Stock-Based Compensation (Tables)

12 Months Ended

Jun. 30, 2022

Stock-Based Compensation [Abstract]

Summarized Stock Option Activity

	2022		2021		2020
Expected volatility	50	%	62	%	57	%
Expected dividends	0	%	0	%	0	%
Expected life (in years)	3		3		3
Risk-free rate	1.61	%	0.19	%	1.57	%

Range Of Assumptions Used To Value Options Granted

		Number of shares	Weighted average exercise price ($)	Weighted average remaining contractual term (in years)	Aggregate intrinsic value ($'000)	Weighted average grant date fair value ($)
Outstanding - July 1, 2019		864,579	7.81	7.05	-	2.62
	Granted – October 2019	561,000	3.07	10.00	676	1.20
	Forfeited	(93,928)	7.50			2.81
Outstanding - June 30, 2020		1,331,651	5.83	7.56	-	2.01
	Granted – August 2020	150,000	3.50	3.00	166	1.11
	Granted – November 2020	560,000	3.01	10.00	691	1.23
	Exercised	(17,335)	3.07	-	35	-
	Forfeited	(729,484)	6.65			2.24
Outstanding - June 30, 2021		1,294,832	3.93	7.68	1,624	1.45
	Granted – February 2022	137,620	4.87	10.00	235	1.71
	Exercised	(249,521)	3.05	-	470	-
	Forfeited	(256,706)	4.53			1.69
Outstanding - June 30, 2022		926,225	4.14	6.60	1,249	1.60

	Number of shares	Weighted average exercise price ($)	Weighted average remaining contractual term (in years)	Aggregate intrinsic value ($’000)
Vested and expecting to vest - June 30, 2022	926,225	4.14	6.60	1,249

	Number of shares	Weighted average exercise price ($)	Weighted average remaining contractual term (in years)	Aggregate intrinsic value ($’000)
Exercisable - June 30, 2022	380,674	5.00	5.46	163

Restricted Stock Activity

			Number of shares of restricted stock		Weighted average grant date fair value ($’000)
Non-vested – July 1, 2019				583,908		3,410
	Granted – February 2020			568,000		2,300
	Total vested			(18,908)		70
		Vested – March 2020		(11,408)		42
		Vested – March 2020 - accelerated vesting		(7,500)		28
	Forfeitures			(17,500)		65
Non-vested – June 30, 2020				1,115,500		5,354
	Granted – May 2021			254,560		1,035
	Total vested			(311,300)		(1,037)
		Vested – August 2020		(244,500)		812
		Vested – September 2020 - accelerated vesting		(66,800)		225
	Total forfeitures			(674,200)		2,690
		Forfeitures - employee terminations		(644,200)		2,542
		Forfeitures – September 2018 awards with market conditions		(30,000)		148
Non-vested – June 30, 2021				384,560		1,123
	Total granted			2,168,110		11,097
		Granted – July 2021		234,608		963
		Granted – August 2021		44,986		192
		Granted – November and December 2021		326,158		1,766
		Granted – December 2021		50,300		269
		Granted – February 2022		29,920		146
		Granted – March 2022		207,859		1,097
		Granted – April 2022		1,250,486		6,540
		Granted – May 2022		23,793		124
	Total granted and vested - November and December 2021			-		-
		Granted - November and December 2021		71,647		393
		Vested - November and December 2021		(71,647)		(393)
	Total vested			(61,861)		306
	Total forfeitures			(105,542)		542
		Forfeitures - employee terminations		(75,542)		382
		Forfeitures – September 2018 awards with market conditions		(30,000)		160
Non-vested – June 30, 2022				2,385,267		11,879

Recorded Net Stock Compensation Charge

			Total charge		Allocated to IT processing, servicing and support		Allocated to selling, general and administration
Year ended June 30, 2022
	Stock-based compensation charge		$	3,082	$	-	$	3,082
	Reversal of stock compensation charge related to stock options and restricted stock forfeited			(120)		-		(120)
		Total - year ended June 30, 2022	$	2,962	$	-	$	2,962
Year ended June 30, 2021
	Stock-based compensation charge		$	1,430	$	-	$	1,430
	Reversal of stock compensation charge related to stock options and restricted stock forfeited			(1,086)		-		(1,086)
		Total - year ended June 30, 2021	$	344	$	-	$	344
Year ended June 30, 2020
	Stock-based compensation charge		$	1,873	$	-	$	1,873
	Reversal of stock compensation charge related to stock options and restricted stock forfeited			(145)		-		(145)
		Total - year ended June 30, 2020	$	1,728	$	-	$	1,728