Stock-Based Compensation (Tables)

6 Months Ended

Dec. 31, 2012

Stock-Based Compensation [Abstract]

Summarized Stock Option Activity

	Number of shares	Weighted average exercise price	Weighted Average Remaining Contractual Term (in years)	Aggregate Intrinsic Value ($'000)	Weighted Average Grant Date Fair Value ($'000)
Outstanding – June 30, 2012	2,247,583	$ 16.28	6.43	$ 602
Granted under Plan: August 2012..	431,000	8.75	10.0	1,249	$ 2.90
Exercised	(30,000)	7.98		24
Outstanding – December31,2012	2,648,583	15.15	6.48	90
Outstanding – June 30, 2011	2,120,656	$ 18.44	6.82	$ 243
Granted under Plan: August 2011..	165,000	6.59	10.00	297	$ 1.80
Granted under Plan: October 2011	202,000	7.98	10.00	442	$ 2.19
Outstanding – December31,2011	2,487,656	$ 16.81	6.81	$ 378
These options have an exercise price range of $6.59 to $24.46.
Exercisable	1,588,583	18.00	5.34	90

Restricted Stock Activity

	Number of Shares of Restricted Stock	Weighted Average Grant Date Fair Value ($'000)
Non-vested – June 30, 2012	646,617
Granted – August 2012	21,569	$ 189
Vested – August 2012	(19,715)
Forfeitures	(0)
Non-vested–December 31, 2012	648,471
Non-vested – June 30, 2011	103,672	-
Granted – August 2011	30,155	$ 199
Vested – August 2011	(6,157)	-
Vested – November 2011	(27,667)	-
Non-vested – December 31, 2011	100,003	-

Recorded Net Stock Compensation Charge

				Allocated to cost
				of goods sold, IT		Allocated to
				processing,		selling, general
		Total		servicing and		and
		charge		support		administration
Three months ended December 31, 2012
Stock-based compensation charge	$	1,117	$	-	$	1,117
Total three months ended December 31, 2012 .	$	1,117	$	-	$	1,117
Three months ended December 31, 2011
Stock-based compensation charge	$	543	$	-	$	543
Total three months ended December 31, 2011 .	$	543	$	-	$	543

				Allocated to cost
				of goods sold, IT		Allocated to
				processing,		selling, general
		Total		servicing and		and
		charge		support		administration
Six months ended December 31, 2012
Stock-based compensation charge	$	2,233	$	-	$	2,233
Total six months ended December 31, 2012	$	2,233	$	-	$	2,233
Six months ended December 31, 2011
Stock-based compensation charge	$	1,039	$	-	$	1,039
Total six months ended December 31, 2011	$	1,039	$	-	$	1,039