Operating Segments (Tables)

12 Months Ended

Jun. 30, 2024

Operating Segments [Abstract]

Reconciliation Of Reportable Segments Revenue

Revenue

Reportable

Segment

Inter-segment

Unallocated

From external

customers

Merchant

$

498,314

$

3,303

$

-

$

495,011

Consumer

69,211

-

-

69,211

Total for the year ended June 30, 2024

$

567,525

$

3,303

$

-

$

564,222

Merchant

$

463,701

$

-

$

-

$

463,701

Consumer

62,801

-

-

62,801

Other

-

-

1,469

1,469

Total for the year ended June 30, 2023

$

526,502

$

-

$

1,469

$

527,971

Merchant

$

156,689

$

12

$

-

$

156,677

Consumer

65,932

-

-

65,932

Total for the year ended June 30, 2022

$

222,621

$

12

$

-

$

222,609

Reconciliation Of Reportable Segments Measure Of Profit Or Loss To Income

2024

2023

2022

Reportable segments measure of profit or loss 

$

48,018

$

36,845

$

(9,028)

Operating loss: Group costs

(7,844)

(9,109)

(8,587)

Once-off costs

(1,853)

(1,922)

(8,088)

Unrealized Loss FV for currency adjustments

83

(222)

-

Lease adjustments

(3,238)

(2,906)

(3,955)

Stock-based compensation charge adjustments

(7,911)

(7,309)

(2,962)

Depreciation and amortization

(23,665)

(23,685)

(7,575)

Impairment loss

-

(7,039)

-

Reversal of allowance for doubtful EMI debt receivable (Note 9)

250

-

-

Loss on disposal of equity-accounted investment (Note 9)

-

(205)

(376)

Gain related to fair value adjustment to currency options

-

-

3,691

Gain on disposal of equity securities

-

-

720

Interest income 

2,294

1,853

2,089

Interest expense 

(18,932)

(18,567)

(5,829)

Loss before income taxes 

$

(12,798)

$

(32,266)

$

(39,900)

Summary Of Segment Information

2024

2023

2022

Reportable segment revenue

Merchant

$

498,314

$

463,701

$

156,689

Consumer

69,211

62,801

65,932

Total reportable segment revenue

567,525

526,502

222,621

Segment Adjusted EBITDA

Merchant

(1)

33,368

33,531

12,646

Consumer

(1)(2)

14,650

3,314

(21,674)

Total Segment Adjusted EBITDA

48,018

36,845

(9,028)

Depreciation and amortization

Merchant

8,543

7,422

2,186

Consumer

734

1,114

1,660

Subtotal: Operating segments 

9,277

8,536

3,846

Group costs

14,388

15,149

3,729

Total 

23,665

23,685

7,575

Expenditures for long-lived assets

Merchant

11,348

12,986

2,846

Consumer

1,317

3,170

1,712

Subtotal: Operating segments 

12,665

16,156

4,558

Group costs

-

-

-

Total 

$

12,665

$

16,156

$

4,558

(1) Segment Adjusted EBITDA for Merchant includes retrenchment costs of $

0.3

 million (ZAR

4.9

 million) and Consumer includes

retrenchment costs of $

0.2

 million (ZAR

3.5

 million) for the year ended June 30, 2024; and

(2) Consumer Segment Adjusted EBITDA for the year ended June 30, 2022, includes reorganization costs of $

5.9

 million (refer also Note 1).

Long-Lived Assets Based On Geographical Location

Long-lived assets

2024

2023

2022

South Africa

$

286,700

$

300,104

$

359,725

India - Investment in MobiKwik (Note 9)

76,297

76,297

76,297

Rest of world

2,548

2,197

2,811

Total

$

365,545

$

378,598

$

438,833