CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 11,433	$ 11,068	$ 22,643	$ 21,965
Interest on investment securities - taxable	2,261	2,172	4,595	4,006
Interest on investment securities - nontaxable	65	65	131	131
Other interest and dividends	276	783	623	1,180
Total interest and dividend income	14,035	14,088	27,992	27,282
INTEREST EXPENSE:
Interest on deposits	1,832	327	3,205	608
Interest on borrowings	2,352	330	4,577	582
Total interest expense	4,184	657	7,782	1,190
Net interest income	9,851	13,431	20,210	26,092
Net interest income after provision for credit losses	9,851	13,431	20,210	26,092
NON-INTEREST INCOME:
BOLI	258	242	458	432
Other, net	138	50	242	105
Total non-interest income, net	3,407	3,134	6,692	6,260
NON-INTEREST EXPENSE:
Salaries and employee benefits	5,845	5,885	11,888	11,837
Occupancy and depreciation	1,649	1,550	3,232	3,064
Data processing	710	701	1,384	1,479
Amortization of CDI	27	29	54	58
Advertising and marketing	355	295	668	492
FDIC insurance premium	175	119	352	235
State and local taxes	233	218	459	409
Telecommunications	52	55	105	105
Professional fees	265	280	608	581
Other	778	672	1,317	1,313
Total non-interest expense	10,089	9,804	20,067	19,573
INCOME BEFORE INCOME TAXES	3,169	6,761	6,835	12,779
PROVISION FOR INCOME TAXES	697	1,567	1,520	2,933
NET INCOME	$ 2,472	$ 5,194	$ 5,315	$ 9,846
Earnings per common share:
Basic	$ 0.12	$ 0.24	$ 0.25	$ 0.45
Diluted	$ 0.12	$ 0.24	$ 0.25	$ 0.45
Weighted average number of common shares outstanding:
Basic	21,190,987	21,624,469	21,163,692	21,825,070
Diluted	21,191,309	21,633,886	21,166,383	21,834,501
Fees and service charges
NON-INTEREST INCOME:
Non-interest income	$ 1,738	$ 1,680	$ 3,338	$ 3,401
Asset management fees.
NON-INTEREST INCOME:
Non-interest income	$ 1,273	$ 1,162	$ 2,654	$ 2,322