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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Reconciliation of the allowance for loan losses (Details) - USD ($)
3 Months Ended 6 Months Ended
Sep. 30, 2023
Jun. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Reconciliation of the allowance for loan losses          
Beginning balance $ 15,343,000 $ 15,309,000   $ 15,309,000  
Charge-offs       (11,000)  
Recoveries 3,000     6,000  
Ending balance 15,346,000 15,343,000   15,346,000  
Reconciliation of the allowance for loan losses          
Beginning balance   15,309,000 $ 14,559,000 15,309,000 $ 14,523,000
Charge-offs     (10,000)   (16,000)
Recoveries     3,000   45,000
Ending balance     14,552,000   14,552,000
Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   42,000   42,000  
Commercial Real Estate Portfolio Segment | Commercial Business          
Reconciliation of the allowance for loan losses          
Beginning balance 5,215,000 3,123,000   3,123,000  
Provision for (recapture of) credit losses 124,000     332,000  
Ending balance 5,339,000 5,215,000   5,339,000  
Reconciliation of the allowance for loan losses          
Beginning balance   3,123,000 2,495,000 3,123,000 2,422,000
Provision for (recapture of) loan losses     294,000   367,000
Ending balance     2,789,000   2,789,000
Commercial Real Estate Portfolio Segment | Commercial Business | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   1,884,000   1,884,000  
Commercial Real Estate Portfolio Segment | Commercial Real Estate          
Reconciliation of the allowance for loan losses          
Beginning balance 7,205,000 8,894,000   8,894,000  
Provision for (recapture of) credit losses (67,000)     (262,000)  
Ending balance 7,138,000 7,205,000   7,138,000  
Reconciliation of the allowance for loan losses          
Beginning balance   8,894,000 8,542,000 8,894,000 9,037,000
Provision for (recapture of) loan losses     (312,000)   (807,000)
Ending balance     8,230,000   8,230,000
Commercial Real Estate Portfolio Segment | Commercial Real Estate | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   (1,494,000)   (1,494,000)  
Commercial Real Estate Portfolio Segment | Land          
Reconciliation of the allowance for loan losses          
Beginning balance 123,000 93,000   93,000  
Provision for (recapture of) credit losses (11,000)     (21,000)  
Ending balance 112,000 123,000   112,000  
Reconciliation of the allowance for loan losses          
Beginning balance   93,000 149,000 93,000 168,000
Provision for (recapture of) loan losses     (25,000)   (44,000)
Ending balance     124,000   124,000
Commercial Real Estate Portfolio Segment | Land | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   40,000   40,000  
Commercial Real Estate Portfolio Segment | Multi-Family          
Reconciliation of the allowance for loan losses          
Beginning balance 293,000 798,000   798,000  
Provision for (recapture of) credit losses       (13,000)  
Ending balance 293,000 293,000   293,000  
Reconciliation of the allowance for loan losses          
Beginning balance   798,000 862,000 798,000 845,000
Provision for (recapture of) loan losses     (6,000)   11,000
Ending balance     856,000   856,000
Commercial Real Estate Portfolio Segment | Multi-Family | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   (492,000)   (492,000)  
Commercial Real Estate Portfolio Segment | Real Estate Construction          
Reconciliation of the allowance for loan losses          
Beginning balance 830,000 764,000   764,000  
Provision for (recapture of) credit losses 30,000     (35,000)  
Ending balance 860,000 830,000   860,000  
Reconciliation of the allowance for loan losses          
Beginning balance   764,000 518,000 764,000 393,000
Provision for (recapture of) loan losses     120,000   245,000
Ending balance     638,000   638,000
Commercial Real Estate Portfolio Segment | Real Estate Construction | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   131,000   131,000  
Consumer          
Reconciliation of the allowance for loan losses          
Beginning balance 1,677,000 1,127,000   1,127,000  
Provision for (recapture of) credit losses (76,000)     (1,000)  
Charge-offs       (11,000)  
Recoveries 3,000     6,000  
Ending balance $ 1,604,000 1,677,000   1,604,000  
Reconciliation of the allowance for loan losses          
Beginning balance   1,127,000 1,236,000 1,127,000 943,000
Provision for (recapture of) loan losses     (4,000)   253,000
Charge-offs     (10,000)   (16,000)
Recoveries     3,000   45,000
Ending balance     1,225,000   1,225,000
Consumer | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Recoveries   0      
Consumer | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   483,000   483,000  
Unallocated          
Reconciliation of the allowance for loan losses          
Beginning balance   510,000   510,000  
Reconciliation of the allowance for loan losses          
Beginning balance   510,000 757,000 510,000 715,000
Provision for (recapture of) loan losses     (67,000)   (25,000)
Ending balance     $ 690,000   $ 690,000
Unallocated | Adjustment | ASU 2016-13          
Reconciliation of the allowance for loan losses          
Beginning balance   $ (510,000)   $ (510,000)