CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 5,315	$ 9,846
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,278	1,449
Purchased loans amortization (accretion), net	84	(31)
Stock-based compensation expense	(8)	192
Increase in deferred loan origination fees, net of amortization	62	102
Income from BOLI	(458)	(432)
Changes in certain other assets and liabilities:
Prepaid expenses and other assets	1,497	(603)
Accrued interest receivable	(92)	(557)
Accrued expenses and other liabilities	2,862	(1,175)
Net cash provided by operating activities	10,540	8,791
CASH FLOWS FROM INVESTING ACTIVITIES:
Loan (originations) repayments, net	(768)	25,831
Purchases of loans receivable	(6,152)	(46,473)
Principal repayments on investment securities available for sale	7,467	8,708
Purchases of investment securities available for sale		(73,303)
Proceeds from calls of investment securities available for sale	3,015	10
Principal repayments on investment securities held to maturity	7,609	10,289
Purchases of investment securities held to maturity		(8,496)
Purchases of premises and equipment and capitalized software	(3,468)	(1,163)
Redemption of certificates of deposits held for investment	249
Purchase of FHLB stock, net	(776)
Proceeds from sales of real estate owned ("REO") and premises and equipment		63
Net cash provided by (used in) investing activities	7,176	(84,534)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(25,451)	(44,526)
Dividends paid	(2,539)	(2,536)
Proceeds from borrowings	265,730
Repayment of borrowings	(246,330)
Net increase in advance payments by borrowers for taxes and insurance	253	370
Principal payments on finance lease liability	(29)	(26)
Proceeds from exercise of stock options	36	4
Repurchase of common stock	(577)	(4,784)
Net cash used in financing activities	(8,907)	(51,498)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	8,809	(127,241)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	22,044	241,424
CASH AND CASH EQUIVALENTS, END OF PERIOD	30,853	114,183
Cash paid during the period for:
Interest	7,435	1,042
Income taxes	1,170	2,267
NONCASH INVESTING AND FINANCING ACTIVITIES:
Dividends declared and accrued in other liabilities	1,267	1,291
Net unrealized holding losses from available for sale investment securities	(7,080)	(16,450)
Income tax effect related to other comprehensive loss	1,699	$ 3,949
Adjustment to retained earnings, net of deferred tax; - adoption of ASU 2016-13	$ (53)