Stock-Based Compensation (Tables)

6 Months Ended

Dec. 31, 2019

Stock-Based Compensation [Abstract]

Summarized Stock Option Activity

			Number of shares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)	Aggregate intrinsic value($'000)	Weighted average grant date fair value($)
Outstanding - June 30, 2019			864 579	7,81	7,05	-	2,62
	Granted - September 2019		561 000	3,07	10,00	676	1,20
		Outstanding - December 31, 2019	1 425 579	5,94	7,81	365	2,07
Outstanding - June 30, 2018			809 274	13,99	2,67	370	4,20
	Granted – September 2018		600 000	6,20	10,00	1 212	2,02
	Forfeited		(200 000)	24,46	-	-	7,17
		Outstanding - December 31, 2018	1 209 274	8,41	6,15	72	2,62

	Number ofshares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)	Aggregate intrinsic value($’000)
Vested and expecting to vest - December 31, 2019	1 425 579	5,94	7,81	365

	Number ofshares	Weighted average exercise price($)	Weighted average remaining contractual term(in years)
Exercisable - December 31, 2019	523 914	8,86	5,52

Range Of Assumptions Used To Value Options Granted

	Six months ended
	December 31,
	2019	2018
Expected volatility	57%	44%
Expected dividends	0%	0%
Expected life (in years)	3	3
Risk-free rate	1,57%	2,75%

Restricted Stock Activity

			Number of shares of restricted stock	Weighted average grant date fair value($’000)
Non-vested – June 30, 2019			583 908	3 410
	Non-vested – December 31, 2019		583 908	3 410
Non-vested – June 30, 2018			765 411	6 162
Granted – September 2018			148 000	114
Vested - August 2018			(52 594)	459
		Non-vested – December 31, 2018	860 817	5 785

Recorded Net Stock Compensation Charge

					Allocated to cost of goods sold,		Allocated to
					IT processing,		selling, general
			Total		servicing and		and
			charge		support		administration
Three months ended December 31, 2019
Stock-based compensation charge		$	436	$	-	$	436
	Total - three months ended December 31, 2019	$	436	$	-	$	436
Three months ended December 31, 2018
Stock-based compensation charge		$	598	$	-	$	598
	Total - three months ended December 31, 2018	$	598	$	-	$	598

					Allocated to cost of goods sold,		Allocated to
					IT processing,		selling, general
			Total		servicing and		and
			charge		support		administration
Six months ended December 31, 2019
Stock-based compensation charge		$	823	$	-	$	823
	Total - Six months ended December 31, 2019	$	823	$	-	$	823
Six months ended December 31, 2018
Stock-based compensation charge		$	1 185	$	-	$	1 185
	Total - Six months ended December 31, 2018	$	1 185	$	-	$	1 185