INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Mar. 31, 2022
Deferred tax assets:
Deferred compensation	$ 78	$ 57
Allowance for loan losses	3,772	3,588
Accrued expenses	160	170
Accumulated depreciation and amortization	918	881
Deferred gain on sale	34	52
Deferred income	57	107
Purchase accounting	46	74
Net unrealized loss on investment securities available for sale	5,782	3,141
Operating lease liabilities	1,695	1,993
Other	429	420
Total deferred tax assets	12,971	10,483
Deferred tax liabilities:
FHLB stock dividends	(38)	(38)
Prepaid expenses	(241)	(171)
Operating lease ROU assets	(1,609)	(1,898)
Loan fees/costs	(797)	(875)
Total deferred tax liabilities	(2,685)	(2,982)
Deferred tax assets, net	$ 10,286	$ 7,501