LOANS RECEIVABLE (Tables)

9 Months Ended

Dec. 31, 2022

LOANS RECEIVABLE

Schedule of loans and financing receivable

	December 31,		March 31,
	2022		2022
Commercial and construction
Commercial business	$	238,740	$	228,091
Commercial real estate		562,180		582,837
Land		6,481		11,556
Multi-family		55,157		60,211
Real estate construction		51,153		24,160
Total commercial and construction		913,711		906,855
Consumer
Real estate one-to-four family		101,122		82,006
Other installment		1,680		1,547
Total consumer		102,802		83,553
Total loans		1,016,513		990,408
Less: Allowance for loan losses		14,558		14,523
Loans receivable, net	$	1,001,955	$	975,885