CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2020
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 44,079	$ 45,498	$ 46,405
Interest on investment securities - taxable	5,001	2,422	3,440
Interest on investment securities - nontaxable	237	129	117
Other interest and dividends	508	295	533
Total interest and dividend income	49,825	48,344	50,495
INTEREST EXPENSE:
Interest on deposits	1,424	2,544	2,890
Interest on borrowings	776	883	1,874
Total interest expense	2,200	3,427	4,764
Net interest income	47,625	44,917	45,731
Provision for (recapture of) loan losses	(4,625)	6,300	1,250
Net interest income after provision for (recapture of) loan losses	52,250	38,617	44,481
NON-INTEREST INCOME:
BOLI	800	813	864
Other, net	228	249	547
Total non-interest income, net	12,744	11,090	12,360
NON-INTEREST EXPENSE:
Salaries and employee benefits	23,635	22,570	22,805
Occupancy and depreciation	5,624	5,780	5,576
Data processing	2,940	2,662	2,629
Amortization of CDI	124	140	161
Advertising and marketing	614	466	856
FDIC insurance premium	439	319	81
State and local taxes	812	794	675
Telecommunications	197	295	327
Professional fees	1,235	1,231	1,120
(Gain) loss on sale of premises and equipment, net	(993)	14	(74)
Other	2,091	1,983	2,107
Total non-interest expense	36,718	36,254	36,263
INCOME BEFORE INCOME TAXES	28,276	13,453	20,578
PROVISION FOR INCOME TAXES	6,456	2,981	4,830
NET INCOME	$ 21,820	$ 10,472	$ 15,748
Earnings per common share:
Basic	$ 0.98	$ 0.47	$ 0.69
Diluted	$ 0.98	$ 0.47	$ 0.69
Weighted average number of common shares outstanding:
Basic	22,213,029	22,296,195	22,707,624
Diluted	22,224,947	22,312,831	22,744,045
Fees and service charges
NON-INTEREST INCOME:
Non-interest income	$ 7,109	$ 6,382	$ 6,541
Asset management fees.
NON-INTEREST INCOME:
Non-interest income	4,107	$ 3,646	$ 4,408
BOLI Death Benefit In Excess Of Cash Surrender Value
NON-INTEREST INCOME:
Non-interest income	500
BOLI death benefit in excess of cash surrender value	$ 500