Note 4 - Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2014

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

									Percent
	June 30, 2014				December 31, 2013				Increase
	Balance		%		Balance		%		(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	342,375,000	29.9	%	$	286,373,000	27.2	%		19.6	%
Vacant land, land development, and residential construction		32,214,000	2.8			36,741,000	3.5			(12.3	)
Real estate – owner occupied		264,596,000	23.1			261,877,000	24.9			1.0
Real estate – non-owner occupied		399,855,000	34.9			364,066,000	34.6			9.8
Real estate – multi-family and residential rental		37,569,000	3.3			37,639,000	3.5			(0.2	)
Total commercial		1,076,609,000	94.0			986,696,000	93.7			9.1
Retail:
Home equity and other		35,151,000	3.1			35,080,000	3.3			0.2
1-4 family mortgages		33,337,000	2.9			31,467,000	3.0			5.9
Total retail		68,488,000	6.0			66,547,000	6.3			2.9
Total originated loans	$	1,145,097,000	100.0	%	$	1,053,243,000	100.0	%		8.7	%

								Percent
	June 30, 2014				December 31, 2013			Increase
	Balance		%		Balance		%	(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	273,684,000	29.5	%	$	0	NA	NM
Vacant land, land development, and residential construction		21,091,000	2.3			0	NA	NM
Real estate – owner occupied		119,818,000	12.9			0	NA	NM
Real estate – non-owner occupied		149,434,000	16.1			0	NA	NM
Real estate – multi-family and residential rental		47,099,000	5.1			0	NA	NM
Total commercial		611,126,000	65.8			0	NA	NM
Retail:
Home equity and other		134,557,000	14.5			0	NA	NM
1-4 family mortgages		182,702,000	19.7			0	NA	NM
Total retail		317,259,000	34.2			0	NA	NM
Total acquired loans	$	928,385,000	100.0	%	$	0	NA	NM

											Percent
	June 30, 2014					December 31, 2013					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	616,059,000		29.7	%	$	286,373,000		27.2	%		115.1	%
Vacant land, land development, and residential construction		53,305,000		2.6			36,741,000		3.5			45.1
Real estate – owner occupied		384,414,000		18.5			261,877,000		24.9			46.8
Real estate – non-owner occupied		549,289,000		26.5			364,066,000		34.6			50.9
Real estate – multi-family and residential rental		84,668,000		4.1			37,639,000		3.5			124.9
Total commercial		1,687,735,000		81.4			986,696,000		93.7			71.0
Retail:
Home equity and other		169,708,000		8.2			35,080,000		3.3			383.8
1-4 family mortgages		216,039,000		10.4			31,467,000		3.0			586.6
Total retail		385,747,000		18.6			66,547,000		6.3			479.7
Total loans	$	2,073,482,000		100.0	%	$	1,053,243,000		100.0	%		96.9	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at January 1, 2014	$	0
Additions		2,514,000
Accretion		(103,000	)
Net reclassification from nonaccretable to accretable		0
Disposals		0
Ending balance	$	2,411,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	June 30,		December 31,
	2014		2013
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		5,741,000		6,718,000
Total nonperforming originated loans	$	5,741,000	$	6,718,000

Recorded Principal Balance of Nonaccrual Loans Including Troubled Debt Restructurings [Table Text Block]

	June 30,		December 31,
	2014		2013
Commercial:
Commercial and industrial	$	824,000	$	1,501,000
Vacant land, land development, and residential construction		235,000		785,000
Real estate – owner occupied		640,000		389,000
Real estate – non-owner occupied		129,000		168,000
Real estate – multi-family and residential rental		470,000		208,000
Total commercial		2,298,000		3,051,000
Retail:
Home equity and other		772,000		788,000
1-4 family mortgages		2,671,000		2,879,000
Total retail		3,443,000		3,667,000
Total nonaccrual loans	$	5,741,000	$	6,718,000

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	121,000	$	121,000	$	342,254,000	$	342,375,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		32,214,000		32,214,000		0
Real estate – owner occupied		35,000		0		90,000		125,000		264,471,000		264,596,000		0
Real estate – non-owner occupied		0		0		0		0		399,855,000		399,855,000		0
Real estate – multi-family and residential rental		0		0		0		0		37,569,000		37,569,000		0
Total commercial		35,000		0		211,000		246,000		1,076,363,000		1,076,609,000		0
Retail:
Home equity and other		2,000		0		0		2,000		35,149,000		35,151,000		0
1-4 family mortgages		0		0		347,000		347,000		32,990,000		33,337,000		0
Total retail		2,000		0		347,000		349,000		68,139,000		68,488,000		0
Total past due loans	$	37,000	$	0	$	558,000	$	595,000	$	1,144,502,000	$	1,145,097,000	$	0

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired loans
Commercial:
Commercial and  industrial	$	587,000	$	19,000	$	1,202,000	$	1,808,000	$	271,876,000	$	273,684,000	$	0
Vacant land, land development, and residential construction		0		0		748,000		748,000		20,343,000		21,091,000		0
Real estate – owner occupied		363,000		0		949,000		1,312,000		118,506,000		119,818,000		0
Real estate – non-owner occupied		65,000		1,347,000		1,436,000		2,848,000		146,586,000		149,434,000		0
Real estate – multi-family and residential rental		0		0		0		0		47,099,000		47,099,000		0
Total commercial		1,015,000		1,366,000		4,335,000		6,716,000		604,410,000		611,126,000		0
Retail:
Home equity  and other		681,000		142,000		12,000		835,000		133,722,000		134,557,000		0
1-4 family mortgages		1,796,000		115,000		860,000		2,771,000		179,931,000		182,702,000		0
Total retail		2,477,000		257,000		872,000		3,606,000		313,653,000		317,259,000		0
Total past due loans	$	3,492,000	$	1,623,000	$	5,207,000	$	10,322,000	$	918,063,000	$	928,385,000	$	0

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	309,000	$	309,000	$	286,064,000	$	286,373,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		36,741,000		36,741,000		0
Real estate – owner occupied		65,000		0		50,000		115,000		261,762,000		261,877,000		0
Real estate – non-owner occupied		0		0		0		0		364,066,000		364,066,000		0
Real estate – multi-family and residential rental		0		0		64,000		64,000		37,575,000		37,639,000		0
Total commercial		65,000		0		423,000		488,000		986,208,000		986,696,000		0
Retail:
Home equity and other		14,000		0		0		14,000		35,066,000		35,080,000		0
1-4 family mortgages		21,000		44,000		375,000		440,000		31,027,000		31,467,000		0
Total retail		35,000		44,000		375,000		454,000		66,093,000		66,547,000		0
Total past due loans	$	100,000	$	44,000	$	798,000	$	942,000	$	1,052,301,000	$	1,053,243,000	$	0

Impaired Financing Receivables [Table Text Block]

							Second Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,620,000	$	132,000		-	$	169,000	$	283,000
Vacant land, land development and residential construction		0		0				171,000		235,000
Real estate – owner occupied		1,171,000		640,000				662,000		703,000
Real estate – non-owner occupied		578,000		577,000				1,169,000		1,024,000
Real estate – multi-family and residential rental		41,000		0				1,000		1,000
Total commercial		3,410,000		1,349,000				2,172,000		2,246,000
Retail:
Home equity and other		707,000		644,000				647,000		585,000
1-4 family mortgages		1,107,000		559,000				585,000		606,000
Total retail		1,814,000		1,203,000				1,232,000		1,191,000
Total with no related allowance recorded	$	5,224,000	$	2,552,000			$	3,404,000	$	3,437,000

							Second Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	939,000	$	810,000	$	322,000	$	882,000	$	1,068,000
Vacant land, land development and residential construction		3,614,000		3,300,000		351,000		3,604,000		3,782,000
Real estate – owner occupied		2,460,000		2,460,000		679,000		1,974,000		1,820,000
Real estate – non-owner occupied		17,753,000		17,731,000		7,414,000		18,591,000		19,418,000
Real estate – multi-family and residential rental		1,677,000		1,549,000		674,000		1,319,000		1,774,000
Total commercial		26,443,000		25,850,000		9,440,000		26,370,000		27,862,000
Retail:
Home equity and other		118,000		90,000		90,000		91,000		157,000
1-4 family mortgages		2,220,000		2,112,000		832,000		2,136,000		2,168,000
Total retail		2,338,000		2,202,000		922,000		2,227,000		2,325,000
Total with an allowance recorded	$	28,781,000	$	28,052,000	$	10,362,000	$	28,597,000	$	30,187,000
Total impaired loans:
Commercial	$	29,853,000	$	27,199,000	$	9,440,000	$	28,542,000	$	30,108,000
Retail		4,152,000		3,405,000		922,000		3,459,000		3,516,000
Total impaired loans	$	34,005,000	$	30,604,000	$	10,362,000	$	32,001,000	$	33,624,000

							Second Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	2,793,000	$	1,277,000		-	$	1,416,000	$	1,483,000
Vacant land, land development and residential construction		1,543,000		1,010,000				1,194,000		1,263,000
Real estate – owner occupied		2,020,000		1,383,000				1,366,000		1,430,000
Real estate – non-owner occupied		8,067,000		5,194,000				4,956,000		5,134,000
Real estate – multi-family and residential rental		1,468,000		514,000				599,000		537,000
Total commercial		15,891,000		9,378,000				9,531,000		9,847,000
Retail:
Home equity and other		508,000		468,000				474,000		477,000
1-4 family mortgages		1,235,000		676,000				721,000		744,000
Total retail		1,743,000		1,144,000				1,195,000		1,221,000
Total with no related allowance recorded	$	17,634,000	$	10,522,000			$	10,726,000	$	11,068,000

							Second Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	1,708,000	$	1,587,000	$	1,154,000	$	2,046,000	$	2,006,000
Vacant land, land development and residential construction		5,058,000		4,515,000		1,223,000		2,998,000		2,738,000
Real estate – owner occupied		2,402,000		2,350,000		922,000		2,652,000		2,976,000
Real estate – non-owner occupied		29,249,000		29,233,000		9,672,000		29,778,000		30,840,000
Real estate – multi-family and residential rental		2,589,000		2,527,000		835,000		2,609,000		3,047,000
Total commercial		41,006,000		40,212,000		13,806,000		40,083,000		41,607,000
Retail:
Home equity and other		350,000		324,000		134,000		335,000		355,000
1-4 family mortgages		2,644,000		2,619,000		896,000		1,545,000		1,189,000
Total retail		2,994,000		2,943,000		1,030,000		1,880,000		1,544,000
Total with an allowance recorded	$	44,000,000	$	43,155,000	$	14,836,000	$	41,963,000	$	43,151,000
Total impaired loans:
Commercial	$	56,897,000	$	49,590,000	$	13,806,000	$	49,614,000	$	51,454,000
Retail		4,737,000		4,087,000		1,030,000		3,075,000		2,765,000
Total impaired loans	$	61,634,000	$	53,677,000	$	14,836,000	$	52,689,000	$	54,219,000

Financing Receivable Credit Quality Indicators [Table Text Block]

			Commercial						Commerical
			Vacant Land,		Commerical		Commercial		Real Estate -
	Commerical		Land Development,		Real Estate -		Real Estate -		Multi-Family
	and		and Residential		Owner		Non-Owner		and Residential
	Industrial		Construction		Occupied		Occupied		Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	220,771,000	$	7,310,000	$	163,184,000	$	253,470,000	$	17,258,000
Grades 5 – 7		120,587,000		21,604,000		97,802,000		132,604,000		18,745,000
Grades 8 – 9		1,017,000		3,300,000		3,610,000		13,781,000		1,566,000
Total commercial	$	342,375,000	$	32,214,000	$	264,596,000	$	399,855,000	$	37,569,000

			Commercial						Commerical
			Vacant Land,		Commerical		Commerical		Real Estate -
	Commercial		Land Development,		Real Estate -		Real Estate -		Multi-Family
	and		and Residential		Owner		Non-Owner		and Residential
	Industrial		Construction		Occupied		Occupied		Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	111,223,000	$	4,240,000	$	28,670,000	$	44,344,000	$	19,438,000
Grades 5 – 7		154,550,000		15,552,000		83,142,000		100,032,000		27,051,000
Grades 8 – 9		7,911,000		1,299,000		8,006,000		5,058,000		610,000
Total commercial	$	273,684,000	$	21,091,000	$	119,818,000	$	149,434,000	$	47,099,000

			Commerical						Commercial
			Vacant Land,		Commerical		Commercial		Real Estate -
	Commerical		Land Development,		Real Estate -		Real Estate		Multi-Family
	and		and Residential		Owner		Non-Owner		and Residential
	Industrial		Construction		Occupied		Occupied		Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	208,151,000	$	6,973,000	$	156,230,000	$	219,325,000	$	15,465,000
Grades 5 – 7		76,237,000		25,535,000		103,066,000		122,717,000		19,469,000
Grades 8 – 9		1,985,000		4,233,000		2,581,000		22,024,000		2,705,000
Total commercial	$	286,373,000	$	36,741,000	$	261,877,000	$	364,066,000	$	37,639,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Balance at March 31, 2014	$	19,001,000		$	1,957,000		$	(4,000	)	$	20,954,000
Provision for loan losses		(334,000	)		(345,000	)		(21,000	)		(700,000	)
Charge-offs		(98,000	)		(5,000	)		0			(103,000	)
Recoveries		538,000			167,000			0			705,000
Ending balance	$	19,107,000		$	1,774,000		$	(25,000	)	$	20,856,000
Allowance for loan losses:
Balance at December 31, 2013	$	20,455,000		$	2,358,000		$	8,000		$	22,821,000
Provision for loan losses		(1,788,000	)		(779,000	)		(33,000	)		(2,600,000	)
Charge-offs		(684,000	)		(7,000	)		0			(691,000	)
Recoveries		1,124,000			202,000			0			1,326,000
Ending balance	$	19,107,000		$	1,774,000		$	(25,000	)	$	20,856,000
Ending balance: individually evaluated for impairment	$	9,440,000		$	922,000		$	0		$	10,362,000
Ending balance: collectively evaluated for impairment	$	9,667,000		$	852,000		$	(25,000	)	$	10,494,000
Total loans:
Ending balance	$	1,076,609,000		$	68,488,000					$	1,145,097,000
Ending balance: individually evaluated for impairment	$	27,199,000		$	3,405,000					$	30,604,000
Ending balance: collectively evaluated for impairment	$	1,049,410,000		$	65,083,000					$	1,114,493,000

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Balance at March 31, 2013	$	23,717,000		$	2,302,000		$	16,000		$	26,035,000
Provision for loan losses		(1,480,000	)		(10,000	)		(10,000	)		(1,500,000	)
Charge-offs		(363,000	)		(19,000	)		0			(382,000	)
Recoveries		508,000			286,000			0			794,000
Ending balance	$	22,382,000		$	2,559,000		$	6,000		$	24,947,000
Allowance for loan losses:
Balance at December 31, 2012	$	26,043,000		$	2,645,000		$	(11,000	)	$	28,677,000
Provision for loan losses		(2,644,000	)		(373,000	)		17,000			(3,000,000	)
Charge-offs		(2,775,000	)		(22,000	)		0			(2,797,000	)
Recoveries		1,758,000			309,000			0			2,067,000
Ending balance	$	22,382,000		$	2,559,000		$	6,000		$	24,947,000
Ending balance: individually evaluated for impairment	$	13,806,000		$	1,030,000		$	0		$	14,836,000
Ending balance: collectively evaluated for impairment	$	8,576,000		$	1,529,000		$	6,000		$	10,111,000
Total loans:
Ending balance	$	985,616,000		$	73,046,000					$	1,058,662,000
Ending balance: individually evaluated for impairment	$	49,590,000		$	4,087,000					$	53,677,000
Ending balance: collectively ealuated for impairment	$	936,026,000		$	68,959,000					$	1,004,985,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		996,000		996,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		1		996,000		996,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		1	$	996,000	$	996,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired retail		0		0		0
Total acquired loans		0	$	0	$	0

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Total loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and  residential construction		0		0		0
Real estate – owner occupied		1		996,000		996,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and  residential rental		0		0		0
Total commercial		1		996,000		996,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total retail		0		0		0
Total loans		1	$	996,000	$	996,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		1	$	14,000	$	14,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		996,000		996,000
Real estate – non-owner occupied		1		146,000		146,000
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		3		1,156,000		1,156,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		3	$	1,156,000	$	1,156,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired		0		0		0
Total acquired loans		0	$	0	$	0
Total loans
Commercial:
Commercial and industrial		1	$	14,000	$	14,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		996,000		996,000
Real estate – non-owner occupied		1		146,000		146,000
Real estate – multi-family and residential rental		0		0		0
Total commercial		3		1,156,000		1,156,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total retail		0		0		0
Total loans		3	$	1,156,000	$	1,156,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		1	$	60,000	$	60,000
Vacant land, land development and residential construction		2		3,247,000		3,247,000
Real estate – owner occupied		2		680,000		680,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		5		3,987,000		3,987,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		1		1,879,000		1,879,000
Total originated retail		1		1,879,000		1,879,000
Total originated loans		6	$	5,866,000	$	5,866,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		1	$	60,000	$	60,000
Vacant land, land development and residential construction		2		3,247,000		3,247,000
Real estate – owner occupied		3		904,000		904,000
Real estate – non-owner occupied		2		2,068,000		2,068,000
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		8		6,279,000		6,279,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		1		1,879,000		1,879,000
Total originated retail		1		1,879,000		1,879,000
Total originated loans		9	$	8,158,000	$	8,158,000

Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

			Recprded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

				Commercial									Commercial
				Vacant Land,			Commercial			Commercial			Real Estate -
	Commercial			Land Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,404,000		$	4,250,000		$	1,756,000		$	21,629,000		$	732,000
Charge-Offs		(67,000	)		0			0			0			0
Payments		(161,000	)		(464,000	)		(42,000	)		(2,965,000	)		(13,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		0			0			997,000			0			0
Ending Balance	$	1,176,000		$	3,786,000		$	2,711,000		$	18,664,000		$	719,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	2,122,000
Charge-Offs		0		0
Payments		0		(45,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	2,077,000

				Commercial									Commercial
				Vacant Land,			Commerical			Commercial			Real Estate -
	Commercial			Land Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,656,000		$	4,501,000		$	1,816,000		$	22,311,000		$	2,620,000
Charge-Offs		(67,000	)		0			(11,000	)		0			(420,000	)
Payments		(427,000	)		(3,613,000	)		(90,000	)		(3,966,000	)		(1,481,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		14,000			2,898,000			996,000			319,000			0
Ending Balance	$	1,176,000		$	3,786,000		$	2,711,000		$	18,664,000		$	719,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	2,191,000
Charge-Offs		0		0
Payments		0		(114,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	2,077,000

				Commercial									Commercial
				Vacant Land,			Commercial			Commercial			Real Estate -
	Commercial			Land Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	3,269,000		$	2,327,000		$	3,879,000		$	35,003,000		$	2,958,000
Charge-Offs		0			(30,000	)		(70,000	)		(5,000	)		0
Payments		(1,063,000	)		(104,000	)		(979,000	)		(574,000	)		(183,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		60,000			3,247,000			749,000			0			0
Ending Balance	$	2,266,000		$	5,440,000		$	3,579,000		$	34,424,000		$	2,775,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	152,000
Charge-Offs		0		0
Payments		0		(2,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		1,879,000
Ending Balance	$	0	$	2,029,000

				Commercial									Commercial
				Vacant Land,			Commercial			Commercial			Real Estate -
	Commercial			Land Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,721,000		$	3,071,000		$	4,115,000		$	37,672,000		$	3,025,000
Charge-Offs		(34,000	)		(725,000	)		(70,000	)		(716,000	)		(15,000	)
Payments		(1,578,000	)		(153,000	)		(1,039,000	)		(3,786,000	)		(235,000	)
Transfers to ORE		(74,000	)		0			(363,000	)		(802,000	)		0
Net Additions/Deletions		1,231,000			3,247,000			936,000			2,056,000			0
Ending Balance	$	2,266,000		$	5,440,000		$	3,579,000		$	34,424,000		$	2,775,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	155,000
Charge-Offs		0		0
Payments		0		(5,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		1,879,000
Ending Balance	$	0	$	2,029,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	June 30,		December 31,
	2014		2013
Commercial:
Commercial and industrial	$	60,000	$	187,000
Vacant land, land development, and residential construction		341,000		798,000
Real estate – owner occupied		679,000		528,000
Real estate – non-owner occupied		7,285,000		7,828,000
Real estate – multi-family and residential rental		499,000		1,010,000
Total commercial		8,864,000		10,351,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total related allowance	$	8,864,000	$	10,351,000

Retail Loan [Member]

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	35,151,000	$	33,337,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	134,557,000	$	182,702,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	35,080,000	$	31,467,000