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Condensed Consolidated Balance Sheets (Current Period Unaudited) (USD $)
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 25,823,000 $ 17,149,000
Interest-bearing deposits 6,295,000 6,389,000
Federal funds sold 77,829,000 123,427,000
Total cash and cash equivalents 109,947,000 146,965,000
Securities available for sale 141,097,000 131,178,000
Federal Home Loan Bank stock 11,961,000 11,961,000
Loans 1,066,796,000 1,053,243,000
Allowance for loan losses (20,954,000) (22,821,000)
Loans, net 1,045,842,000 1,030,422,000
Premises and equipment, net 24,867,000 24,898,000
Bank owned life insurance 51,667,000 51,377,000
Accrued interest receivable 3,861,000 3,649,000
Other real estate owned and repossessed assets 2,350,000 2,851,000
Net deferred tax asset 15,768,000 17,754,000
Other assets 6,155,000 5,911,000
Total assets 1,413,515,000 1,426,966,000
Deposits    
Noninterest-bearing 230,709,000 224,580,000
Interest-bearing 877,542,000 894,331,000
Total deposits 1,108,251,000 1,118,911,000
Securities sold under agreements to repurchase 63,165,000 69,305,000
Federal Home Loan Bank advances 45,000,000 45,000,000
Subordinated debentures 32,990,000 32,990,000
Accrued interest and other liabilities 6,420,000 7,435,000
Total liabilities 1,255,826,000 1,273,641,000
Shareholders' equity    
Preferred stock, no par value; 1,000,000 shares authorized; none issued 0 0
Common stock, no par value; 20,000,000 shares authorized; 8,738,608 shares outstanding at March 31, 2014 and 8,739,108 shares outstanding at December 31, 2013 162,076,000 162,999,000
Retained earnings (deficit) (521,000) (4,101,000)
Accumulated other comprehensive income (loss) (3,866,000) (5,573,000)
Total shareholders’ equity 157,689,000 153,325,000
Total liabilities and shareholders’ equity $ 1,413,515,000 $ 1,426,966,000