CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 11,626	$ 11,346	$ 22,402	$ 22,874
Interest on investment securities - taxable	1,136	505	2,135	1,160
Interest on investment securities - nontaxable	55	17	105	35
Other interest and dividends	148	81	243	118
Total interest and dividend income	12,965	11,949	24,885	24,187
INTEREST EXPENSE:
Interest on deposits	399	657	841	1,515
Interest on borrowings	190	228	384	480
Total interest expense	589	885	1,225	1,995
Net interest income	12,376	11,064	23,660	22,192
Provision for (recapture of) loan losses	(1,100)	1,800	(2,700)	6,300
Net interest income after provision for (recapture of) loan losses	13,476	9,264	26,360	15,892
NON-INTEREST INCOME:
Net gains on sales of loans held for sale				28
BOLI	234	242	424	432
Other, net	77	31	165	64
Total non-interest income, net	3,074	2,819	6,662	5,442
NON-INTEREST EXPENSE:
Salaries and employee benefits	5,635	5,379	11,389	10,571
Occupancy and depreciation	1,309	1,457	2,718	2,907
Data processing	724	697	1,489	1,358
Amortization of CDI	31	35	62	70
Advertising and marketing	180	110	332	239
FDIC insurance premium	113	84	208	132
State and local taxes	221	204	419	408
Telecommunications	55	85	101	171
Professional fees	343	321	660	641
(Gain)/loss on sale of premises and equipment, net	(1,001)	4	(993)	5
Other	577	460	939	1,019
Total non-interest expense	8,187	8,836	17,324	17,521
INCOME BEFORE INCOME TAXES	8,363	3,247	15,698	3,813
PROVISION FOR INCOME TAXES	1,933	704	3,513	790
NET INCOME	$ 6,430	$ 2,543	$ 12,185	$ 3,023
Earnings per common share:
Basic	$ 0.29	$ 0.11	$ 0.55	$ 0.14
Diluted	$ 0.29	$ 0.11	$ 0.55	$ 0.14
Weighted average number of common shares outstanding:
Basic	22,179,829	22,261,709	22,261,856	22,259,201
Diluted	22,191,487	22,276,312	22,274,668	22,276,308
Fees and service charges
NON-INTEREST INCOME:
Non-interest income	$ 1,814	$ 1,663	$ 3,669	$ 3,061
Asset management fees
NON-INTEREST INCOME:
Non-interest income	928	$ 883	1,904	$ 1,857
BOLI Death Benefit In Excess Of Cash Surrender Value
NON-INTEREST INCOME:
Non-interest income	$ 21		$ 500