Revenue

12 Months Ended

Jun. 30, 2022

Revenue [Abstract]

Revenue

16.Revenue

The Company is a provider of digitized cash management solutions, transaction processing and merchant acquiring services, financial inclusion products and services, and secure payment technology. The Company operates a market-leading payment processor in South Africa. The Company offers debit, credit and prepaid processing and issuing services for all major payment networks. In South Africa, the Company provides innovative low-cost financial inclusion products, including banking, lending and insurance. Through the acquisition of Connect, the Company now offers digitized cash management solutions and merchant acquiring services, including an integrated platform for the distribution of value-added services.

Disaggregation of revenue

The following table represents our revenue disaggregated by major revenue streams, including reconciliation to operating segments for the year ended June 30, 2022:

			Consumer		Merchant		Other		Total
Processing fees			$	28,982	$	54,057	$	1,695	$	84,734
	South Africa			28,982		48,305		-		77,287
	Rest of world			-		5,752		1,695		7,447
Technology products				277		25,891		-		26,168
	South Africa			277		25,826		-		26,103
	Rest of world			-		65		-		65
Telecom products and services				-		69,603		-		69,603
Lending revenue				21,573		-		-		21,573
Interest from customers				-		1,121		-		1,121
Insurance revenue				8,530		-		-		8,530
Account holder fees				5,838		-		-		5,838
Other				732		4,310		-		5,042
	South Africa			732		4,259		-		4,991
	Rest of world			-		51		-		51
	Total revenue, derived from the following geographic locations			65,932		154,982		1,695		222,609
		South Africa		65,932		149,114		-		215,046
		Rest of world	$	-	$	5,868	$	1,695	$	7,563

The following table represents our revenue disaggregated by major revenue streams, including reconciliation to operating segments for the year ended June 30, 2021:

			Consumer		Merchant		Other		Total
Processing fees			$	32,042	$	27,960	$	3,318	$	63,320
	South Africa			32,042		27,960		-		60,002
	Rest of world			-		-		3,318		3,318
Technology products				331		18,683		-		19,014
Telecom products and services				-		13,422		-		13,422
Lending revenue				20,672		-		-		20,672
Insurance revenue				6,605		-		-		6,605
Account holder fees				5,342		-		-		5,342
Other				1,157		1,254		-		2,411
	Total revenue, derived from the following geographic locations			66,149		61,319		3,318		130,786
		South Africa		66,149		61,319		-		127,468
		Rest of world	$	-	$	-	$	3,318	$	3,318

16.Revenue (continued)

The following table represents our revenue disaggregated by major revenue streams, including reconciliation to operating segments for the year ended June 30, 2020:

			Consumer		Merchant		Other		Total
Processing fees			$	30,978	$	24,876	$	5,041	$	60,895
	South Africa			30,978		24,876		-		55,854
	Rest of world			-		-		5,041		5,041
Technology products				-		18,261		-		18,261
Telecom products and services				-		22,631		-		22,631
Lending revenue				19,955		-		-		19,955
Insurance revenue				5,212		-		-		5,212
Account holder fees				12,628		-		-		12,628
Other				2,225		2,492		-		4,717
	Total revenue, derived from the following geographic locations			70,998		68,260		5,041		144,299
		South Africa		70,998		68,260		-		139,258
		Rest of world	$	-	$	-	$	5,041	$	5,041