3. Accounts receivable, net and finance loans receivable, net

Accounts receivable, net

The Company's accounts receivable, net, as of September 30, 2018 and June 30, 2018, is presented in the table below:

		September 30,			June 30,
		2018			2018
Accounts receivable, trade, net	$	38,240		$	49,365
Accounts receivable, trade, gross		39,632			50,466
Allowance for doubtful accounts receivable, end of period		1,392			1,101
Beginning of year		1,101			1,255
Reversed to statement of operations		(2	)		(47	)
Charged to statement of operations		1,089			642
Utilized		(832	)		(776	)
Foreign currency adjustment		36			27
Current portion of payments to agents in South Korea amortized over the
contract period		20,695			21,971
Payments to agents in South Korea amortized over the contract period.		36,641			39,554
Less: Payments to agents in South Korea amortized over the contract
period included in other long-term assets (Note 7)		15,946			17,582
Loans provided to Finbond		1,074			1,107
Contingent purchase consideration		8,033			-
Other receivables		45,882			37,240
Total accounts receivable, net	$	113,924		$	109,683

Finance loans receivable, net

The Company's finance loans receivable, net, as of September 30, 2018 and June 30, 2018, is presented in the table below:

		September
		30,			June 30,
		2018			2018
Microlending finance loans receivable, net	$	46,078		$	57,504
Microlending finance loans receivable, gross		52,453			61,743
Allowance for doubtful microlending finance loans receivable, end of period		6,375			4,239
Beginning of year		4,239			3,717
Charged to statement of operations		4,271			4,348
Utilized		(2,117	)		(3,588	)
Foreign currency adjustment		(18	)		(238	)
Working capital finance receivable, net		3,834			3,959
Working capital finance receivable, gross		16,180			16,123
Allowance for doubtful working capital finance receivable, end of period		12,346			12,164
Beginning of year		12,164			3,752
Charged to statement of operations		181			8,415
Foreign currency adjustment		1			(3	)
Current portion of other finance loans receivable		899			742
Total other finance loans receivable		17,060			13,025
Less included in other long-term assets		16,161			12,283
Total finance loans receivable, net	$	50,811		$	62,205