DEPOSITS

12 Months Ended

Mar. 31, 2022

DEPOSITS

DEPOSITS

8.    DEPOSITS

Deposit accounts consisted of the following at the dates indicated (in thousands):

	March 31,		March 31,
Account Type	2022		2021
Non-interest-bearing	$	494,831	$	435,098
Interest-bearing checking		287,861		258,014
Money market		299,738		240,554
Savings accounts		340,076		291,769
Certificates of deposit		111,372		120,625
Total	$	1,533,878	$	1,346,060

Individual certificates of deposit in amounts of $250,000 or more totaled $32.7 million and $31.7 million at March 31, 2022 and 2021, respectively.

Scheduled maturities of certificates of deposit for future years ending March 31 are as follows (in thousands):

Year Ending March 31, :
2023	$	77,179
2024		19,519
2025		9,951
2026		767
2027		2,913
Thereafter		1,043
Total	$	111,372

Interest expense by deposit type was as follows for the years indicated (in thousands):

	Year Ended March 31,
	2022		2021		2020
Interest-bearing checking	$	87	$	85	$	100
Money market		150		153		229
Savings accounts		247		418		1,054
Certificates of deposit		940		1,888		1,507
Total	$	1,424	$	2,544	$	2,890