4. Accounts receivable, net and other receivables and finance loans receivable, net

Accounts receivable, net and other receivables

The Company's accounts receivable, net, and other receivables as of March 31, 2019, and June 30, 2018, is presented in the table below:


		March 31,			June 30,
		2019			2018
Accounts receivable, trade, net	$	25,098			40,268
Accounts receivable, trade, gross		26,155			41,369
Allowance for doubtful accounts receivable, end of period		1,057			1,101
Beginning of year		1,101			1,255
Reversed to statement of operations		(2	)		-
Charged to statement of operations		3,053			(47	)
Utilized		(3,020	)		642
Deconsolidated as a result of transaction in Note 2		(38	)		(776	)
Foreign currency adjustment		(37	)		27
Current portion of payments to agents in South Korea amortized over the
contract period		17,366			21,971
Payments to agents in South Korea amortized over the contract period.		29,080			39,553
Less: Payments to agents in South Korea amortized over the contract
period included in other long-term assets (Note 8)		11,714			17,582
Loan provided to Finbond		1,036			1,107
Loan provided to DNI (Note 2)		4,180			-
Other receivables		32,470			30,102
Total accounts receivable, net	$	80,150		$	93,448

Finance loans receivable, net

The Company's finance loans receivable, net, as of March 31, 2019, and June 30, 2018, is presented in the table below:


		March 31,			June 30,
		2019			2018
Microlending finance loans receivable, net	$	19,735		$	57,504
Microlending finance loans receivable, gross		22,964			61,743
Allowance for doubtful microlending finance loans receivable, end of period		3,229			4,239
Beginning of year		4,239			3,717
Charged to statement of operations		27,955			4,348
Utilized		(28,756	)		(3,588	)
Foreign currency adjustment		(209	)		(238	)
Working capital finance receivable, net		5,482			3,959
Working capital finance receivable, gross		18,274			16,123
Allowance for doubtful working capital finance receivable, end of period		12,792			12,164
Beginning of year		12,164			3,752
Charged to statement of operations		632			8,415
Foreign currency adjustment		(4	)		(3	)
Total finance loans receivable, net	$	25,217		$	61,463

(1) Other finance loans receivable have been deconsolidated as of March 31, 2019, pursuant to the DNI disposition described in Note 2.

During the three and nine months ended March 31, 2019, the Company recorded an increase in its allowance for doubtful microlending finance loans receivable of approximately $0.1 million and $27.9 million, respectively. This high level of allowance related to the non-funding of accounts for a portion of the EPE customer base as a result of the auto-migration of the customer base to the South Africa Post Office account offering during the three months ended December 31, 2018. During the three and nine months ended March 31, 2019, the Company utilized $24.2 million and $28.8 million, respectively, against the allowance for doubtful microlending finance loans receivable.