		7		657,000		658,000
1-4 family mortgages		0		0		0
Total originated retail		7		657,000		658,000

Total originated loans		20	$	5,966,000	$	6,146,000

Acquired loans
Commercial:
Commercial and industrial		2	$	399,000	$	399,000
Vacant land, land development and residential construction		1		38,000		38,000
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		2		745,000		744,000
Real estate – multi-family and residential rental		1		1,064,000		1,064,000
Total acquired commercial		6		2,246,000		2,245,000

Retail:
Home equity and other		7		256,000		258,000
1-4 family mortgages		3		185,000		185,000
Total acquired retail		10		441,000		443,000

Total acquired loans		16	$	2,687,000	$	2,688,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		0		0		0

Retail:
Home equity and other		1		56,000		56,000
1-4 family mortgages		0		0		0
Total originated retail		1		56,000		56,000

Total originated loans		1	$	56,000	$	56,000

Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		44,000		44,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		1		44,000		44,000

Retail:
Home equity and other		1		3,000		3,000
1-4 family mortgages		0		0		0
Total acquired retail		1		3,000		3,000

Total acquired loans		2	$	47,000	$	47,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		1	$	20,000	$	20,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		167,000		167,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		2		187,000		187,000

Retail:
Home equity and other		3		240,000		240,000
1-4 family mortgages		1		33,000		40,000
Total originated retail		4		273,000		280,000

Total originated loans		6	$	460,000	$	467,000

Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		44,000		44,000
Real estate – non-owner occupied		1		60,000		60,000
Real estate – multi-family and residential rental		1		7,000		7,000
Total acquired commercial		3		111,000		111,000

Retail:
Home equity and other		3		54,000		54,000
1-4 family mortgages		1		19,000		19,000
Total acquired retail		4		73,000		73,000

Total acquired loans		7	$	184,000	$	184,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		1	$	114,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		114,000

Retail:
Home equity and other		1		99,000
1-4 family mortgages		0		0
Total retail		1		99,000

Total		2	$	213,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		1	$	114,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		114,000

Retail:
Home equity and other		1		99,000
1-4 family mortgages		0		0
Total retail		1		99,000

Total		2	$	213,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0

Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0

Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	2,775,000		$	934,000		$	1,658,000		$	564,000		$	131,000
Charge-Offs		0			0			0			0			0
Payments		(572,000	)		(276,000	)		(144,000	)		(24,000	)		(131,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		858,000			0			477,000			0			0
Ending Balance	$	3,061,000		$	658,000		$	1,991,000		$	540,000		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,050,000		$	151,000
Charge-Offs		0			0
Payments		(17,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		69,000			0
Ending Balance	$	1,102,000		$	148,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Comme rcial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	992,000		$	33,000		$	980,000		$	914,000		$	63,000
Charge-Offs		0			0			(227,000	)		0			0
Payments		(239,000	)		(4,000	)		(253,000	)		(33,000	)		(19,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		280,000			0			0			62,000			1,064,000
Ending Balance	$	1,033,000		$	29,000		$	500,000		$	943,000		$	1,108,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	202,000		$	510,000
Charge-Offs		0			0
Payments		(8,000	)		(6,000	)
Transfers to ORE		0			0
Net Additions/Deletions		92,000			50,000
Ending Balance	$	286,000		$	554,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Comm ercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(1,950,000	)		(830,000	)		(196,000	)		(167,000	)		(404,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		3,508,000			0			1,281,000			(4,403,000	)		(312,000	)
Ending Balance	$	3,061,000		$	658,000		$	1,991,000		$	540,000		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000		$	157,000
Charge-Offs		0			0
Payments		(69,000	)		(9,000	)
Transfers to ORE		0			0
Net Additions/Deletions		786,000			0
Ending Balance	$	1,102,000		$	148,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commer cial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0		$	900,000		$	728,000		$	60,000
Charge-Offs		0			0			(239,000	)		0			0
Payments		(518,000	)		(4,000	)		(161,000	)		(218,000	)		(16,000	)
Transfers to ORE		0			0			0			(291,000	)		0
Net Additions/Deletions		426,000			33,000			0			724,000			1,064,000
Ending Balance	$	1,033,000		$	29,000		$	500,000		$	943,000		$	1,108,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		(25,000	)		0
Payments		(49,000	)		(12,000	)
Transfers to ORE		0			0
Net Additions/Deletions		152,000			240,000
Ending Balance	$	286,000		$	554,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Co mmercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	2,103,000		$	2,036,000		$	1,431,000		$	10,435,000		$	461,000
Charge-Offs		0			0			0			0			0
Payments		(230,000	)		(526,000	)		(37,000	)		(91,000	)		(7,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		0			0			0			0			0
Ending Balance	$	1,873,000		$	1,510,000		$	1,394,000		$	10,344,000		$	454,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	329,000		$	163,000
Charge-Offs		0			0
Payments		(1,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		59,000			0
Ending Balance	$	387,000		$	160,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	1, 644,000		$	0	$	1, 283,000		$	681 ,000		$	27 4,000
Charge-Offs		0			0		0			0			0
Payments		( 397,000	)		0		( 747,000	)		( 24,000	)		( 35,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		41,00 0			0			0
Ending Balance	$	1, 247,000		$	0	$	577 ,000		$	657 ,000		$	239 ,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1 80,000		$	33 3,000
Charge-Offs		0			0
Payments		( 7,000	)		( 4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		3 ,000			0
Ending Balance	$	1 76,000		$	3 29,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	2,028,000		$	2,086,000		$	1,400,000		$	10,657,000		$	476,000
Charge-Offs		0			0			0			0			0
Payments		(175,000	)		(576,000	)		(103,000	)		(313,000	)		(22,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		20,000			0			97,000			0			0
Ending Balance	$	1,873,000		$	1,510,000		$	1,394,000		$	10,344,000		$	454,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	146,000		$	128,000
Charge-Offs		0			0
Payments		(1,000	)		(8,000	)
Transfers to ORE		0			0
Net Additions/Deletions		242,000			40,000
Ending Balance	$	387,000		$	160,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Comme rcial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental

Commercial Loan Portfolio:
Beginning Balance	$	1,686,000		$	0	$	1,652,000		$	647,000		$	331,000
Charge-Offs		(48,000	)		0		0			0			0
Payments		(391,000	)		0		(1,116,000	)		(46,000	)		(99,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		41,000			56,000			7,000
Ending Balance	$	1,247,000		$	0	$	577,000		$	657,000		$	239,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	141,000		$	316,000
Charge-Offs		0			0
Payments		(20,000	)		(6,000	)
Transfers to ORE		0			0
Net Additions/Deletions		55,000			19,000
Ending Balance	$	176,000		$	329,000

	September 30, 201 7		December 31, 201 6

Commercial:
Commercial and industrial	$	111,000	$	9,000
Vacant land, land development, and residential construction		6,000		28,000
Real estate – owner occupied		157,000		100,000
Real estate – non-owner occupied		2,000		247,000
Real estate – multi-family and residential rental		0		258,000
Total commercial		276,000		642,000

Retail:
Home equity and other		187,000		48,000
1-4 family mortgages		3,000		4,000
Total retail		190,000		52,000

Total related allowance	$	466,000	$	694,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail Home Equity and Other		Retail 1-4 Family Mortgages

Total retail	$	69,325,000	$	141,443,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages

Total retail	$	34,051,000	$	94,631,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages

Total retail	$	69,831,000	$	85,819,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages

Total retail	$	48,216,000	$	109,407,000