CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 15,086,000	$ 17,695,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,053,000	2,661,000
Purchased loans accretion, net	(43,000)	(31,000)
Provision for (recapture of) loan losses		(3,975,000)
Stock-based compensation expense	292,000	289,000
Decrease in deferred loan origination fees, net of amortization	(30,000)	(2,003,000)
Net loss (gain) on sales of premises and equipment		(993,000)
Income from BOLI	(626,000)	(613,000)
BOLI death benefit in excess of cash surrender value		(500,000)
Changes in certain other assets and liabilities:
Prepaid expenses and other assets	(258,000)	1,611,000
Accrued interest receivable	(1,077,000)	656,000
Accrued expenses and other liabilities	(405,000)	(4,803,000)
Net cash provided by operating activities	14,992,000	9,994,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Loan repayments, net	22,333,000	51,970,000
Purchases of loans receivable	(48,330,000)	(68,954,000)
Principal repayments on investment securities available for sale	11,907,000	32,166,000
Purchases of investment securities available for sale	(73,303,000)	(86,621,000)
Proceeds from calls of investment securities available for sale	10,000
Principal repayments on investment securities held to maturity	14,033,000	4,372,000
Purchases of investment securities held to maturity	(8,496,000)	(92,082,000)
Purchases of premises and equipment and capitalized software	(4,449,000)	(3,020,000)
Purchase of FHLB stock, net	(1,290,000)
Proceeds from death benefit on BOLI		1,305,000
Proceeds from sales of REO and premises and equipment	63,000	3,427,000
Net cash used in investing activities	(87,522,000)	(157,437,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(167,881,000)	127,394,000
Dividends paid	(3,827,000)	(3,450,000)
Proceeds from borrowings	38,514,000	2,000,000
Repayment of borrowings	(6,250,000)	(2,000,000)
Net decrease in advance payments by borrowers for taxes and insurance	(212,000)	(310,000)
Principal payments on finance lease liability	(40,000)	(34,000)
Proceeds from exercise of stock options	4,000	16,000
Repurchase of common stock	(4,865,000)	(1,724,000)
Net cash (used in) provided by financing activities	(144,557,000)	121,892,000
NET DECREASE IN CASH AND CASH EQUIVALENTS	(217,087,000)	(25,551,000)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	241,424,000	265,408,000
CASH AND CASH EQUIVALENTS, END OF PERIOD	24,337,000	239,857,000
Cash paid during the period for:
Interest	1,696,000	1,534,000
Income taxes	3,993,000	4,148,000
NONCASH INVESTING AND FINANCING ACTIVITIES:
Dividends declared and accrued in other liabilities	1,290,000	1,219,000
Net unrealized holding losses from available for sale investment securities	(15,273,000)	(1,549,000)
Income tax effect related to other comprehensive loss	$ 3,666,000	$ 372,000