A progression of deferred policy acquisition costs is presented below (in millions):



	P&C			Annuity and Run-off Long-term Care and Life
	Deferred			Deferred			Sales															Consolidated
	Costs			Costs			Inducements			PVFP			Subtotal			Unrealized			Total			Total
Balance at December 31, 2013	$	211		$	875		$	149		$	85		$	1,109		$	(345	)	$	764		$	975
Additions	497			198			8			—			206			—			206			703
Amortization:
Periodic amortization	(485		)	(130		)	(26		)	(11		)	(167		)	—			(167		)	(652		)
Annuity unlocking	—			(20		)	—			—			(20		)	—			(20		)	(20		)
Included in realized gains	—			2			1			—			3			—			3			3
Foreign currency translation	(2		)	—			—			—			—			—			—			(2		)
Change in unrealized	—			—			—			—			—			(186		)	(186		)	(186		)
Balance at December 31, 2014	221			925			132			74			1,131			(531		)	600			821

Additions	519			224			11			—			235			—			235			754
Amortization:
Periodic amortization	(511		)	(162		)	(26		)	(11		)	(199		)	—			(199		)	(710		)
Annuity unlocking	—			31			4			—			35			—			35			35
Included in realized gains	—			8			1			—			9			—			9			9
Sale of subsidiaries	—			(8		)	(3		)	(8		)	(19		)	—			(19		)	(19		)
Foreign currency translation	(3		)	—			—			—			—			—			—			(3		)
Change in unrealized	—			—			—			—			—			297			297			297
Balance at December 31, 2015	226			1,018			119			55			1,192			(234		)	958			1,184

Additions	535			230			9			—			239			—			239			774
Amortization:
Periodic amortization	(520		)	(169		)	(24		)	(9		)	(202		)	—			(202		)	(722		)
Annuity unlocking	—			25			4			—			29			—			29			29
Included in realized gains	—			6			2			—			8			—			8			8
Foreign currency translation	(3		)	—			—			—			—			—			—			(3		)
Change in unrealized	—			—			—			—			—			(31		)	(31		)	(31		)
Balance at December 31, 2016	$	238		$	1,110		$	110		$	46		$	1,266		$	(265	)	$	1,001		$	1,239