CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,843	$ 4,652
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	624	785
Purchased loans amortization, net	29	12
Stock-based compensation expense	62	63
Increase (decrease) in deferred loan origination fees, net of amortization	(59)	84
Income from BOLI	(200)	(190)
Changes in certain other assets and liabilities:
Prepaid expenses and other assets	1,845	128
Accrued interest receivable	25	(362)
Accrued expenses and other liabilities	3,901	(1,407)
Net cash provided by operating activities	9,070	3,765
CASH FLOWS FROM INVESTING ACTIVITIES:
Loan repayments, net	10,361	79
Purchases of loans receivable	(5,891)	(36,727)
Principal repayments on investment securities available for sale	4,316	3,878
Purchases of investment securities available for sale		(26,443)
Principal repayments on investment securities held to maturity	3,879	5,431
Purchases of investment securities held to maturity		(8,496)
Purchases of premises and equipment and capitalized software	(2,113)	(264)
Redemption of certificates of deposits held for investment	249
Purchase of FHLB stock, net	(493)
Net cash provided by (used in) investing activities	10,308	(62,542)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net decrease in deposits	(21,895)	(38,273)
Dividends paid	(1,272)	(1,218)
Proceeds from borrowings	157,945
Repayment of borrowings	(145,630)
Net decrease in advance payments by borrowers for taxes and insurance	(51)	(32)
Principal payments on finance lease liability	(14)	(13)
Proceeds from exercise of stock options	19	4
Repurchase of common stock	(577)	(1,279)
Net cash used in financing activities	(11,475)	(40,811)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	7,903	(99,588)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	22,044	241,424
CASH AND CASH EQUIVALENTS, END OF PERIOD	29,947	141,836
Cash paid during the period for:
Interest	3,393	461
NONCASH INVESTING AND FINANCING ACTIVITIES:
Dividends declared and accrued in other liabilities	1,267	1,317
Net unrealized holding losses from available for sale investment securities	(2,897)	(6,501)
Income tax effect related to other comprehensive loss	695	1,562
Reclassification of loans receivable to prepaid expenses and other assets		$ 14,531
Adjustment to retained earnings, net of deferred tax; - adoption of ASU 2016-13	$ (53)