Stock-Based Compensation (Tables)

9 Months Ended

Mar. 31, 2020

Stock-Based Compensation [Abstract]

Summarized Stock Option Activity

			Number of shares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)	Aggregate intrinsic value($'000)	Weighted average grant date fair value($)
Outstanding - June 30, 2019			864 579	7,81	7,05	-	2,62
	Granted - October 2019		561 000	3,07	10,00	676	1,20
	Forfeited		(93 928)	7,50	-	-	2,81
		Outstanding - March 31, 2020	1 331 651	5,83	7,83	-	2,01
Outstanding - June 30, 2018			809 274	13,99	2,67	370	4,20
	Granted – September 2018		600 000	6,20	10,00	1 212	2,02
	Forfeited		(278 386)	19,16	-	-	5,00
		Outstanding - March 31, 2019	1 130 888	8,60	6,33	-	2,70

	Number ofshares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)
Vested and expecting to vest - March 31, 2020	1 331 651	5,83	7,83

	Number ofshares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)
Exercisable - March 31, 2020	474 986	8,77	5,44

Range Of Assumptions Used To Value Options Granted

	Nine months ended
	March 31,
	2020	2019
Expected volatility	57%	44%
Expected dividends	0%	0%
Expected life (in years)	3	3
Risk-free rate	1,57%	2,75%

Restricted Stock Activity

				Number of shares of restricted stock	Weighted average grant date fair value($’000)
Non-vested – June 30, 2019				583 908	3 410
	Granted – February 2020			568 000	2 300
	Total vested			(18 908)	70
		Vested – March 2020		(11 408)	42
		Vested – March 2020 - accelerated vesting		(7 500)	28
Forfeitures				(17 500)	65
		Non-vested – March 31, 2020		1 115 500	5 354
Non-vested – June 30, 2018				765 411	6 162
Granted – September 2018				148 000	114
Total vested - August 2017				(64 003)	503
		Vested – August 2018		(52 594)	459
		Vested – March 2019		(11 409)	44
	Forfeitures			(18 000)	70
			Non-vested – March 31, 2019	831 408	5 496

Recorded Net Stock Compensation Charge

						Allocated to cost of goods sold,		Allocated to
						IT processing,		selling, general
				Total		servicing and		and
				charge		support		administration
Three months ended March 31, 2020
	Stock-based compensation charge		$	492	$	-	$	492
	Reversal of stock compensation charge related to stock options and restricted stock forfeited			(145)		-		(145)
		Total - three months ended March 31, 2020	$	347	$	-	$	347
Three months ended March 31, 2019
	Stock-based compensation charge		$	578	$	-	$	578
	Reversal of stock compensation charge related to stock options and restricted stock forfeited			(91)		-		(91)
		Total - three months ended March 31, 2019	$	487	$	-	$	487

						Allocated to cost of goods sold,		Allocated to
						IT processing,		selling, general
				Total		servicing and		and
				charge		support		administration
Nine months ended March 31, 2020
	Stock-based compensation charge		$	1 315	$	-	$	1 315
	Reversal of stock compensation charge related to stock options and restricted stock forfeited		$	(145)	$	-	$	(145)
		Total - nine months ended March 31, 2020	$	1 170	$	-	$	1 170
Nine months ended March 31, 2019
	Stock-based compensation charge		$	1 763	$	-	$	1 763
	Reversal of stock compensation charge related to stock options and restricted stock forfeited		$	(91)		-	$	(91)
		Total - nine months ended March 31, 2019	$	1 672	$	-	$	1 672