CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 1,225	$ 966
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	873	779
Purchased loans amortization (accretion), net	(46)	19
Stock-based compensation expense	109	26
Decrease in deferred loan origination fees, net of amortization	(125)	(66)
Income from BOLI	(222)	(211)
Changes in certain other assets and liabilities:
Prepaid expenses and other assets	195	207
Accrued interest receivable	32	(383)
Accrued expenses and other liabilities	(2,738)	4,099
Net cash provided by (used in) operating activities	(697)	5,436
CASH FLOWS FROM INVESTING ACTIVITIES:
Loan (originations) repayments, net	5,172	(15,452)
Purchases of loans receivable	(10,570)	(5,553)
Principal repayments on investment securities available for sale	1,965	2,216
Proceeds from calls and maturities of investment securities available for sale		3,000
Principal repayments on investment securities held to maturity	5,497	3,594
Proceeds from sale of shares in trading asset - VISA stock	248	193
Purchases of premises and equipment and capitalized software	(76)	(110)
Purchase of FHLB stock, net	(1,174)	(1,134)
Proceeds from death benefit on BOLI	1,223
Proceeds from sales of premises and equipment		86
Net cash provided by (used in) investing activities	2,285	(13,160)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(22,435)	(12,000)
Dividends paid	(420)	(1,267)
Proceeds from borrowings	237,400	151,800
Repayment of borrowings	(211,300)	(126,600)
Net decrease in advance payments by borrowers for taxes and insurance	(56)	(30)
Principal payments on finance lease liability	(19)	(17)
Net cash provided by financing activities	3,170	11,886
NET INCREASE IN CASH AND CASH EQUIVALENTS	4,758	4,162
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	29,414	23,642
CASH AND CASH EQUIVALENTS, END OF PERIOD	34,172	27,804
Cash paid during the period for:
Interest	5,624	5,094
Income taxes	24	24
NONCASH INVESTING AND FINANCING ACTIVITIES:
Dividends declared and accrued in other liabilities	420	422
Net unrealized holding gains (losses) from available for sale investment securities	1,412	(329)
Income tax effect related to other comprehensive income (loss)	(339)	79
Right-of-use lease asset obtained in exchange for operating lease liability	459
Conversion of shares in trading asset - VISA Stock	$ 248	$ 190