CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2022	Dec. 31, 2021
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 11,531,000	$ 11,046,000	$ 33,496,000	$ 33,448,000
Interest on investment securities - taxable	2,397,000	1,303,000	6,403,000	3,438,000
Interest on investment securities - nontaxable	66,000	66,000	197,000	171,000
Other interest and dividends	449,000	136,000	1,629,000	379,000
Total interest and dividend income	14,443,000	12,551,000	41,725,000	37,436,000
INTEREST EXPENSE:
Interest on deposits	289,000	300,000	897,000	1,141,000
Interest on borrowings	454,000	192,000	1,036,000	576,000
Total interest expense	743,000	492,000	1,933,000	1,717,000
Net interest income	13,700,000	12,059,000	39,792,000	35,719,000
Provision for (recapture of) loan losses		(1,275,000)		(3,975,000)
Net interest income after provision for (recapture of) loan losses	13,700,000	13,334,000	39,792,000	39,694,000
NON-INTEREST INCOME:
BOLI	194,000	189,000	626,000	613,000
BOLI death benefit in excess of cash surrender value				500,000
Other, net	130,000	31,000	235,000	196,000
Total non-interest income, net	2,963,000	3,116,000	9,223,000	9,778,000
NON-INTEREST EXPENSE:
Salaries and employee benefits	5,982,000	5,880,000	17,819,000	17,269,000
Occupancy and depreciation	1,536,000	1,367,000	4,600,000	4,085,000
Data processing	705,000	698,000	2,184,000	2,187,000
Amortization of CDI	29,000	32,000	87,000	94,000
Advertising and marketing	202,000	155,000	694,000	487,000
FDIC insurance premium	116,000	113,000	351,000	321,000
State and local taxes	225,000	195,000	634,000	614,000
Telecommunications	48,000	51,000	153,000	152,000
Professional fees	343,000	285,000	924,000	945,000
Gain on sale of premises and equipment, net				(993,000)
Other	662,000	503,000	1,975,000	1,442,000
Total non-interest expense	9,848,000	9,279,000	29,421,000	26,603,000
INCOME BEFORE INCOME TAXES	6,815,000	7,171,000	19,594,000	22,869,000
PROVISION FOR INCOME TAXES	1,575,000	1,661,000	4,508,000	5,174,000
NET INCOME	$ 5,240,000	$ 5,510,000	$ 15,086,000	$ 17,695,000
Earnings per common share:
Basic	$ 0.24	$ 0.25	$ 0.69	$ 0.80
Diluted	$ 0.24	$ 0.25	$ 0.69	$ 0.80
Weighted average number of common shares outstanding:
Basic	21,504,903	22,166,130	21,717,959	22,229,832
Diluted	21,513,617	22,177,120	21,726,552	22,242,035
Fees and service charges
NON-INTEREST INCOME:
Non-interest income	$ 1,502,000	$ 1,759,000	$ 4,903,000	$ 5,428,000
Asset management fees.
NON-INTEREST INCOME:
Non-interest income	$ 1,137,000	$ 1,137,000	$ 3,459,000	3,041,000
BOLI Death Benefit In Excess Of Cash Surrender Value
NON-INTEREST INCOME:
BOLI death benefit in excess of cash surrender value				$ 500,000