COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Mar. 31, 2023

COMMITMENTS AND CONTINGENCIES

Schedule of significant off-balance sheet commitments

Significant off-balance sheet commitments are listed below at the dates indicated (in thousands):

	Contract or Notional
	Amount
	March 31,		March 31,
	2023		2022
Commitments to extend credit:
Adjustable-rate	$	12,489	$	17,125
Fixed-rate		18		2,895
Standby letters of credit		1,600		1,780
Undisbursed loan funds and unused lines of credit		130,269		137,460
Total	$	144,376	$	159,260