CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 12,185	$ 3,023
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,784	1,513
Purchased loans amortization (accretion), net	(4)	122
Provision for (recapture of) loan losses	(2,700)	6,300
Stock-based compensation expense	177	206
Increase (decrease) in deferred loan origination fees, net of amortization	(1,252)	2,351
Origination of loans held for sale		(913)
Proceeds from sales of loans held for sale		1,214
Net gains on loans held for sale and sales of premises and equipment	(993)	(23)
Income from BOLI	(424)	(432)
BOLI death benefit in excess of cash surrender value	(500)
Changes in certain other assets and liabilities:
Prepaid expenses and other assets	1,512	(2,752)
Accrued interest receivable	464	(1,637)
Accrued expenses and other liabilities	(2,005)	(1,429)
Net cash provided by operating activities	8,244	7,543
CASH FLOWS FROM INVESTING ACTIVITIES:
Loan repayments (originations), net	60,358	(62,370)
Purchases of loans receivable	(30,377)	(3,826)
Principal repayments on investment securities available for sale	23,650	19,105
Purchases of investment securities available for sale	(86,621)
Proceeds from calls of investment securities available for sale		3,000
Principal repayments on investment securities held to maturity	784	4
Purchases of investment securities held to maturity	(33,440)
Purchases of premises and equipment and capitalized software	(1,397)	(2,338)
Purchases of FHLB stock, net		(1,200)
Proceeds from death benefit on BOLI	1,305
Proceeds from sales of REO and premises and equipment	3,427
Net cash used in investing activities	(62,311)	(47,625)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	160,619	209,524
Dividends paid	(2,237)	(2,245)
Proceeds from borrowings	2,000	30,000
Repayment of borrowings	(2,000)
Net increase in advance payments by borrowers for taxes and insurance	129	308
Principal payments on finance lease liability	(22)	(19)
Proceeds from exercise of stock options	16	9
Repurchase of common stock	(1,724)	(1,447)
Net cash provided by financing activities	156,781	236,130
NET INCREASE IN CASH AND CASH EQUIVALENTS	102,714	196,048
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	265,408	41,968
CASH AND CASH EQUIVALENTS, END OF PERIOD	368,122	238,016
Cash paid during the period for:
Interest	1,108	1,901
Income taxes	2,389	2,292
NONCASH INVESTING AND FINANCING ACTIVITIES:
Dividends declared and accrued in other liabilities	1,219	1,117
Net unrealized holding gains (losses) from available for sale investment securities	(198)	840
Income tax effect related to other comprehensive income (loss)	$ 48	(201)
ROU lease assets obtained in exchange for operating lease liabilities		$ 5,833