Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities
Net income	$ 3,580,000	$ 4,400,000
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	512,000	553,000
Provision for loan losses	(1,900,000)	(1,500,000)
Stock-based compensation expense	118,000	118,000
Proceeds from sales of mortgage loans held for sale	4,450,000	16,260,000
Origination of mortgage loans held for sale	(4,979,000)	(15,393,000)
Net gain from sales of mortgage loans held for sale	(52,000)	(202,000)
Net gain from sale and valuation write-down of foreclosed assets	(276,000)	(528,000)
Earnings on bank owned life insurance	(290,000)	(338,000)
Net change in:
Accrued interest receivable	(212,000)	(25,000)
Other assets	611,000	2,159,000
Accrued expenses and other liabilities	(1,060,000)	(2,205,000)
Net cash from operating activities	502,000	3,299,000
Cash flows from investing activities
Loan originations and payments, net	(12,939,000)	14,779,000
Purchases of securities available for sale	(11,672,000)	(14,984,000)
Proceeds from maturities, calls and repayments of securities available for sale	4,407,000	12,314,000
Proceeds from sales of foreclosed assets	777,000	2,639,000
Purchases of premises and equipment	(311,000)	(80,000)
Net cash from (for) investing activities	(19,738,000)	14,668,000
Cash flows from financing activities
Net decrease in time deposits	(14,142,000)	(43,116,000)
Net increase in all other deposits	3,482,000	702,000
Net increase (decrease) in securities sold under agreements to repurchase	(6,140,000)	3,979,000
Net increase in other borrowed money	59,000	81,000
Employee stock purchase plan	0	9,000
Dividend reinvestment plan	0	16,000
Payment of cash dividends to common shareholders	(1,041,000)	(864,000)
Net cash for financing activities	(17,782,000)	(39,193,000)
Net change in cash and cash equivalents	(37,018,000)	(21,226,000)
Cash and cash equivalents at beginning of period	146,965,000	136,003,000
Cash and cash equivalents at end of period	109,947,000	114,777,000
Cash paid during the period for:
Interest	3,134,000	3,339,000
Federal income tax	0	0
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	$ 0	$ 1,647,000