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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk category of bank loans by year of origination (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2023
Sep. 30, 2023
Origination year    
2024   $ 28,067,000
2023   163,431,000
2022   348,286,000
2021   134,736,000
2020   86,768,000
Prior   228,753,000
Revolving Loans   25,584,000
Total Loans Receivable   1,015,625,000
Gross write-offs    
2023   11,000
Total Loans Receivable   11,000
Commercial Real Estate Portfolio Segment    
Origination year    
Total Loans Receivable   917,432,000
Commercial Real Estate Portfolio Segment | Commercial Business    
Origination year    
2024   6,242,000
2023   65,288,000
2022   90,402,000
2021   32,287,000
2020   18,649,000
Prior   14,727,000
Revolving Loans   14,446,000
Total Loans Receivable   242,041,000
Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Origination year    
2024   13,180,000
2023   64,231,000
2022   143,592,000
2021   91,021,000
2020   54,318,000
Prior   195,035,000
Total Loans Receivable   561,377,000
Commercial Real Estate Portfolio Segment | Land    
Origination year    
2023   2,741,000
2022   1,404,000
2021   1,828,000
2020   115,000
Prior   470,000
Total Loans Receivable   6,558,000
Commercial Real Estate Portfolio Segment | Multi-Family    
Origination year    
2024   526,000
2023   6,369,000
2022   32,402,000
2021   5,270,000
2020   9,174,000
Prior   2,930,000
Total Loans Receivable   56,671,000
Commercial Real Estate Portfolio Segment | Real Estate Construction    
Origination year    
2024   7,837,000
2023   24,147,000
2022   18,801,000
Total Loans Receivable   50,785,000
Consumer    
Origination year    
Total Loans Receivable   98,193,000
Gross write-offs    
Total Loans Receivable   11,000
Consumer | Real estate one-to-four family    
Origination year    
2022   61,417,000
2021   4,223,000
2020   4,464,000
Prior   15,564,000
Revolving Loans   10,683,000
Total Loans Receivable   96,351,000
Consumer | Other installment    
Origination year    
2024   282,000
2023   655,000
2022   268,000
2021   107,000
2020   48,000
Prior   27,000
Revolving Loans   455,000
Total Loans Receivable   1,842,000
Gross write-offs    
2023   11,000
Total Loans Receivable $ 11,000 11,000
Pass    
Origination year    
2024   27,827,000
2023   158,444,000
2022   344,195,000
2021   134,650,000
2020   86,110,000
Prior   208,269,000
Revolving Loans   19,959,000
Total Loans Receivable   979,454,000
Pass | Commercial Real Estate Portfolio Segment | Commercial Business    
Origination year    
2024   6,242,000
2023   64,468,000
2022   89,457,000
2021   32,201,000
2020   18,026,000
Prior   14,329,000
Revolving Loans   8,821,000
Total Loans Receivable   233,544,000
Pass | Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Origination year    
2024   13,180,000
2023   60,424,000
2022   140,446,000
2021   91,021,000
2020   54,318,000
Prior   175,051,000
Total Loans Receivable   534,440,000
Pass | Commercial Real Estate Portfolio Segment | Land    
Origination year    
2023   2,381,000
2022   1,404,000
2021   1,828,000
2020   115,000
Prior   470,000
Total Loans Receivable   6,198,000
Pass | Commercial Real Estate Portfolio Segment | Multi-Family    
Origination year    
2024   526,000
2023   6,369,000
2022   32,402,000
2021   5,270,000
2020   9,139,000
Prior   2,868,000
Total Loans Receivable   56,574,000
Pass | Commercial Real Estate Portfolio Segment | Real Estate Construction    
Origination year    
2024   7,597,000
2023   24,147,000
2022   18,801,000
Total Loans Receivable   50,545,000
Pass | Consumer | Real estate one-to-four family    
Origination year    
2022   61,417,000
2021   4,223,000
2020   4,464,000
Prior   15,524,000
Revolving Loans   10,683,000
Total Loans Receivable   96,311,000
Pass | Consumer | Other installment    
Origination year    
2024   282,000
2023   655,000
2022   268,000
2021   107,000
2020   48,000
Prior   27,000
Revolving Loans   455,000
Total Loans Receivable   1,842,000
Special Mention    
Origination year    
2024   240,000
2023   4,987,000
2022   4,091,000
2021   86,000
2020   658,000
Prior   19,396,000
Revolving Loans   5,625,000
Total Loans Receivable   35,083,000
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Business    
Origination year    
2023   820,000
2022   945,000
2021   86,000
2020   623,000
Prior   295,000
Revolving Loans   5,625,000
Total Loans Receivable   8,394,000
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Origination year    
2023   3,807,000
2022   3,146,000
Prior   19,069,000
Total Loans Receivable   26,022,000
Special Mention | Commercial Real Estate Portfolio Segment | Land    
Origination year    
2023   360,000
Total Loans Receivable   360,000
Special Mention | Commercial Real Estate Portfolio Segment | Multi-Family    
Origination year    
2020   35,000
Prior   32,000
Total Loans Receivable   67,000
Special Mention | Commercial Real Estate Portfolio Segment | Real Estate Construction    
Origination year    
2024   240,000
Total Loans Receivable   240,000
Substandard    
Origination year    
Prior   1,088,000
Total Loans Receivable   1,088,000
Substandard | Commercial Real Estate Portfolio Segment | Commercial Business    
Origination year    
Prior   103,000
Total Loans Receivable   103,000
Substandard | Commercial Real Estate Portfolio Segment | Commercial Real Estate    
Origination year    
Prior   915,000
Total Loans Receivable   915,000
Substandard | Commercial Real Estate Portfolio Segment | Multi-Family    
Origination year    
Prior   30,000
Total Loans Receivable   30,000
Substandard | Consumer | Real estate one-to-four family    
Origination year    
Prior   40,000
Total Loans Receivable   $ 40,000