Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest and dividend income
Loans, including fees	$ 4,247	$ 4,268	$ 8,479	$ 8,459
Interest bearing balances with banks	8	5	15	9
Federal funds sold and other overnight investments	10	8	22	15
Mortgage-backed securities	295	370	599	718
U. S. Government agencies securities	201	296	416	625
State and municipal securities	12	11	23	22
Equity securities	23	19	50	39
Total interest and dividend income	4,796	4,977	9,604	9,887
Interest expense
Certificates of deposit, $100,000 or more	153	136	295	271
Other deposits	248	458	541	917
Securities sold under agreements to repurchase	12	24	23	41
Interest on long-term borrowings	327	325	655	646
Total interest expense	740	943	1,514	1,875
Net interest income	4,056	4,034	8,090	8,012
Provision for credit losses	110	679	277	1,236
Net interest income after provision for credit losses	3,946	3,355	7,813	6,776
Noninterest income
Service charges and fees on deposits	310	316	594	616
Mortgage banking fees	50	15	96	17
Other fee income	96	(31)	183	(2)
Gain on sale of loans	0	79	0	147
Gain (loss) on sale of real estate owned and repossessed assets	10	(22)	30	(22)
Loss on disposal of fixed assets	0	(1)	0	(32)
Total noninterest income	466	356	903	724
Noninterest expense
Personnel	1,618	1,714	3,307	3,475
Occupancy and equipment	369	424	747	845
Data processing	208	213	420	421
Legal and professional fees	137	146	268	225
Marketing	99	123	217	232
FDIC Insurance	86	135	168	281
Other operating expenses	421	461	805	780
Total noninterest expense	2,938	3,216	5,932	6,259
Income before income taxes	1,474	495	2,784	1,241
Income tax expense	553	169	1,039	406
Net income	921	326	1,745	835
Preferred stock dividend and discount accretion	61	123	169	245
Net income available to common shareholders	$ 860	$ 203	$ 1,576	$ 590
Basic earnings per common share	$ 0.22	$ 0.05	$ 0.40	$ 0.15
Basic weighted average shares	3,975,156	3,938,070	3,971,988	3,944,417
Diluted earnings per common share	$ 0.21	$ 0.05	$ 0.39	$ 0.14
Diluted weighted average shares	4,103,035	4,285,370	4,064,435	4,291,717